C
Seller's Agent in 2026
Colton Flynn
Keller Williams Commonwealth - Somerset
(859) 721-2121
33 Total Sales
222 Cedar Bluff Ridge Rd Monticello, KY 42633
Monticello AreaEstimated Value: $154,000 - $174,366
2
Beds
1
Bath
500
Sq Ft
$324/Sq Ft
Est. Value
Highlights
- Lake View
- Deck
- Wood Flooring
- Waterfront
- Secluded Lot
- No HOA
About This Home
As of March 2026Welcome to your next turnkey investment on beautiful Lake Cumberland! This charming 2-bedroom, 1-bath cabin sits on a private lot with seasonal lake views and comes fully furnished — hot tub, fire pit, outdoor seating, décor, appliances, and stylish interiors all included. With a spacious deck, new beds, and thoughtful updates throughout, it's truly ready to impress guests from day one. Currently operating as a successful short-term rental, the property grossed $22,000 last year with virtually no dedicated marketing, dynamic pricing, or optimization — plus frequent personal owner use. This presents tremendous upside for any investor ready to elevate the listing, improve visibility, and maximize occupancy. Located just 15 minutes from Conley Bottom Marina, Burnside Marina, and Somerset's amenities, the cabin offers year-round appeal for travelers seeking boating, fishing, hiking, or a quiet, cozy retreat in nature.
Last Agent to Sell the Property
Keller Williams Commonwealth - Somerset License #284615 Listed on: 01/16/2026
Last Buyer's Agent
Keller Williams Commonwealth - Somerset License #284615 Listed on: 01/16/2026
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Home Details
Home Type
- Single Family
Year Built
- Built in 1985
Lot Details
- 21,780 Sq Ft Lot
- Waterfront
- Secluded Lot
- Many Trees
Property Views
- Lake
- Woods
Home Design
- Cabin
- Pillar, Post or Pier Foundation
- Metal Roof
- Wood Siding
Interior Spaces
- 500 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Wood Flooring
- Crawl Space
Kitchen
- Oven or Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Dryer
- Washer
Outdoor Features
- Deck
- Fire Pit
- Wrap Around Porch
Schools
- Bell Elementary School
- Wayne Co Middle School
- Wayne Co High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
- Rural Subdivision
Listing and Financial Details
- Assessor Parcel Number MM-03-110.00ETC
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2026
Closed on
Mar 2, 2026
Sold by
Bought by
Seller's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
Buyer's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
List Price
$170,000
Sold Price
$155,000
Premium/Discount to List
-$15,000
-8.82%
Views
88
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,842
Avg. Annual Appreciation
10.83%
Original Mortgage
$124,000
Outstanding Balance
$123,508
Interest Rate
6.06%
Mortgage Type
New Conventional
Estimated Equity
$38,334
Purchase Details
Closed on
Jul 21, 2023
Sold by
Bought by
Purchase Details
Listed on
Nov 26, 2019
Closed on
May 1, 2020
Sold by
Bought by
Seller's Agent
Susan Hansford
Weichert Realtors Ford Brothers, Inc.
Buyer's Agent
Rick Horton
Weichert Realtors Ford Brothers, Inc.
List Price
$89,925
Sold Price
$62,000
Premium/Discount to List
-$27,925
-31.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.17%
Original Mortgage
$49,600
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 26, 2019
Closed on
Mar 11, 2020
Sold by
Bought by
Seller's Agent
Susan Hansford
Weichert Realtors Ford Brothers, Inc.
Buyer's Agent
Rick Horton
Weichert Realtors Ford Brothers, Inc.
List Price
$89,925
Sold Price
$62,000
Premium/Discount to List
-$27,925
-31.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,600
Interest Rate
3.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 24, 2017
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,000
Interest Rate
4.08%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $155,000 | Bluegrass Land Title | ||
| $115,000 | None Listed On Document | ||
| $32,500 | None Available | ||
| $62,000 | Southern Title Llc | ||
| $35,500 | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $124,000 | ||
| Previous Owner | $49,600 | ||
| Previous Owner | $65,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/02/2026 03/02/26 | Sold | $155,000 | -8.8% | $310 / Sq Ft | |
| 01/21/2026 01/21/26 | Pending | -- | -- | -- | |
| 01/16/2026 01/16/26 | For Sale | $170,000 | 0.0% | $340 / Sq Ft | |
| 01/11/2026 01/11/26 | Pending | -- | -- | -- | |
| 12/29/2025 12/29/25 | Price Changed | $170,000 | -2.9% | $340 / Sq Ft | |
| 12/08/2025 12/08/25 | For Sale | $175,000 | +182.3% | $350 / Sq Ft | |
| 03/11/2020 03/11/20 | Sold | $62,000 | -31.1% | $103 / Sq Ft | View Prior Sale |
| 01/31/2020 01/31/20 | Pending | -- | -- | -- | |
| 02/27/2018 02/27/18 | For Sale | $89,925 | -- | $150 / Sq Ft |
Source: ImagineMLS (Bluegrass REALTORS®)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,011 | $115,000 | $0 | $0 |
| 2024 | $1,038 | $115,000 | $0 | $0 |
| 2023 | $585 | $62,000 | $0 | $0 |
| 2022 | $590 | $62,000 | $25,000 | $37,000 |
| 2021 | $595 | $62,000 | $25,000 | $37,000 |
| 2020 | $315 | $32,500 | $7,500 | $25,000 |
| 2019 | $316 | $32,500 | $7,500 | $25,000 |
| 2018 | $315 | $32,500 | $7,500 | $25,000 |
| 2017 | $195 | $20,000 | $0 | $0 |
| 2016 | $184 | $20,000 | $2,000 | $18,000 |
| 2015 | $182 | $20,000 | $2,000 | $18,000 |
| 2012 | $172 | $20,000 | $2,000 | $18,000 |
Source: Public Records
Agents Affiliated with this Home
-
Colton Flynn
-
Susan Hansford
Seller's Agent in 2020
Susan Hansford
Weichert Realtors Ford Brothers, Inc.
(606) 219-3276
88 Total Sales
-
Rick Horton
Buyer's Agent in 2020
Rick Horton
Weichert Realtors Ford Brothers, Inc.
(513) 313-8042
8 Total Sales
Map
Source: ImagineMLS (Bluegrass REALTORS®)
MLS Number: 25507561
APN: MM-03-110.00ETC
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The information is being provided by LBAR Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 LBAR Multiple Listing Service. All Rights Reserved.
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