$349,900

Estimated payment $2,299/month

Total Views 2,077
3 Beds
2 Baths
1,717 Sq Ft
$204 Price per Sq Ft

Highlights

  • Boat Ramp
  • Access To Lake
  • Gated Community
  • Freedom 7 Elementary School of International Studies Rated A-
  • Home fronts a pond
  • Pond View

About This Home

Nestled behind the gates of Winterset, one of Winter Haven’s most sought-after lakefront communities, this meticulously maintained 3-bedroom, 2-bath home offers stunning water views and a serene natural setting surrounded by ponds and towering cypress trees. With water wrapping around the east and south sides, every day brings a new display of Florida wildlife, from graceful herons to playful cranes. Step inside and you’ll immediately feel at home in the open and inviting floor plan, designed to maximize comfort and capture the tranquil water vistas. The kitchen sits at the heart of the home overlooking the dining area and great room—each with picture-perfect water views. Featuring stainless steel appliances, a convenient closet pantry, and a breakfast bar perfect for casual dining, this kitchen seamlessly blends style and function. The spacious great room offers sliding doors that open to the wraparound deck, an ideal spot for morning coffee, al fresco dining or even a little fishing right from your backyard. The split-bedroom layout provides privacy and function, highlighted by a peaceful primary suite with deck access, dual walk-in closets with custom built-ins, and a well-appointed bath featuring dual vanities, a jetted soaking tub, and a separate walk-in shower. The two additional bedrooms are generously sized, one with a walk-in closet, and share a hall bath with a tub and linen closet. The interior laundry room comes fully equipped with a washer and dryer, convenient storage racks, and plenty of space for organization and everyday use. Notable upgrades include wood laminate flooring, upgraded light fixtures, ceiling fans throughout, retractable awnings for morning and afternoon shade, and 6-inch baseboards. Practical enhancements abound—new double pane hurricane impact windows and sliding doors installed in 2020, new A/C in 2019 with a Nest thermostat and a programmable water heater. The extended one-car garage includes a dedicated area ideal for a workshop or additional storage, along with ceiling-mounted racks that keep belongings neatly organized and off the floor. Community amenities include a lakefront clubhouse overlooking Lake Winterset, heated pool and spa, tennis and pickleball courts, shuffleboard, and boat ramp access to Lake Winterset, part of the world-famous Winter Haven Chain of Lakes. HOA fees include lawn service, making maintenance effortless. Conveniently located near Legoland FL, shopping, dining, and medical facilities, this home combines the best of comfort, natural beauty, and resort-style living in a peaceful, gated community. Centrally located between Tampa and Orlando, this residence offers easy access to theme parks, beaches and airports. Call today for a private tour of this gorgeous waterfront residence!

Listing Agent

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #678978 Listed on: 10/17/2025

Co-Listing Agent

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #3103005

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,931

Year Built

  • Built in 2002

Lot Details

  • 8,577 Sq Ft Lot
  • Home fronts a pond
  • East Facing Home
  • Private Lot
  • Corner Lot
  • Irrigation Equipment
  • Landscaped with Trees

HOA Fees

  • $217 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Mediterranean Architecture
  • Slab Foundation
  • Tile Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,717 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Awning
  • Shades
  • Sliding Doors
  • Great Room
  • Inside Utility
  • Pond Views
  • Storm Windows
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Split Vanities
  • Private Water Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Boat Ramp
  • Deck
  • Exterior Lighting
  • Rain Gutters
  • Wrap Around Porch

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance, private road, recreational facilities
  • Stambaugh Inc Association, Phone Number (863) 324-5100
  • Visit Association Website
  • Richmond Square Sub Subdivision
  • The community has rules related to building or community restrictions, deed restrictions, fencing

Amenities

  • Clubhouse
  • Community Mailbox

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Shuffleboard Court
  • Community Pool
  • Community Spa

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,931

Year Built

Built in 2002

Lot Details

0

HOA Fees

$217 per month

Parking

1

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Private Road, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Mediterranean
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1717
  • Lot Size Acres: 0.2
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 2097
  • Lot Size Sq Ft: 8577
  • Status: Active
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 194.82
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Sixth St NW
  • Minimum Lease: 7 Months
  • Number Of Pets: 1
  • RATIO Current Price By Calculate: 203.79
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Fishing,Lake,Water Access,Waterfront
  • Attribution Contact: 863-293-1133
  • Tax Year: 2025
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Double Pane Windows, Shades, Storm Window(s)
  • Additional Rooms: Attic,Great Room,Inside Utility
  • Living Area Meters: 159.51

Exterior Features

  • Direction Faces: East
  • Exterior Features: Awning(s), Lighting, Rain Gutters, Sliding Doors
  • Roof: Tile
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Water Body Name: LAKE WINTERSET
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Wrap Around
  • Road Surface Type: Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Pool, Sidewalks, Special Community Restrictions, Tennis Court(s), Street Lights
  • Association Amenities: Clubhouse, Fence Restrictions, Gated, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Association Fee: 217
  • Association Fee Frequency: Monthly
  • Association Name: Stambaugh Inc
  • Phone: 863-324-5100
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Buyer/Buyers Agent to Verifiy Pet Restrictions with HOA at 863-324-5100
  • Association Fee Requirement: Required
  • Max Pet Weight: 40
  • Association Email: admin@stambaughinc.com
  • Pet Size: Small (16-35 Lbs.)
  • Association URL: https://stambaughinc.com/

Fee Information

  • Total Annual Fees: 2604.00
  • Total Monthly Fees: 217.00
  • Monthly HOA Amount: 217.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 26-29-12-687516-001100
  • Additional Parcels: No
  • Lot Features: Corner Lot, Landscaped, Paved, Private
  • Property Attached Yn: No
  • Flood Zone Code: X, AE

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer/Buyers Agent to Verify Lease Restrictions with HOA at 863-324-5100. 7 month minimum lease. No short term rentals allowed.

Tax Info

  • Tax Annual Amount: 2931
  • Tax Block: A
  • Tax Book Number: 110-12
  • Tax Lot: 10

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Contact HOA regarding leasing process

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,905 $210,089 $38,000 $172,089
2024 $2,905 $216,562 $38,000 $178,562
2023 $2,722 $211,134 $37,000 $174,134
2022 $2,390 $181,594 $31,000 $150,594
2021 $1,645 $123,227 $0 $0
2020 $1,609 $121,526 $0 $0
2018 $1,539 $116,579 $0 $0
2017 $1,503 $114,181 $0 $0
2016 $1,463 $111,735 $0 $0
2015 $1,131 $110,958 $0 $0
2014 $1,388 $110,077 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/17/2025 10/17/25 For Sale $349,900 +2.9% $204 / Sq Ft
04/30/2025 04/30/25 Sold $340,000 -5.5% $198 / Sq Ft View Prior Sale
04/06/2025 04/06/25 Pending -- -- --
03/13/2025 03/13/25 Price Changed $359,900 -4.0% $210 / Sq Ft
11/29/2024 11/29/24 For Sale $375,000 +15.2% $218 / Sq Ft
03/11/2022 03/11/22 Sold $325,501 +5.3% $190 / Sq Ft View Prior Sale
02/01/2022 02/01/22 Pending -- -- --
01/27/2022 01/27/22 For Sale $309,000 -- $180 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 Real Estate Title
Warranty Deed $340,000 Real Estate Title
Quit Claim Deed -- None Listed On Document
Deed $100 --
Warranty Deed -- Attorney
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed $167,500 Attorney
Warranty Deed $167,500 Lawyers Title Ins
Warranty Deed $137,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $163,440 No Value Available
Previous Owner $134,000 No Value Available
Previous Owner $111,100 No Value Available
Closed $16,750 No Value Available
Source: Public Records

Source: Stellar MLS

MLS Number: P4936695

Stellar MLS

APN: 26-29-12-687516-001100