2220 Garden Lake Dr Winter Haven, FL 33884
Lake Ashton Neighborhood
3
Beds
2
Baths
1,717
Sq Ft
8,577
Sq Ft Lot
Highlights
- Boat Ramp
- Access To Lake
- Gated Community
- Frank E. Brigham Academy Rated 9+
- Home fronts a pond
- Pond View
About This Home
As of April 2025Experience resort-style living in the prestigious gated community of Winterset, located just minutes from Legoland. This captivating 3-bedroom, 2-bath home, with its Mediterranean-inspired architecture and breathtaking waterfront views, offers the perfect blend of elegance and tranquility. Nestled on a peninsula, the property is surrounded by water on its eastern and southern borders, creating a serene and picturesque setting.The thoughtfully designed triple split-bedroom floor plan features a spacious great room, highlighted by oversized hurricane-impact sliding glass doors and windows that fill the home with natural light. The kitchen is a chef's delight, boasting oak cabinets, recessed lighting, a center island, and an upgraded stainless steel appliance package. The dining area, adorned with a stylish chandelier, overlooks calming pond views, making every meal a delight.The generously sized master bedroom suite provides private access to the deck through sliding glass doors. His-and-her walk-in closets with custom organizers offer ample storage, while the luxurious master bathroom includes a jet spa tub, dual vanities, and a tiled shower. The two guest bedrooms are spacious and inviting, enhanced with designer light-filtering sheer shades for added comfort.Additional features include a utility room for extra storage, wood laminate flooring, upgraded light fixtures, and new retractable awnings on the wraparound deck. Modern conveniences include a 3.5-ton heat pump HVAC system (2019), a Nest thermostat, a programmable water heater, and a washer and dryer. The home also boasts a leaded glass front door, a durable tile roof 2002, 6-inch baseboard molding throughout, upgraded comfort-height commodes, pull-down attic stairs, and epoxy-finished flooring in the 1-car garage, which includes a niche ideal for a workshop or bike storage. Home is being sold Fully Furnished & Turn Key Ready. Winterset offers an exceptional array of community amenities, including a lakefront clubhouse with tennis courts, shuffleboard, heated pool, a hot tub, and access to Lake Winterset, part of the renowned Winter Haven Chain of Lakes. HOA Fees also include Lawn Service. Conveniently located near shopping, dining, and medical facilities, this home provides a lifestyle of luxury, comfort, and convenience.
Last Agent to Sell the Property
CENTURY 21 MYERS REALTY LAKE WALES License #3179504 Listed on: 11/29/2024
Last Buyer's Agent
Amy Long
REDFIN CORPORATION License #3474814
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,722
Year Built
- Built in 2002
Lot Details
- 8,577 Sq Ft Lot
- Home fronts a pond
- East Facing Home
- Private Lot
- Corner Lot
- Irrigation Equipment
- Landscaped with Trees
HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Mediterranean Architecture
- Turnkey
- Slab Foundation
- Tile Roof
- Block Exterior
Interior Spaces
- 1,717 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Double Pane Windows
- Awning
- Blinds
- Sliding Doors
- Great Room
- Inside Utility
- Pond Views
- Storm Windows
- Attic
Kitchen
- Dinette
- Range
- Microwave
- Dishwasher
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Hydromassage or Jetted Bathtub
- Bathtub With Separate Shower Stall
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Appliances
Outdoor Features
- Access To Lake
- Access To Chain Of Lakes
- Boat Ramp
- Deck
- Exterior Lighting
- Rain Gutters
- Wrap Around Porch
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 10 / A
- Assessor Parcel Number 26-29-12-687516-001100
Community Details
Overview
- Association fees include pool, ground maintenance, private road, recreational facilities
- Stambaugh Inc Association, Phone Number (863) 324-5100
- Visit Association Website
- Winterset Master Association
- Richmond Square Sub Subdivision
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community
Amenities
- Clubhouse
- Community Mailbox
Recreation
- Tennis Courts
- Pickleball Courts
- Shuffleboard Court
- Community Pool
- Community Spa
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 29, 2024
Closed on
Apr 29, 2025
Sold by
Fortier Sharon Gillis
Bought by
Olschewski Wilfred Walter and Olschewski Rita
Seller's Agent
Eileen Belanger
CENTURY 21 MYERS REALTY LAKE WALES
Buyer's Agent
Amy Long
REDFIN CORPORATION
List Price
$375,000
Sold Price
$340,000
Premium/Discount to List
-$35,000
-9.33%
Views
60
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.67%
Purchase Details
Closed on
Dec 31, 2021
Sold by
Downes Lilli M
Bought by
Matesig Gary L and Downes Lilli M
Purchase Details
Closed on
Jan 1, 2017
Bought by
Downes Lilli M
Purchase Details
Closed on
Aug 19, 2016
Sold by
Matesig Gary L and Downes Lilli M
Bought by
Downes Lilli M
Purchase Details
Closed on
Mar 17, 2015
Sold by
Matesig Gary L and Downes Lilli M
Bought by
Matesig Gary L and Downes Lilli M
Purchase Details
Closed on
Jul 11, 2014
Sold by
Matesie Gary
Bought by
Matesig Gary and Downes Lilli M
Purchase Details
Closed on
Feb 26, 2010
Sold by
Garbrecht Amy
Bought by
Matesig Gary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,440
Interest Rate
4.97%
Purchase Details
Closed on
Feb 9, 2005
Sold by
Mcgee Amy Lindsay and Lindsay Amy Gail
Bought by
Garbrecht Amy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,000
Interest Rate
5.62%
Purchase Details
Closed on
Jun 20, 2002
Sold by
Pioneer Property Mgmt Inc
Bought by
Hrezo Amy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,100
Interest Rate
6.77%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Real Estate Title | |
| Warranty Deed | $340,000 | Real Estate Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Deed | $100 | -- | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $167,500 | Attorney | |
| Warranty Deed | $167,500 | Lawyers Title Ins | |
| Warranty Deed | $137,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $153,272 | VA | |
| Previous Owner | $163,440 | No Value Available | |
| Previous Owner | $75,000 | Unknown | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $134,000 | No Value Available | |
| Previous Owner | $111,100 | No Value Available | |
| Closed | $16,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/30/2025 04/30/25 | Sold | $340,000 | -5.5% | $198 / Sq Ft |
| 04/06/2025 04/06/25 | Pending | -- | -- | -- |
| 03/13/2025 03/13/25 | Price Changed | $359,900 | -4.0% | $210 / Sq Ft |
| 11/29/2024 11/29/24 | For Sale | $375,000 | +15.2% | $218 / Sq Ft |
| 03/11/2022 03/11/22 | Sold | $325,501 | +5.3% | $190 / Sq Ft |
| 02/01/2022 02/01/22 | Pending | -- | -- | -- |
| 01/27/2022 01/27/22 | For Sale | $309,000 | -- | $180 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,905 | $216,562 | $38,000 | $178,562 |
| 2023 | $2,722 | $211,134 | $37,000 | $174,134 |
| 2022 | $2,390 | $181,594 | $31,000 | $150,594 |
| 2021 | $1,645 | $123,227 | $0 | $0 |
| 2020 | $1,609 | $121,526 | $0 | $0 |
| 2018 | $1,539 | $116,579 | $0 | $0 |
| 2017 | $1,503 | $114,181 | $0 | $0 |
| 2016 | $1,463 | $111,735 | $0 | $0 |
| 2015 | $1,131 | $110,958 | $0 | $0 |
| 2014 | $1,388 | $110,077 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Eileen Belanger
CENTURY 21 MYERS REALTY LAKE WALES
(863) 221-0229
114 in this area
264 Total Sales
-
A
Buyer's Agent in 2025
Amy Long
REDFIN CORPORATION
Map
Source: Stellar MLS
MLS Number: P4932822
APN: 26-29-12-687516-001100
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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