2220 Garden Lake Dr Winter Haven, FL 33884
Southeast Winterhaven NeighborhoodEstimated payment $2,299/month
Highlights
- Boat Ramp
- Access To Lake
- Gated Community
- Freedom 7 Elementary School of International Studies Rated A-
- Home fronts a pond
- Pond View
About This Home
Nestled behind the gates of Winterset, one of Winter Haven’s most sought-after lakefront communities, this meticulously maintained 3-bedroom, 2-bath home offers stunning water views and a serene natural setting surrounded by ponds and towering cypress trees. With water wrapping around the east and south sides, every day brings a new display of Florida wildlife, from graceful herons to playful cranes. Step inside and you’ll immediately feel at home in the open and inviting floor plan, designed to maximize comfort and capture the tranquil water vistas. The kitchen sits at the heart of the home overlooking the dining area and great room—each with picture-perfect water views. Featuring stainless steel appliances, a convenient closet pantry, and a breakfast bar perfect for casual dining, this kitchen seamlessly blends style and function. The spacious great room offers sliding doors that open to the wraparound deck, an ideal spot for morning coffee, al fresco dining or even a little fishing right from your backyard. The split-bedroom layout provides privacy and function, highlighted by a peaceful primary suite with deck access, dual walk-in closets with custom built-ins, and a well-appointed bath featuring dual vanities, a jetted soaking tub, and a separate walk-in shower. The two additional bedrooms are generously sized, one with a walk-in closet, and share a hall bath with a tub and linen closet. The interior laundry room comes fully equipped with a washer and dryer, convenient storage racks, and plenty of space for organization and everyday use. Notable upgrades include wood laminate flooring, upgraded light fixtures, ceiling fans throughout, retractable awnings for morning and afternoon shade, and 6-inch baseboards. Practical enhancements abound—new double pane hurricane impact windows and sliding doors installed in 2020, new A/C in 2019 with a Nest thermostat and a programmable water heater. The extended one-car garage includes a dedicated area ideal for a workshop or additional storage, along with ceiling-mounted racks that keep belongings neatly organized and off the floor. Community amenities include a lakefront clubhouse overlooking Lake Winterset, heated pool and spa, tennis and pickleball courts, shuffleboard, and boat ramp access to Lake Winterset, part of the world-famous Winter Haven Chain of Lakes. HOA fees include lawn service, making maintenance effortless. Conveniently located near Legoland FL, shopping, dining, and medical facilities, this home combines the best of comfort, natural beauty, and resort-style living in a peaceful, gated community. Centrally located between Tampa and Orlando, this residence offers easy access to theme parks, beaches and airports. Call today for a private tour of this gorgeous waterfront residence!
Listing Agent
THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #678978 Listed on: 10/17/2025
Co-Listing Agent
THE STONES REAL ESTATE FIRM Brokerage Phone: 863-293-1133 License #3103005
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,931
Year Built
- Built in 2002
Lot Details
- 8,577 Sq Ft Lot
- Home fronts a pond
- East Facing Home
- Private Lot
- Corner Lot
- Irrigation Equipment
- Landscaped with Trees
HOA Fees
- $217 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Mediterranean Architecture
- Slab Foundation
- Tile Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,717 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Double Pane Windows
- Awning
- Shades
- Sliding Doors
- Great Room
- Inside Utility
- Pond Views
- Storm Windows
- Attic
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Dinette
- Walk-In Pantry
- Range
- Microwave
- Dishwasher
- Solid Wood Cabinet
- Disposal
Flooring
- Wood
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Split Vanities
- Private Water Closet
- Hydromassage or Jetted Bathtub
- Bathtub With Separate Shower Stall
- Garden Bath
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Access To Chain Of Lakes
- Boat Ramp
- Deck
- Exterior Lighting
- Rain Gutters
- Wrap Around Porch
Schools
- Chain O Lakes Elementary School
- Denison Middle School
- Lake Region High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Electric Water Heater
- High Speed Internet
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 10 / A
- Assessor Parcel Number 26-29-12-687516-001100
Community Details
Overview
- Association fees include pool, ground maintenance, private road, recreational facilities
- Stambaugh Inc Association, Phone Number (863) 324-5100
- Visit Association Website
- Richmond Square Sub Subdivision
- The community has rules related to building or community restrictions, deed restrictions, fencing
Amenities
- Clubhouse
- Community Mailbox
Recreation
- Tennis Courts
- Pickleball Courts
- Shuffleboard Court
- Community Pool
- Community Spa
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,905 | $210,089 | $38,000 | $172,089 |
| 2024 | $2,905 | $216,562 | $38,000 | $178,562 |
| 2023 | $2,722 | $211,134 | $37,000 | $174,134 |
| 2022 | $2,390 | $181,594 | $31,000 | $150,594 |
| 2021 | $1,645 | $123,227 | $0 | $0 |
| 2020 | $1,609 | $121,526 | $0 | $0 |
| 2018 | $1,539 | $116,579 | $0 | $0 |
| 2017 | $1,503 | $114,181 | $0 | $0 |
| 2016 | $1,463 | $111,735 | $0 | $0 |
| 2015 | $1,131 | $110,958 | $0 | $0 |
| 2014 | $1,388 | $110,077 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/17/2025 10/17/25 | For Sale | $349,900 | +2.9% | $204 / Sq Ft | |
| 04/30/2025 04/30/25 | Sold | $340,000 | -5.5% | $198 / Sq Ft | View Prior Sale |
| 04/06/2025 04/06/25 | Pending | -- | -- | -- | |
| 03/13/2025 03/13/25 | Price Changed | $359,900 | -4.0% | $210 / Sq Ft | |
| 11/29/2024 11/29/24 | For Sale | $375,000 | +15.2% | $218 / Sq Ft | |
| 03/11/2022 03/11/22 | Sold | $325,501 | +5.3% | $190 / Sq Ft | View Prior Sale |
| 02/01/2022 02/01/22 | Pending | -- | -- | -- | |
| 01/27/2022 01/27/22 | For Sale | $309,000 | -- | $180 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $340,000 | Real Estate Title | |
| Warranty Deed | $340,000 | Real Estate Title | |
| Quit Claim Deed | -- | None Listed On Document | |
| Deed | $100 | -- | |
| Warranty Deed | -- | Attorney | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $167,500 | Attorney | |
| Warranty Deed | $167,500 | Lawyers Title Ins | |
| Warranty Deed | $137,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $163,440 | No Value Available | |
| Previous Owner | $134,000 | No Value Available | |
| Previous Owner | $111,100 | No Value Available | |
| Closed | $16,750 | No Value Available |
Source: Stellar MLS
MLS Number: P4936695
APN: 26-29-12-687516-001100
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