$374,990
PENDING

223 Bergamot Loop Davenport, FL 33837

Estimated payment $2,519/month

Total Views 9,292
4 Beds
3 Baths
2,080 Sq Ft
$180 Price per Sq Ft

Highlights

  • Open Floorplan
  • Covered Patio or Porch
  • In-Law or Guest Suite
  • Community Pool
  • Breakfast Area or Nook
  • Walk-In Closet

About This Home

INCREDIBLE OPPORTUNITY: ASSUMABLE FHA LOAN AT JUST 2.75% AND MOVE-IN READY! Discover one of the most versatile and highly sought-after floor plans available - a rare NEXT GEN® single-story home designed for true multigenerational living, house-hacking, rental income, or the ultimate work-from-home lifestyle in the desirable community of Citrus Pointe. This exceptional property offers TWO fully independent living spaces under one roof, each with its own private entrance, living area, kitchen, and laundry, delivering unmatched flexibility and privacy for a wide range of living arrangements. The main residence welcomes you with a bright open-concept layout filled with natural light and modern finishes. The chef-inspired kitchen features 42'' white cabinetry, quartz countertops, stainless steel appliances, a generous breakfast bar, and a charming café area, flowing seamlessly into the expansive Great Room, perfect for both everyday living and entertaining. A versatile den provides the option of a fifth bedroom, media room, or home office. Step outside to the covered lanai and enjoy breathtaking sunset views, your private retreat for relaxing evenings or hosting gatherings. The serene primary suite is tucked away from the secondary bedrooms for privacy, offering dual closets and an en-suite bath with dual vanities and a walk-in shower. On the opposite side, two secondary bedrooms share a bathroom, ensuring convenience for all. The attached in-law suite functions as a completely independent residence, complete with its own private entrance, living room, kitchenette, bedroom, full bathroom, and laundry, ideal for multigenerational living, extended family, guests, a private executive office, or rental income that can help offset the mortgage, providing rare built-in value. Thoughtful upgrades enhance both style and efficiency, including wood-look tile flooring throughout main living areas, plush newer carpeting in bedrooms, window treatments, ceiling fans in select rooms, smart-home technology, and transferable leased solar panels designed to reduce energy costs. Residents of Citrus Pointe enjoy a peaceful setting with resort-style amenities, including a community pool and playground. Exceptionally low HOA of just $24 per month. Ideally located directly across from Navigator Academy (K-11 Charter), just off US-27 with quick access to I-4, near AdventHealth, Posner Park shopping and dining, and less than 20 miles from Walt Disney World, whether you're searching for a forever home with dual-living capability or a unique property with built-in income potential, this one-of-a-kind residence truly offers the best of both worlds. Schedule your private showing today, opportunities like this are rare and don't last long.

Listing Agent

Fabiola Bracho

FLORIDA HOMES REALTY & MTG LLC License #3564897 Listed on: 03/18/2026

FLORIDA HOMES REALTY & MTG LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,936

Year Built

  • Built in 2020

Lot Details

  • 6,534 Sq Ft Lot
  • East Facing Home
  • Front Yard Sprinklers

HOA Fees

  • $24 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,080 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Entrance Foyer

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

  • Smart Home
  • Smart Thermostat
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Schools

  • Horizon Elementary School
  • Shelley S. Boone Middle School
  • Ridge Community High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Covered Patio or Porch
  • Accessory Dwelling Unit (ADU)

Listing and Financial Details

  • Assessor Parcel Number 272705726009002800

Community Details

Overview

  • Citrus Pointe Of Polk County HOA
  • Citrus Pointe Subdivision

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,936

Year Built

Built in 2020

Lot Details

6,534 Sq Ft Lot

HOA Fees

$24 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.15
  • Road Surface Type: Asphalt
  • Subdivision Name: Citrus Pointe
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Power Production Type: Photovoltaics
  • General Property Information Accessibility Features YN2: No
  • General Property Information Accessory Dwelling Unit YN: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Open Floorplan, Smart Home, Smart Thermostat, Walk-In Closet(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Breakfast Nook
  • Major Appliances: Dryer, Disposal, Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnished: Unfurnished
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Living Area: 2080.0

Exterior Features

  • Waterfront: No
  • Roof: Shingle
  • Lot Features: Sprinklers In Front
  • Pool Private: No
  • Construction Type: Block, Stucco
  • Direction Faces: East
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Cable Available, Electricity Available, Sewer Available, Water Available
  • Laundry Features: In Unit
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 292.28
  • Association Fee Frequency: Annually
  • Senior Community: No
  • Amenities: Playground, Pool
  • Association Name: Citrus Pointe of Polk County HOA
  • Phone: 863-293-7400
  • Association: Yes

Schools

  • Elementary School: Horizon
  • High School: Ridge Community
  • Middle Or Junior School: Shelley S. Boone

Lot Info

  • Current Use: Residential
  • Lot Size Sq Ft: 6534.0
  • Parcel #: 272705726009002800
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 5936.38
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,206 $306,665 $58,000 $248,665
2024 $6,285 $301,735 $58,000 $243,735
2023 $6,285 $243,829 $0 $0
2022 $6,222 $236,727 $0 $0
2021 $6,055 $229,832 $42,000 $187,832
2020 $2,990 $40,000 $40,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/27/2026 04/27/26 Pending -- -- --
03/18/2026 03/18/26 For Sale $374,990 +34.3% $180 / Sq Ft
03/18/2020 03/18/20 Sold $279,145 0.0% $132 / Sq Ft View Prior Sale
01/14/2020 01/14/20 Pending -- -- --
10/30/2019 10/30/19 For Sale $279,145 -- $132 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $279,200 Calatlantic Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $274,012 FHA
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2135398

realMLS (Northeast Florida Multiple Listing Service)

APN: 27-27-05-726009-002800

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