NOT LISTED FOR SALE

223 Oak St Ludlow, KY 41016

Estimated Value: $102,000 - $270,000

2 Beds
1 Bath
-- Sq Ft
0.62 Acres

Last Sold August 02, 2022

Last sale price $191,900

Est. 12% increase in value since last sale

Current estimated payment $1,377/month

26 Days on Market

Highlights

  • 0.62 Acre Lot
  • No HOA
  • Stainless Steel Appliances
  • Victorian Architecture
  • Formal Dining Room
  • 1 Car Detached Garage

About This Home

As of August 2022

Take a look at this charming, newly remodeled home. This home offers a double lot with gorgeous landscaping and a one-car garage. Newer roof, newer HVAC, newer water heather & appliances. Just minutes from downtown, it also has quaint local eateries & night life to offer nearby.

Last Agent to Sell the Property

Nick Gregory

RE/MAX Victory + Affiliates License #220124 Listed on: 05/26/2022

RE/MAX Victory + Affiliates

Last Buyer's Agent

Jane Ashcraft-West

RE/MAX Victory + Affiliates License #187308

RE/MAX Victory + Affiliates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,495

Lot Details

  • 0.62 Acre Lot
  • Lot Dimensions are 50x125x50

Parking

  • 1 Car Detached Garage

Home Design

  • Victorian Architecture
  • Stone Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Non-Functioning Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-33-15-007.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,495

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.62
  • Lot Size: 50x125x50
  • Directions: 75 to exit 189, KY -1072 Kyles Ln. Towards Ft. Wright/Park Hills, go West off exit - R onto US-25 North, Left onto Sleepy Hollow Rd, Turns into Adela Ave - R onto Linden St to Left on Oak St.
  • Architectural Style: Victorian
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 50x125x50
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Square Feet: 27212.0
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 026-33-15-007.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Architecture:Victorian: Yes
  • Foundation:Stone3: Yes
  • Roof:Asphalt: Yes
  • Special Features: None

Interior Features

  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Cooktop, Dishwasher, Microwave, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Fireplace Features:Inoperable: Yes
  • Appliances:Electric Cooktop: Yes
  • Dining Room Features:See Remarks22: Yes
  • Kitchen Features:See Remarks8: Yes
  • Primary Bedroom Features:See Remarks16: Yes
  • Living Room Features:See Remarks11: Yes
  • Primary Bath Features:See Remarks15: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Foundation Details: Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Accessibility Features:None15: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Garage5: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 27212.0
  • ResoLotSizeUnits: SquareFeet

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2022
Closed on
Jul 22, 2022
Sold by
Haggerty Benjamin A
Bought by
Orsua Jeff G and Orsua Jessica M
Seller's Agent
Nick Gregory
RE/MAX Victory + Affiliates
Buyer's Agent
Jane Ashcraft-West
RE/MAX Victory + Affiliates
List Price
$184,900
Sold Price
$191,900
Premium/Discount to List
$7,000
3.79%
Current Estimated Value
$215,069

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,169
Avg. Annual Appreciation
3.47%
Original Mortgage
$182,305
Outstanding Balance
$174,924
Interest Rate
5.81%
Mortgage Type
Balloon
Estimated Equity
$38,250

Purchase Details

Closed on
Nov 20, 2019
Sold by
Lakeview Loan Servicing Llc
Bought by
Lovins Daniel W and Lovins Kristie J

Purchase Details

Closed on
Oct 3, 2016
Sold by
Fain William M and Fain Rebecca
Bought by
Haggerty Benjamin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,275
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 19, 2015
Sold by
Fain Margaret R and Fain William M
Bought by
Fain William M and Fain Rebecca
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Orsua Jeff G $191,900 360 American Title
Orsua Jeff G $191,900 360 American Title
Lovins Daniel W $31,000 Agility Closing & Ttl Svcs I
Haggerty Benjamin A $84,500 360 American Title Svcs Llc
Fain William M -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Orsua Jeff G $182,305
Closed Orsua Jeff G $182,305
Previous Owner Haggerty Ben $14,190
Previous Owner Haggerty Benjamin A $80,275
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/02/2022 08/02/22 Sold $191,900 +3.8% --
06/22/2022 06/22/22 Pending -- -- --
06/21/2022 06/21/22 Price Changed $184,900 0.0% --
06/21/2022 06/21/22 For Sale $184,900 -2.6% --
05/31/2022 05/31/22 Pending -- -- --
05/26/2022 05/26/22 For Sale $189,900 -- --
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,495 $191,900 $10,000 $181,900
2023 $2,470 $191,900 $10,000 $181,900
2022 $1,451 $110,000 $10,000 $100,000
2021 $1,251 $84,500 $10,000 $74,500
2020 $1,246 $84,500 $10,000 $74,500
2019 $1,240 $84,500 $10,000 $74,500
2018 $1,232 $84,500 $10,000 $74,500
2017 $1,216 $84,500 $12,000 $72,500
2015 $555 $75,000 $12,000 $63,000
2014 -- $75,000 $12,000 $63,000
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 604404

Northern Kentucky Multiple Listing Service

APN: 026-33-15-007.00