$429,900

Estimated payment $2,515/month

Total Views 13,203
3 Beds
2 Baths
1,504 Sq Ft
$286 Price per Sq Ft

Highlights

  • Fresh Water Canal Waterfront
  • Fishing Pier
  • Screened Pool
  • Dock Does Not Have A Water Supply
  • Boat Ramp
  • 0.4 Acre Lot

About This Home

MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

Listing Agent

Tommy Harris

DALTON WADE INC Brokerage Phone: 888-668-8283 License #3641061 Listed on: 05/13/2026

DALTON WADE INC

Co-Listing Agent

Glenn Harris

DALTON WADE INC Brokerage Phone: 888-668-8283 License #3614705

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,480

Year Built

  • Built in 1979

Lot Details

  • 17,468 Sq Ft Lot
  • Lot Dimensions are 100x175
  • Fresh Water Canal Waterfront
  • Chain of Lakes Waterfront
  • Canal Waterfront
  • Lake Front
  • Street terminates at a dead end
  • Southeast Facing Home
  • Vinyl Fence
  • Level Lot
  • Private Yard
  • Property is zoned RS-1

Property Views

  • Water
  • Woods
  • Pool

Home Design

  • Florida Architecture
  • Entry on the 1st floor
  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,504 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Ceiling Fan
  • Drapes & Rods
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room

Kitchen

  • Eat-In Kitchen
  • Range
  • Freezer
  • Dishwasher
  • Stone Countertops

Flooring

  • Carpet
  • Concrete
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Walk-In Tub
  • Built-In Shower Bench

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • Driveway

Pool

  • Screened Pool
  • Gunite Pool
  • Fence Around Pool
  • Pool Deck
  • Pool Tile
  • In Ground Spa

Outdoor Features

  • Fishing Pier
  • Access To Lake
  • Access to Freshwater Canal
  • Boat Ramp
  • Dock Does Not Have A Water Supply
  • Dock Has No Access To Electricity
  • Dock made with wood
  • Open Dock
  • Lake Privileges
  • Enclosed Patio or Porch
  • Shed

Schools

  • Hickory Tree Elementary School
  • Harmony Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Propane
  • 1 Water Well
  • Electric Water Heater
  • Water Softener
  • 1 Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Maple Terrace Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,480

Year Built

Built in 1979

Lot Details

0.4 Acres

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Ranch
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 1504
  • Lot Size Acres: 0.4
  • New Construction: No
  • Year Built: 1979
  • Building Area Total: 2088
  • Lot Size Sq Ft: 17468
  • Number Of Lots: 1
  • Status: Active
  • Street Direction: W
  • Co List Office Mls Id: MFR260031661
  • Co List Office Phone: 888-668-8283
  • Ownership: Fee Simple
  • Entry Level: 1
  • Building Area Total Srch Sq M: 193.98
  • Escrow City: Punta Gorda
  • Escrow State: FL
  • Escrow Street Name: W. Marion Ave
  • Floor Number: 1
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 285.84
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Open,Dock - Wood,Dock w/o Electric,Dock w/o Water Supply
  • MFR_DockYN: 1
  • Water Frontage Feet Canal Front: 1
  • Attribution Contact: 888-668-8283
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Concrete, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Solid Surface Counters, Stone Counters, Window Treatments
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Private Yard
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Drapes, Rods, Window Treatments
  • Living Area Meters: 139.73

Exterior Features

  • Direction Faces: Southeast
  • Other Structures: Shed(s)
  • Pool Features: Deck, Gunite, Screen Enclosure, Tile
  • Exterior Features: French Doors, Private Yard, Sliding Doors, Storage
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Pool, Trees/Woods, Water
  • Water Body Name: ALLIGATOR LAKE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Canal - Freshwater,Lake
  • Water Extras: Boat Ramp - Private,Fishing Pier
  • Water View YN: 0
  • Waterfront Feet Total: 4
  • Flood Zone Panel: x
  • Water Frontage Feet Lake: 1
  • Additional Water Information: Water Frontage feet dimensions to be verified by buyer.
  • Water Frontage Feet Canal Fresh: 1
  • Water Frontage Feet Lake Chain: 1

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Covered, Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Propane
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Number Of Septics: 1
  • Number of Wells: 1

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Complex Community Name Nccb: MAPLE TERRACE

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Hickory Tree Elem
  • High School: Harmony High
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: RS-1
  • Parcel Number: 10-26-31-4070-0001-0110
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: In County, Level, Street Dead-End, Paved, Private
  • Lot Dimensions: 100x175
  • Flood Zone Code: AE

Rental Info

  • Furnished: Partially
  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2480.39
  • Tax Block: 1
  • Tax Book Number: 1-423
  • Tax Lot: 10

Multi Family

  • Waterfront Features: Canal - Freshwater, Canal Front, Lake Front, Lake Privileges

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,334 $168,443 -- --
2024 $2,280 $163,696 -- --
2023 $2,280 $158,929 $0 $0
2022 $2,172 $154,300 $26,100 $128,200
2021 $1,247 $119,689 $0 $0
2020 $1,189 $114,980 $0 $0
2019 $1,169 $112,395 $0 $0
2018 $1,090 $110,300 $0 $0
2017 $1,096 $108,032 $0 $0
2016 $1,085 $105,810 $0 $0
2015 $1,470 $105,075 $0 $0
2014 $1,428 $104,242 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/13/2026 05/13/26 For Sale $429,900 -- $286 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $100 None Listed On Document
Interfamily Deed Transfer -- Attorney
Source: Public Records

About the Listing Agent

Tommy Harris

DALTON WADE INC

(855) 904-6620

Section Image

Osceola County Real Estate Agent located in St. Cloud, FL.

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Source: Stellar MLS

MLS Number: S5149826

Stellar MLS

APN: 10-26-31-4070-0001-0110

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