NOT LISTED FOR SALE

225 Oak St Ludlow, KY 41016

Estimated Value: $245,000 - $276,000

2 Beds
2 Baths
1,211 Sq Ft
$215/Sq Ft Est. Value

Last Sold June 09, 2023

Last sale price $205,000 $169 Per Sq Ft

Est. 27% increase in value since last sale

Current estimated payment $1,636/month

2 Days on Market

Highlights

  • Open Floorplan
  • Wood Flooring
  • No HOA
  • Property is near public transit
  • Granite Countertops
  • Neighborhood Views

About This Home

As of June 2023

Love The Lud? * Then you need to take a look at this renovated 2 bedroom and 2 bath craftsman cottage! * You'll love and be surprized at the openess of the kitchen and living area with hardwood floors * The kitchen features granite countertops and includes stainless steel appliances* The owners bedroom has a private bathroom* Laundry area on the 1st floor for your convience* This home has had the roof gutters,HVAC,plumbing,HWH ,electric all replaced ,in last 2 yrs,in addition to all the updating* You also have have the convience of off street parking plus a back patio area! Small low maintaince yard yet still room for your garden and flowers!*

Last Agent to Sell the Property

Robin Donovan

Coldwell Banker Realty FM License #188720 Listed on: 05/17/2023

Coldwell Banker Realty FM

Last Buyer's Agent

Michele Mamo

eXp Realty, LLC License #216745

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,665

Lot Details

  • 3,049 Sq Ft Lot
  • Level Lot

Home Design

  • Cottage
  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,211 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Neighborhood Views
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • On-Street Parking
  • Off-Street Parking

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Patio
  • Property is near public transit

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 025-33-15-006.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,665

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.07
  • Lot Size: irreg
  • Road Frontage Type: City Street
  • Directions: Sleepy Hollow Rd-straight to Deverill Right on Oak St
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: irreg
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.07
  • General Property Description:Living Area: 1211.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 025-33-15-006.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • Foundation:Stone3: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Architecture:Cottage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Pantry, Open Floorplan, Granite Counters, Eat-in Kitchen, Ceiling Fan(s), Recessed Lighting
  • Basement: Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1211.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Unfinished2: Yes
  • Kitchen Features Pantry: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Primary Bath Features:Shower: Yes
  • Living Room Features:Wood Flooring2: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Kitchen Features:Hardwood Floors10: Yes
  • Interior Features:Recessed Lighting: Yes
  • Living Room Features:Recessed Lighting4: Yes

Exterior Features

  • View: Neighborhood
  • Roof: Shingle
  • Lot Features: Level, Near Public Transit
  • View: Yes
  • Construction Type: Brick
  • Foundation Details: Stone
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes
  • Lot Features:Level: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street, On Street
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Laundry Room, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available, Sewer Available, Water Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3049.2
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 17, 2023
Closed on
Jun 9, 2023
Sold by
Lovins Daniel W and Lovins Kristie J
Bought by
Visagie Paige
Seller's Agent
Robin Donovan
Coldwell Banker Realty FM
Buyer's Agent
Michele Mamo
eXp Realty, LLC
List Price
$187,500
Sold Price
$205,000
Premium/Discount to List
$17,500
9.33%
Views
56
Current Estimated Value
$259,919

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,919
Avg. Annual Appreciation
9.76%
Original Mortgage
$184,500
Outstanding Balance
$179,990
Interest Rate
6.43%
Mortgage Type
New Conventional
Estimated Equity
$72,096

Purchase Details

Closed on
Jan 20, 2006
Sold by
Thunert Marilyn and Thunert Arthur
Bought by
Gheen Hazel I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,761
Interest Rate
6.22%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 10, 2004
Sold by
Delk Diana L
Bought by
Thunert Marilyn
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Visagie Paige $205,000 360 American Title
Gheen Hazel I $81,400 Kentucky Land Title Agency
Thunert Marilyn $38,000 Kentucky Land Title Agency
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Visagie Paige $184,500
Previous Owner Gheen Hazel I $76,416
Previous Owner Gheen Hazel I $81,910
Previous Owner Gheen Hazel I $80,761
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/09/2023 06/09/23 Sold $205,000 +9.3% $169 / Sq Ft
05/21/2023 05/21/23 Pending -- -- --
05/18/2023 05/18/23 For Sale $187,500 -- $155 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,665 $205,000 $10,000 $195,000
2023 $450 $35,000 $10,000 $25,000
2022 $513 $35,000 $10,000 $25,000
2021 $507 $31,000 $10,000 $21,000
2020 $505 $31,000 $10,000 $21,000
2019 $1,197 $81,400 $10,000 $71,400
2018 $1,189 $81,400 $10,000 $71,400
2017 $1,174 $81,400 $10,000 $71,400
2015 $1,117 $81,400 $10,000 $71,400
2014 $1,073 $81,400 $10,000 $71,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 613681

Northern Kentucky Multiple Listing Service

APN: 026-33-15-006.00