NOT LISTED FOR SALE

2257 Rufus Ratchford Rd Gastonia, NC 28056

Estimated Value: $447,000 - $565,960

4 Beds
4 Baths
2,750 Sq Ft
$183/Sq Ft Est. Value

Last Sold February 15, 2022

Last sale price $425,000 $155 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $3,056/month

59 Days on Market

About This Home

As of February 2022

This renovated move-in ready 1960’s farm house is on a secluded 2.41 acre lot, only minutes from Belmont and Lake Wylie, with easy access to Charlotte. Come and see a full brick, spacious home on a well maintained private road surrounded by beautiful farm land. Enjoy 4 large bedrooms, a vast living room with all new LVP floors, wood stove, and an updated kitchen with beautiful white quartz countertops. ALL NEW agreeable grey paint throughout, refinished hardwood flooring in all bedrooms, refreshed bathrooms (new sinks, toilets, countertops and flooring), and more! The massive basement is fully equipped with lighting, fireplace, and garage door entrance Property includes two exterior buildings; a storage/utility building and a separate large 1 car garage/workshop. All new HVAC, receptacles/switches, and pex plumbing too.

Last Agent to Sell the Property

Stephanie Smith

Select Premium Properties Inc License #233506 Listed on: 10/06/2021

Last Buyer's Agent

Kathy Mcmahon

Rinehart Realty Corporation License #108076

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,715

Year Built

1964

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • New Construction: No
  • Road Surface Type: Asphalt, Gravel
  • Structure Type: Two Story/Basement
  • Subdivision Name: None
  • Ratio Current Price By Acre: 176348.55
  • Doors and Windows: g-Insulated Door(s),Insulated Windows
  • Special Features: None
  • Year Built: 1964

Interior Features

  • Appliances: Ceiling Fan(s), Electric Cooktop, Dishwasher, Electric Oven, Electric Dryer Hookup, Electric Range, ENERGY STAR Qualified Light Fixtures, Exhaust Fan, Exhaust Hood, Microwave, Oven
  • Fireplace Features: Wood Burning
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Flooring: Vinyl, Wood
  • Interior Amenities: Attic Fan, Attic Walk In, Basement Shop, Breakfast Bar, Garage Shop, Kitchen Island, Open Floorplan, Pantry, Walk-In Pantry
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fixture Exception Yn: 0
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1375
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 1115
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 1115
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 1375
  • Porch: Back,Front
  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • Roof: Shingle
  • Exterior Features: Shed(s), Workshop
  • Foundation Details: Basement, Basement Garage Door, Basement Outside Entrance, Block, Brick/Mortar, Slab, Crawl Space
  • Construction Type: Brick
  • Lot Features: Private, Wooded, Wooded
  • Tax Location: Gaston
  • Construction Type: Site Built

Garage/Parking

  • Parking Features: Basement, Carport - 2 Car, Driveway
  • Main Level Garage YN: 0

Utilities

  • Heating: Central, Fresh Air Ventilation, Heat Pump, Wood Stove
  • Laundry Features: Main Level
  • Sewer: Septic Installed
  • Water Source: Well
  • Water Heater: Electric

Schools

  • Elementary School: Bess
  • High School: Forestview
  • Middle Or Junior School: Cramerton
  • HOA Subject To: None

Lot Info

  • Zoning Description: R-1

Tax Info

  • RATIO List Price By Tax Amount: 1.82458

Multi Family

  • Unit Count: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2021
Closed on
Feb 15, 2022
Sold by
Nathan Smith Ministries
Bought by
Hancock Sara Elizabeth
Seller's Agent
Stephanie Smith
Select Premium Properties Inc
Buyer's Agent
Kathy Mcmahon
Rinehart Realty Corporation
List Price
$495,000
Sold Price
$425,000
Premium/Discount to List
-$70,000
-14.14%
Current Estimated Value
$503,990

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$78,990
Avg. Annual Appreciation
4.96%
Original Mortgage
$434,775
Outstanding Balance
$410,851
Interest Rate
5%
Mortgage Type
VA
Estimated Equity
$93,139

Purchase Details

Listed on
Jul 6, 2021
Closed on
Aug 11, 2021
Sold by
Cox Margaret Ellen R and Cox John W
Bought by
Ministries Nathan Smith
Seller's Agent
Carol Hamilton
Lake Norman Realty, Inc.
Buyer's Agent
Matthew Smith
Profound Real Estate
List Price
$279,900
Sold Price
$269,000
Premium/Discount to List
-$10,900
-3.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
145.18%

Purchase Details

Closed on
Apr 8, 2010
Sold by
Cox Margaret Ellen Ratchford
Bought by
Cox Margaret Ellen Ratchford
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hancock Sara Elizabeth $425,000 Taylor Law Pllc
Ministries Nathan Smith $269,000 None Available
Cox Margaret Ellen Ratchford -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hancock Sara Elizabeth $434,775
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/15/2022 02/15/22 Sold $425,000 0.0% $155 / Sq Ft
12/05/2021 12/05/21 Pending -- -- --
10/25/2021 10/25/21 Price Changed $425,000 -9.4% $155 / Sq Ft
10/11/2021 10/11/21 Price Changed $469,000 -5.3% $171 / Sq Ft
10/06/2021 10/06/21 For Sale $495,000 +84.0% $180 / Sq Ft
08/13/2021 08/13/21 Sold $269,000 -3.9% $91 / Sq Ft
08/06/2021 08/06/21 Pending -- -- --
07/27/2021 07/27/21 For Sale $279,900 0.0% $95 / Sq Ft
07/14/2021 07/14/21 Pending -- -- --
07/06/2021 07/06/21 For Sale $279,900 -- $95 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,715 $520,300 $41,230 $479,070
2024 $3,715 $520,300 $41,230 $479,070
2023 $3,616 $520,300 $41,230 $479,070
2022 $2,753 $299,220 $35,270 $263,950
2021 $2,159 $232,930 $35,270 $197,660
2019 $2,152 $232,930 $35,270 $197,660
2018 $1,547 $159,527 $35,103 $124,424
2017 $1,523 $159,527 $35,103 $124,424
2016 $1,523 $159,027 $0 $0
2014 $1,591 $167,510 $39,037 $128,473
Source: Public Records

Agents Affiliated with this Home

  • Stephanie Smith

    Seller's Agent in 2022

    Stephanie Smith

    Select Premium Properties Inc

    (910) 518-9280

    1,040 Total Sales

    Stephanie Smith
    Section Image
  • Kathy Mcmahon

    Buyer's Agent in 2022

    Kathy Mcmahon

    Rinehart Realty Corporation

    (973) 714-0999

    87 Total Sales

    Kathy Mcmahon
    Section Image

  • C

    Seller's Agent in 2021

    Carol Hamilton

    Lake Norman Realty, Inc.

    (704) 661-8995

    75 Total Sales

    Carol Hamilton
    Section Image
  • Greer Stamey

    Seller Co-Listing Agent in 2021

    Greer Stamey

    Lake Norman Realty, Inc.

    (704) 483-1518

    60 Total Sales

    Greer Stamey
    Section Image
  • Matthew Smith

    Buyer's Agent in 2021

    Matthew Smith

    Profound Real Estate

    (864) 517-0518

    58 Total Sales

    Matthew Smith
    Section Image
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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3790355

Canopy MLS (Canopy Realtor® Association)

APN: 216016

North Carolina Gaston County Gastonia 28056

2257 Rufus Ratchford Rd, Gastonia, NC

This home is located at 2257 Rufus Ratchford Rd, Gastonia, NC 28056 since 06 October 2021 and is currently estimated at $503,990, approximately $183 per square foot. This property was built in 1964. 2257 Rufus Ratchford Rd is a home located in Gaston County with nearby schools including W.A. Bess Elementary School, Cramerton Middle School, and Forestview High School.

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