$1,595,000

226 Pine Bay Dr Union Hall, VA 24176

Estimated payment $9,195/month

Total Views 6,869
4 Beds
3.5 Baths
3,445 Sq Ft
$463 Price per Sq Ft

Highlights

  • Hot Property
  • 2 Dock Slips
  • Deck
  • 110 Feet of Waterfront
  • Lake View
  • Community Pool

About This Home

Rare opportunity in the sought-after Smith Mountain Lake community of Contentment Island! This gently sloping waterfront property offers deep water, stunning sunrise views, and easy access to the lake. Enjoy evenings in the screened porch or on the spacious deck overlooking the water. The dock, built new in 2009, features composite decking, boat lift, jet ski lift, and sailboat lift. The unique 4-bedroom home includes an adjoining entry-level apartment, ideal for guests or extended family. Roof replaced in 2011 with a 50-year transferable warranty. Regularly maintained and thoughtfully updated. Full details available. Furnishings negotiable.

Listing Agent

Debbie Shelton

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE License #0225083584 Listed on: 05/21/2026

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,841

Year Built

  • Built in 1999

Lot Details

  • 16,988 Sq Ft Lot
  • 110 Feet of Waterfront
  • Cul-De-Sac
  • Level Lot

HOA Fees

  • $152 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Stone Siding

Interior Spaces

  • 3,445 Sq Ft Home
  • 1.5-Story Property
  • Sliding Doors
  • Great Room with Fireplace
  • Dining Room with Fireplace
  • Lake Views
  • Crawl Space

Kitchen

  • Electric Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 2 Main Level Bedrooms
  • In-Law or Guest Suite

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Personal Watercraft Lift
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 2 Dock Slips
  • Deck
  • Front Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 41

Community Details

Overview

  • Contentment Island Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,841

Year Built

Built in 1999

Lot Details

0.39 Acres

HOA Fees

$152 per month

Listing Details

  • Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Security System
  • Heating System: Heat Pump Electric
  • Fireplace(s): Dining Room, Gas Log, Great Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Crawl Space
  • Major Appliances: Clothes Dryer, Clothes Washer, Dishwasher, Disposer, Range Electric, Refrigerator
  • Cooling System: Heat Pump Electric
  • Outside Features: Deck, Paved Driveway
  • Views: Lake, Sunrise
  • BedroomsBREntryLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 2247.00
  • ExteriorDoors: Full View, Sliding
  • Fireplace Number Fireplaces: 1
  • HalfBathsHalfBathsUpperLvl: 1
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 110.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBRUpperLvl: 1
  • NumberPrimCovSpaces: 2.00
  • POACondoDues: 1820.00
  • POACondoTermsAM: Annual
  • Hoa2 Or Poa: Yes
  • PrimCoveredPrking: Garage Attached
  • Residential Type: Detached
  • Style Of House: 1.5 Story
  • SubdivisionMap: Contentment Island
  • Total Above Grd Fin S Q F T: 3445
  • TotalBdrm: 4
  • TotalBths: 3.10
  • TotalCovdPrkSpc: 2.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3445.00
  • TotalHBaths: 1
  • UpperAboveGrdFin Sq Ft: 1198.00
  • Water Class: Waterfront Property
  • WaterDetailsNumberCoveredSlips: 2
  • WaterDetailsNumberUncoverSlips: 1
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: No

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Public
  • Water Heater Type: Tank

Association/Amenities

  • Misc Features: Cul-De-Sac, In-Law Quarters, Paved Road, Underground Util

Lot Info

  • Lot Description: Level
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 0.39
  • Lot: 41
  • Phase: 6

Green Features

  • Water Features: Cove, Main Channel

Building Info

  • Year Built: 1999

Tax Info

  • Taxes (6 mo): 4841.00

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,841 $1,125,700 $280,000 $845,700
2024 $4,841 $1,125,700 $280,000 $845,700
2023 $4,305 $705,800 $275,000 $430,800
2022 $4,305 $705,800 $275,000 $430,800
2021 $4,305 $705,800 $275,000 $430,800
2020 $4,305 $705,800 $275,000 $430,800
2019 $4,240 $695,000 $275,000 $420,000
2018 $4,240 $695,000 $275,000 $420,000
2017 $3,823 $695,000 $275,000 $420,000
2016 $3,823 $695,000 $275,000 $420,000
2015 $3,753 $695,000 $275,000 $420,000
2014 $3,753 $695,000 $275,000 $420,000
2013 $3,753 $695,000 $275,000 $420,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/21/2026 05/21/26 For Sale $1,595,000 -- $463 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $705,800 --
Deed $705,800 None Listed On Document
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $280,000 New Conventional
Closed $280,000 New Conventional
Previous Owner $360,000 Adjustable Rate Mortgage/ARM
Previous Owner $715,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Debbie Shelton

BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE

(540) 305-8679

Section Image

Give Debbie Shelton a challenge and consider it done. She’s the kind of person who works hard to find solutions, never leaving a job undone or settling for second best. She approaches each situation with the determination to succeed, especially in her real estate career.

Debbie thrives on the challenges presented by her clients and meets each opportunity with energy and empathy. A tenacious negotiator, she views each transaction as a chance to bring people together on common ground.

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Source: Roanoke Valley Association of REALTORS®

MLS Number: 927781

Roanoke Valley Association of REALTORS®

APN: 0481103900

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