NOT LISTED FOR SALE

Estimated Value: $724,000 - $812,948

5 Beds
2.5 Baths
2,608 Sq Ft
$300/Sq Ft Est. Value

Last Sold September 25, 2023

Last sale price $630,000 $242 Per Sq Ft

Est. 24% increase in value since last sale

Current estimated payment $5,512/month

16 Days on Market

Highlights

  • Wood Flooring
  • Corner Lot
  • Formal Dining Room
  • Williamsburg Elementary School Rated A-
  • Mud Room
  • 1.5 Car Detached Garage

About This Home

As of September 2023

In the heart of Geneva's historic district, and just two blocks to 3rd Street's shopping and restaurants, 227 S 5th Street is full of character and charm befitting an updated 1848 home. Offering generous room sizes and a modern layout, this home boasts 5 bedrooms, 2.5 baths and hardwood throughout the first and second floors. The light filled living room, with wood burning fireplace, and dining room include plantation shutters. The large kitchen, with white cabinetry, stainless appliances and first floor laundry, enjoys access to the large, private yard. Appreciate the privacy with the lush landscaping and three different seating areas for entertaining and evenings around the fire pit. The first floor family room, with built-ins, can also serve as a large home office. With five bedrooms upstairs, including the primary bedroom with attached bath, you'll always have enough space for kids and guests. Just steps from your front door you will find the best restaurants, coffee shops, bakeries, parks and river walk that Kane County has to offer. The Geneva Library is a gem for young and old alike. Metra is just south of the home, you'll never run late for the train again. There isn't another home like this on the market today. Offering a swoon worthy location in the heart of downtown Geneva, plus character driven features like original built-ins and french doors, this home is a must see. Let's talk current updates...they include windows (21), new tankless water heater and boiler (21) new A/C (21) paint (21 and 23) - electrical & plumbing updates (16). Finally, the mudroom off the kitchen is perfect for dropping coats and daily necessities and is steps from the detached garage. 227 S 5th Street is the real deal, with curb appeal galore, in the heart of Mayberry. Please note home is being sold as-is.

Last Agent to Sell the Property

Martha Harrison

@properties Christie's International Real Estate License #475170292 Listed on: 07/21/2023

@properties Christie's International Real Estate

Last Buyer's Agent

Martha Harrison

@properties Christie's International Real Estate License #475170292 Listed on: 07/21/2023

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,446

Year Built

  • Built in 1848

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 102x100x101x99
  • Corner Lot

Parking

  • 1.5 Car Detached Garage
  • Garage Door Opener
  • Parking Space is Owned

Home Design

  • Stucco

Interior Spaces

  • 2,608 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Wood Burning Fireplace
  • Mud Room
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Central Air
  • Baseboard Heating
  • Heating System Uses Natural Gas
  • Radiant Heating System

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,446

Year Built

Built in 1848

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1848
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, First Floor Laundry, Built-in Features
  • LivingArea: 2608
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: Bedroom 5, Mud Room
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 2608
  • Basement Description: Unfinished
  • Bathroom Amenities: Separate Shower
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • List Price: 650000
  • Lot Features: Corner Lot
  • Waterfront: No
  • Exterior Building Type: Stucco

Garage/Parking

  • Garage Spaces: 1.5
  • Number of Cars: 1.5
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Baseboard, Radiant
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 304

Lot Info

  • Lot Size Acres: 0.23
  • Lot Dimensions: 102X100X101X99
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 15445.52
  • Tax Year: 2022
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 21, 2023
Closed on
Sep 15, 2023
Sold by
Cramer Michael A
Bought by
Mojica Evan and Mojica Hayley
Seller's Agent
Martha Harrison
@properties Christie's International Real Estate
Buyer's Agent
Martha Harrison
@properties Christie's International Real Estate
List Price
$650,000
Sold Price
$630,000
Premium/Discount to List
-$20,000
-3.08%
Views
250
Current Estimated Value
$781,737

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$151,737
Avg. Annual Appreciation
11.45%
Original Mortgage
$504,000
Interest Rate
7.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 6, 2012
Sold by
Phyfer David L and Carr Katherine E
Bought by
Cramer Michael A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,027
Interest Rate
4.4%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mojica Evan $630,000 Chicago Title Insurance Compan
Cramer Michael A $345,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mojica Evan $548,000
Closed Mojica Evan $504,000
Previous Owner Cramer Michael A $440,000
Previous Owner Cramer Michael A $24,000
Previous Owner Cramer Michael A $431,250
Previous Owner Cramer Michael A $13,500
Previous Owner Cramer Michael A $333,300
Previous Owner Cramer Michael A $323,975
Previous Owner Cramer Michael A $326,673
Previous Owner Cramer Michael A $331,027
Previous Owner Phyfer David L $427,000
Previous Owner Phyfer David L $30,000
Previous Owner Phyfer David L $275,000
Previous Owner Phyfer David L $256,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/25/2023 09/25/23 Sold $630,000 -3.1% $242 / Sq Ft
08/07/2023 08/07/23 Pending -- -- --
08/03/2023 08/03/23 For Sale $650,000 0.0% $249 / Sq Ft
07/26/2023 07/26/23 Pending -- -- --
07/21/2023 07/21/23 For Sale $650,000 0.0% $249 / Sq Ft
07/14/2022 07/14/22 Rented $4,000 0.0% --
07/01/2022 07/01/22 For Rent $4,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,595 $226,094 $48,827 $177,267
2023 $16,206 $205,540 $44,388 $161,152
2022 $15,446 $190,987 $41,245 $149,742
2021 $14,570 $183,889 $39,712 $144,177
2020 $14,407 $181,082 $39,106 $141,976
2019 $14,374 $177,654 $38,366 $139,288
2018 $14,354 $177,654 $38,366 $139,288
2017 $14,199 $168,095 $37,343 $130,752
2016 $14,273 $165,823 $36,838 $128,985
2015 -- $157,657 $35,024 $122,633
2014 -- $150,606 $35,024 $115,582
2013 -- $150,606 $35,024 $115,582
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11838599

Midwest Real Estate Data (MRED)

APN: 12-03-454-006