227 S 5th St Geneva, IL 60134
Downtown Geneva NeighborhoodEstimated Value: $694,000 - $771,000
5
Beds
2.5
Baths
2,608
Sq Ft
$281/Sq Ft
Est. Value
Highlights
- Wood Flooring
- Corner Lot
- Formal Dining Room
- Williamsburg Elementary School Rated A-
- Mud Room
- 1.5 Car Detached Garage
About This Home
As of September 2023In the heart of Geneva's historic district, and just two blocks to 3rd Street's shopping and restaurants, 227 S 5th Street is full of character and charm befitting an updated 1848 home. Offering generous room sizes and a modern layout, this home boasts 5 bedrooms, 2.5 baths and hardwood throughout the first and second floors. The light filled living room, with wood burning fireplace, and dining room include plantation shutters. The large kitchen, with white cabinetry, stainless appliances and first floor laundry, enjoys access to the large, private yard. Appreciate the privacy with the lush landscaping and three different seating areas for entertaining and evenings around the fire pit. The first floor family room, with built-ins, can also serve as a large home office. With five bedrooms upstairs, including the primary bedroom with attached bath, you'll always have enough space for kids and guests. Just steps from your front door you will find the best restaurants, coffee shops, bakeries, parks and river walk that Kane County has to offer. The Geneva Library is a gem for young and old alike. Metra is just south of the home, you'll never run late for the train again. There isn't another home like this on the market today. Offering a swoon worthy location in the heart of downtown Geneva, plus character driven features like original built-ins and french doors, this home is a must see. Let's talk current updates...they include windows (21), new tankless water heater and boiler (21) new A/C (21) paint (21 and 23) - electrical & plumbing updates (16). Finally, the mudroom off the kitchen is perfect for dropping coats and daily necessities and is steps from the detached garage. 227 S 5th Street is the real deal, with curb appeal galore, in the heart of Mayberry. Please note home is being sold as-is.
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475170292 Listed on: 07/21/2023
Last Buyer's Agent
@properties Christie's International Real Estate License #475170292 Listed on: 07/21/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,446
Year Built
- Built in 1848
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 102x100x101x99
- Corner Lot
Parking
- 1.5 Car Detached Garage
- Garage Door Opener
- Parking Space is Owned
Home Design
- Stucco
Interior Spaces
- 2,608 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Wood Burning Fireplace
- Mud Room
- Family Room
- Living Room with Fireplace
- Formal Dining Room
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Patio
Utilities
- Central Air
- Baseboard Heating
- Heating System Uses Natural Gas
- Radiant Heating System
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 21, 2023
Closed on
Sep 15, 2023
Sold by
Cramer Michael A
Bought by
Mojica Evan and Mojica Hayley
Seller's Agent
Martha Harrison
@properties Christie's International Real Estate
Buyer's Agent
Martha Harrison
@properties Christie's International Real Estate
List Price
$650,000
Sold Price
$630,000
Premium/Discount to List
-$20,000
-3.08%
Total Days on Market
16
Views
250
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$103,341
Avg. Annual Appreciation
9.23%
Original Mortgage
$504,000
Interest Rate
7.33%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 6, 2012
Sold by
Phyfer David L and Carr Katherine E
Bought by
Cramer Michael A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,027
Interest Rate
4.4%
Mortgage Type
FHA
Similar Homes in Geneva, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mojica Evan | $630,000 | Chicago Title Insurance Compan | |
| Cramer Michael A | $345,000 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mojica Evan | $548,000 | |
| Closed | Mojica Evan | $504,000 | |
| Previous Owner | Cramer Michael A | $440,000 | |
| Previous Owner | Cramer Michael A | $24,000 | |
| Previous Owner | Cramer Michael A | $431,250 | |
| Previous Owner | Cramer Michael A | $13,500 | |
| Previous Owner | Cramer Michael A | $333,300 | |
| Previous Owner | Cramer Michael A | $323,975 | |
| Previous Owner | Cramer Michael A | $326,673 | |
| Previous Owner | Cramer Michael A | $331,027 | |
| Previous Owner | Phyfer David L | $427,000 | |
| Previous Owner | Phyfer David L | $30,000 | |
| Previous Owner | Phyfer David L | $275,000 | |
| Previous Owner | Phyfer David L | $256,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/25/2023 09/25/23 | Sold | $630,000 | -3.1% | $242 / Sq Ft |
| 08/07/2023 08/07/23 | Pending | -- | -- | -- |
| 08/03/2023 08/03/23 | For Sale | $650,000 | 0.0% | $249 / Sq Ft |
| 07/26/2023 07/26/23 | Pending | -- | -- | -- |
| 07/21/2023 07/21/23 | For Sale | $650,000 | 0.0% | $249 / Sq Ft |
| 07/14/2022 07/14/22 | Rented | $4,000 | 0.0% | -- |
| 07/01/2022 07/01/22 | For Rent | $4,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $16,206 | $205,540 | $44,388 | $161,152 |
| 2022 | $15,446 | $190,987 | $41,245 | $149,742 |
| 2021 | $14,570 | $183,889 | $39,712 | $144,177 |
| 2020 | $14,407 | $181,082 | $39,106 | $141,976 |
| 2019 | $14,374 | $177,654 | $38,366 | $139,288 |
| 2018 | $14,354 | $177,654 | $38,366 | $139,288 |
| 2017 | $14,199 | $168,095 | $37,343 | $130,752 |
| 2016 | $14,273 | $165,823 | $36,838 | $128,985 |
| 2015 | -- | $157,657 | $35,024 | $122,633 |
| 2014 | -- | $150,606 | $35,024 | $115,582 |
| 2013 | -- | $150,606 | $35,024 | $115,582 |
Source: Public Records
Agents Affiliated with this Home
-
Martha Harrison
Seller's Agent in 2023
Martha Harrison
@ Properties
(630) 418-2466
5 in this area
150 Total Sales
-
Dave Richert
Seller's Agent in 2022
Dave Richert
eXp Realty, LLC - Geneva
(630) 906-7266
5 in this area
99 Total Sales
-
Teresa Keenan
Seller Co-Listing Agent in 2022
Teresa Keenan
eXp Realty, LLC - Geneva
(630) 917-2717
12 in this area
108 Total Sales
-
Lisa Vargo
Buyer's Agent in 2022
Lisa Vargo
Coldwell Banker Realty
(630) 333-2356
2 in this area
25 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11838599
APN: 12-03-454-006
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