2278 Emerald Cir Morro Bay, CA 93442
Estimated payment $10,340/month
Highlights
- Primary Bedroom Suite
- Open Floorplan
- Granite Countertops
- Del Mar Elementary School Rated A-
- Main Floor Primary Bedroom
- 4-minute walk to Cloisters Park
About This Home
Coastal Living at Its Finest – Elegant Home in The Cloisters, Morro Bay
Just steps from the dunes and the beach, this beautifully maintained single level 3-bedroom, 3.5-bathroom home is located in the exclusive Cloisters neighborhood of Morro Bay — a peaceful coastal enclave offering luxury, convenience, and natural beauty. Built in 2002 and thoughtfully designed with 1,882 sq ft of living space, this home features an open-concept layout perfect for entertaining or simply enjoying the relaxed beachside lifestyle. The spacious living and dining areas are enhanced by bamboo flooring and stylish plantation shutters throughout, offering both elegance and privacy. The chef’s kitchen is complete with granite countertops, an abundance of cabinetry and storage, and a full suite of included appliances: double oven, gas cooktop, refrigerator, dishwasher, and built-in microwave. The kitchen flows seamlessly into the living space, making it ideal for gatherings of any size. There's plenty of storage in the custom Cherry cabinets or credenza in the kitchen or along the hallway. Each of the three bedrooms offers plush carpeting for comfort, while the bathrooms are finished with durable tiled flooring. One of the bedroom ensuite is is the detached casita that offers personal space and privacy for your guests or extended family. A large 2-car garage adds practicality with ample storage options. This home is designed for ease of maintenance and lasting quality — perfect as a full-time residence, weekend getaway, or investment opportunity. Community highlights include direct access to the scenic coastal trails, a beautifully maintained park, a children’s playground, and miles of walking and biking paths — all just moments from your front door. Don’t miss your chance to own a piece of paradise in The Cloisters — where coastal charm meets everyday convenience.
Listing Agent
SIM Real Estate Brokerage Phone: 805-234-4315 License #01385503 Listed on: 08/02/2025
Open House Schedule
-
Sunday, September 21, 20251:00 to 3:00 pm9/21/2025 1:00:00 PM +00:009/21/2025 3:00:00 PM +00:00Hwy One to San Jacinto towards the ocean, onto Emerald Circle.Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $13,175
Year Built
- Built in 2002
Lot Details
- 6,428 Sq Ft Lot
- Rural Setting
- Wood Fence
- Back Yard
- Property is zoned R1
Parking
- 2 Car Direct Access Garage
- Parking Available
- Front Facing Garage
- Two Garage Doors
- Driveway Level
Home Design
- Entry on the 1st floor
Interior Spaces
- 1,882 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Plantation Shutters
- Entrance Foyer
- Living Room with Fireplace
- L-Shaped Dining Room
- Neighborhood Views
- Laundry Room
Kitchen
- Breakfast Area or Nook
- Double Oven
- Gas Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Granite Countertops
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Primary Bedroom Suite
Outdoor Features
- Patio
- Exterior Lighting
- Front Porch
Utilities
- Forced Air Heating System
- Cable TV Available
Listing and Financial Details
- Tax Lot 114
- Tax Tract Number 1996
- Assessor Parcel Number 065388069
- Seller Considering Concessions
Community Details
Overview
- No Home Owners Association
- Cloisters Subdivision
Recreation
- Community Playground
- Park
- Hiking Trails
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,175 | $1,108,354 | $522,260 | $586,094 |
| 2024 | $12,957 | $1,086,622 | $512,020 | $574,602 |
| 2023 | $12,957 | $1,065,317 | $501,981 | $563,336 |
| 2022 | $12,222 | $1,044,430 | $492,139 | $552,291 |
| 2021 | $12,046 | $1,023,952 | $482,490 | $541,462 |
| 2020 | $11,934 | $1,013,453 | $477,543 | $535,910 |
| 2019 | $11,822 | $993,582 | $468,180 | $525,402 |
| 2018 | $11,613 | $974,100 | $459,000 | $515,100 |
| 2017 | $11,408 | $955,000 | $450,000 | $505,000 |
| 2016 | $10,363 | $857,562 | $428,210 | $429,352 |
| 2015 | $10,223 | $844,681 | $421,778 | $422,903 |
| 2014 | $9,487 | $828,135 | $413,516 | $414,619 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Price Changed | $1,750,000 | -5.4% | $930 / Sq Ft |
| 09/08/2025 09/08/25 | Price Changed | $1,849,000 | -2.6% | $982 / Sq Ft |
| 08/22/2025 08/22/25 | Price Changed | $1,899,000 | -3.8% | $1,009 / Sq Ft |
| 08/02/2025 08/02/25 | For Sale | $1,975,000 | +106.8% | $1,049 / Sq Ft |
| 10/13/2016 10/13/16 | Sold | $955,000 | -2.1% | $507 / Sq Ft |
| 09/15/2016 09/15/16 | Pending | -- | -- | -- |
| 08/08/2016 08/08/16 | For Sale | $975,000 | -- | $518 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $955,000 | First American Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $700,000 | First American Title Company |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $505,000 | New Conventional | |
| Previous Owner | $296,165 | Unknown | |
| Previous Owner | $300,000 | No Value Available |
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: SC25173056
APN: 065-388-069
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Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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