228 Clay St New Albany, IN 47150
Estimated payment $1,002/month
Highlights
- Deck
- No HOA
- Central Air
- Traditional Architecture
- Porch
- Property is Fully Fenced
About This Home
Charming, affordable and just minutes from the heart of downtown New Albany, this updated 2-bedroom, 1-bath home blends character with convenience. Inside, you'll find an open-concept layout that makes the most of every square foot. Perfect for entertaining or cozy nights in. The style is modern rustic, with warm touches and thoughtful details that create a welcoming vibe. The updated kitchen flows right into the living area, so you're never far from the conversation. And while the main level offers everything you need, there's even more space in the unfinished basement. Perfect for storage, a home gym, or future finishing. Laundry and utilities are located in the basement, keeping your main living area clutter free. Affordably priced and move in ready, this home is a rare find for anyone looking to own for the first time or downsize.
Listing Agent
Green Team Real Estate Services License #262326 Listed on: 09/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,162
Year Built
- Built in 1929
Lot Details
- Property is Fully Fenced
Parking
- Side or Rear Entrance to Parking
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 950 Sq Ft Home
- 1-Story Property
- Basement
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Outdoor Features
- Deck
- Porch
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 22-05-03-400-439.000-008
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,162 | $118,200 | $9,200 | $109,000 |
| 2023 | $860 | $100,700 | $9,200 | $91,500 |
| 2022 | $920 | $96,900 | $9,200 | $87,700 |
| 2021 | $629 | $80,600 | $9,200 | $71,400 |
| 2020 | $552 | $77,400 | $9,200 | $68,200 |
| 2019 | $534 | $77,400 | $9,200 | $68,200 |
| 2018 | $1,366 | $62,900 | $9,200 | $53,700 |
| 2017 | $419 | $62,600 | $9,200 | $53,400 |
| 2016 | $376 | $59,900 | $9,200 | $50,700 |
| 2014 | $472 | $68,200 | $9,200 | $59,000 |
| 2013 | -- | $66,300 | $9,200 | $57,100 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/21/2025 10/21/25 | Sold | $172,900 | 0.0% | $182 / Sq Ft | View Prior Sale |
| 09/20/2025 09/20/25 | Pending | -- | -- | -- | |
| 09/13/2025 09/13/25 | For Sale | $172,900 | +14.5% | $182 / Sq Ft | |
| 05/09/2023 05/09/23 | Sold | $151,000 | +2.7% | $159 / Sq Ft | View Prior Sale |
| 04/05/2023 04/05/23 | Pending | -- | -- | -- | |
| 04/04/2023 04/04/23 | For Sale | $147,000 | +39.3% | $155 / Sq Ft | |
| 06/06/2019 06/06/19 | Sold | $105,500 | -7.5% | $106 / Sq Ft | View Prior Sale |
| 05/03/2019 05/03/19 | For Sale | $114,000 | 0.0% | $114 / Sq Ft | |
| 05/01/2019 05/01/19 | Pending | -- | -- | -- | |
| 04/12/2019 04/12/19 | For Sale | $114,000 | +185.0% | $114 / Sq Ft | |
| 12/01/2017 12/01/17 | Sold | $40,000 | -10.9% | $42 / Sq Ft | View Prior Sale |
| 10/26/2017 10/26/17 | Pending | -- | -- | -- | |
| 10/19/2017 10/19/17 | Price Changed | $44,900 | -10.0% | $47 / Sq Ft | |
| 08/18/2017 08/18/17 | For Sale | $49,900 | -- | $53 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $151,000 | None Listed On Document | |
| Deed | -- | Kentuckiana Title | |
| Deed | -- | Limestone Title & Escrow Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $8,645 | New Conventional | |
| Open | $169,767 | New Conventional | |
| Previous Owner | $148,265 | FHA | |
| Previous Owner | $105,500 | Adjustable Rate Mortgage/ARM |
About the Listing Agent
Kristi is a dedicated realtor passionate about providing exceptional service to both buyers and sellers. She works tirelessly to guide her clients through the entire real estate process, offering clear communication and frequent updates to ensure a seamless experience. With a background in professional offices, hospitality, and fitness instruction, Kristi brings a unique set of skills to every transaction, helping her clients navigate with confidence.
Becoming a realtor fulfilled a lifelong
Kristi's Other Listings
Source: Metro Search, Inc.
MLS Number: 1698189
APN: 22-05-03-400-439.000-008
- 210 Clay St
- 1309 Vine St
- 226 Sloemer Ave
- 1313 Vine St
- 201 Virginia Ct
- 1202 Naghel St
- 301 Country Club Dr
- 6 Valley View Ct
- 1120 Chartres St
- 1833 Grant Line Rd
- 1406 Chartres St
- 714 Lincoln St
- 1464 South St
- 1119 Ekin Ave
- 2206 Green Valley Rd
- 830 Cedar Bough Place
- 929 Valley View Rd
- 601 E 10th St
- 1711 Charlestown Rd
- 1314 Ekin Ave
- 1508 Beech St Unit B
- 1900 Bono Rd
- 1810 Graybrook Ln
- 600 Country Club Dr
- 703 E Oak St
- 703 E Oak St
- 614 E Oak St
- 411 E Spring St
- 739 W 8th St Unit 2
- 1401 E Oak St
- 145-151 E Main St Unit 145-200
- 223 Main St
- 1604 E Oak St
- 2406 Green Valley
- 2313 Grant Line Rd
- 1743 Culbertson Ave
- 1201 Dewey St Unit 1
- 1308 E Main St Unit 1
- 1813 E Elm St
- 417 E 18th St