$172,900
SOLD OCT 21, 2025

228 Clay St New Albany, IN 47150

2 Beds
1 Bath
950 Sq Ft
3,485 Sq Ft Lot

Recently Sold

$182 Per Sq Ft

Highlights

  • Deck
  • No HOA
  • Central Air
  • Traditional Architecture
  • Porch
  • Property is Fully Fenced

About This Home

As of October 2025

Charming, affordable and just minutes from the heart of downtown New Albany, this updated 2-bedroom, 1-bath home blends character with convenience. Inside, you'll find an open-concept layout that makes the most of every square foot. Perfect for entertaining or cozy nights in. The style is modern rustic, with warm touches and thoughtful details that create a welcoming vibe. The updated kitchen flows right into the living area, so you're never far from the conversation. And while the main level offers everything you need, there's even more space in the unfinished basement. Perfect for storage, a home gym, or future finishing. Laundry and utilities are located in the basement, keeping your main living area clutter free. Affordably priced and move in ready, this home is a rare find for anyone looking to own for the first time or downsize.

Last Agent to Sell the Property

Kristi Brizendine

Green Team Real Estate Services License #262326 Listed on: 11/14/2025

Green Team Real Estate Services

Last Buyer's Agent

Chase Spencer

F.C. Tucker Collier License #298360

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1929

Lot Details

  • Property is Fully Fenced

Parking

  • Side or Rear Entrance to Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 950 Sq Ft Home
  • 1-Story Property
  • Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 22-05-03-400-439.000-008
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: No
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 950.0
  • Architectural Style: Traditional
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Traditional: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Unfinished
  • Bedroom Level: First
  • Dining Area Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • BasementFoundation:Poured Concrete: Yes
  • Basement:Unfinished: Yes
  • Other Rooms:Dining Area: Yes

Exterior Features

  • Fencing: Full
  • Roof: Shingle
  • Acres: 0.08
  • Construction Type: Vinyl Siding, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction:Brick3: Yes
  • Exterior Features:Fencing - Full: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: On Street, Off Street, Entry Rear
  • GarageParking:Off-Street Parking: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Electric, Natural Gas
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 3615.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 22-05-03-400-439.000-008

Building Info

  • Year Built: 1929

Tax Info

  • Tax Block: 0
  • Tax Lot: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2025
Closed on
Oct 21, 2025
Sold by
Stemle Lindsay L
Bought by
Allen Crystal
Seller's Agent
Kristi Brizendine
Green Team Real Estate Services
Buyer's Agent
Chase Spencer
F.C. Tucker Collier
List Price
$172,900
Sold Price
$172,900
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.89%
Original Mortgage
$8,645
Outstanding Balance
$8,645
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$159,342

Purchase Details

Listed on
Apr 4, 2023
Closed on
May 17, 2023
Sold by
Guihan Katelyn Loretta
Bought by
Stemle Lindsay L
Seller's Agent
Christina McKim
Keller Williams Realty Consultants
Buyer's Agent
Kymberli Quinn
Schuler Bauer Real Estate Services ERA Powered
List Price
$147,000
Sold Price
$151,000
Premium/Discount to List
$4,000
2.72%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.68%
Original Mortgage
$148,265
Interest Rate
5.75%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 12, 2019
Closed on
Jun 6, 2019
Sold by
Dn Props Llc
Bought by
Guihan Katelyn Loretta
Seller's Agent
Gary Lytle
eXp Realty, LLC
Buyer's Agent
Chris Koerner
Property Advancement Realty
List Price
$114,000
Sold Price
$105,500
Premium/Discount to List
-$8,500
-7.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$105,500
Interest Rate
4.1%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Aug 18, 2017
Closed on
Dec 1, 2017
Sold by
Lewis Jennifer H
Bought by
Dn Props Llc
Seller's Agent
Stephen Lindsey
eXp Realty, LLC
Buyer's Agent
Stephen Lindsey
eXp Realty, LLC
List Price
$49,900
Sold Price
$40,000
Premium/Discount to List
-$9,900
-19.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
90.08%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Warranty Deed $151,000 None Listed On Document
Deed -- Kentuckiana Title
Deed -- Limestone Title & Escrow Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $8,645 New Conventional
Open $169,767 New Conventional
Previous Owner $148,265 FHA
Previous Owner $105,500 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2025 10/21/25 Sold $172,900 0.0% $182 / Sq Ft
09/15/2025 09/15/25 For Sale $172,900 +14.5% $182 / Sq Ft
05/09/2023 05/09/23 Sold $151,000 +2.7% $159 / Sq Ft View Prior Sale
04/05/2023 04/05/23 Pending -- -- --
04/04/2023 04/04/23 For Sale $147,000 +39.3% $155 / Sq Ft
06/06/2019 06/06/19 Sold $105,500 -7.5% $106 / Sq Ft View Prior Sale
05/03/2019 05/03/19 For Sale $114,000 0.0% $114 / Sq Ft
05/01/2019 05/01/19 Pending -- -- --
04/12/2019 04/12/19 For Sale $114,000 +185.0% $114 / Sq Ft
12/01/2017 12/01/17 Sold $40,000 -10.9% $42 / Sq Ft View Prior Sale
10/26/2017 10/26/17 Pending -- -- --
10/19/2017 10/19/17 Price Changed $44,900 -10.0% $47 / Sq Ft
08/18/2017 08/18/17 For Sale $49,900 -- $53 / Sq Ft
Source: Metro Search, Inc.

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,162 $118,200 $9,200 $109,000
2023 $860 $100,700 $9,200 $91,500
2022 $920 $96,900 $9,200 $87,700
2021 $629 $80,600 $9,200 $71,400
2020 $552 $77,400 $9,200 $68,200
2019 $534 $77,400 $9,200 $68,200
2018 $1,366 $62,900 $9,200 $53,700
2017 $419 $62,600 $9,200 $53,400
2016 $376 $59,900 $9,200 $50,700
2014 $472 $68,200 $9,200 $59,000
2013 -- $66,300 $9,200 $57,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1698189

Metro Search, Inc.

APN: 22-05-03-400-439.000-008