$172,900
SOLD OCT 21, 2025

228 Clay St New Albany, IN 47150

2 Beds
1 Bath
950 Sq Ft
3,615 Sq Ft Lot

Recently Sold

$182 Per Sq Ft

7 Days on Market

Highlights

  • Eat-In Kitchen
  • 1-Story Property
  • Forced Air Heating and Cooling System

About This Home

As of October 2025

Charming, affordable and just minutes from the heart of downtown New Albany, this updated 2-bedroom, 1-bath home blends character with convenience. Inside, you'll find an open-concept layout that makes the most of every square foot. Perfect for entertaining or cozy nights in. The style is modern rustic, with warm touches and thoughtful details that create a welcoming vibe. The updated kitchen flows right into the living area, so you’re never far from the conversation. And while the main level offers everything you need, there’s even more space in the unfinished basement. Perfect for storage, a home gym, or future finishing. Laundry and utilities are located in the basement, keeping your main living area clutter free. Affordably priced and move in ready, this home is a rare find for anyone looking to own for the first time or downsize.

Last Agent to Sell the Property

Kristi Brizendine

License #RB22002363 Listed on: 09/13/2025

Last Buyer's Agent

Chase Spencer

License #RB21001441

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $860

Year Built

  • Built in 1929

Lot Details

  • 3,615 Sq Ft Lot

Parking

  • Off-Street Parking

Home Design

  • Poured Concrete

Interior Spaces

  • 950 Sq Ft Home
  • 1-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Natural Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 220503400439000008

Home Details

Home Type

Single Family

Est. Annual Taxes

$860

Year Built

Built in 1929

Lot Details

0

Listing Details

  • Additional Parking: Off Street
  • Annual Tax: 860
  • Appointment: Mandatory
  • Construction: Existing
  • Foundation: Poured Concrete
  • Legal Description: P 363 L 31
  • Parcel Number: 220503400439000008
  • Property Sub Type: Residential
  • Property Type: Residential/Farm
  • Total Finished Square Footage: 950
  • Type: 1 Story
  • Year Built: 1929
  • Special Features: None

Interior Features

  • Water Heater: Natural Gas
  • Basement Type: Full, Unfinished
  • Above Grade Finished Sq Ft: 950.00
  • Basement: Yes
  • Full Bathrooms: 1
  • Total Bathrooms: 1.00
  • Total Bedrooms: 2
  • Interior Amenities: 1st Floor Main, Eat-In Kitchen
  • Lot Sq Ft: 3615.48
  • Sewer Type: Sewer
  • Total Sq Ft: 950

Exterior Features

  • Road Frontage: 30

Utilities

  • Cooling Type: Central Air
  • Fuel Type: Electric, Gas
  • Heat Type: Forced Air
  • Water Type: Public Onsite

Lot Info

  • Acres: 0.0830
  • Zoning: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2023
Closed on
May 17, 2023
Sold by
Guihan Katelyn Loretta
Bought by
Stemle Lindsay L
Seller's Agent
Christina McKim
Keller Williams Realty Consultants
Buyer's Agent
Kymberli Quinn
Schuler Bauer Real Estate Services ERA Powered
List Price
$147,000
Sold Price
$151,000
Premium/Discount to List
$4,000
2.72%
Views
39

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.99%
Original Mortgage
$148,265
Outstanding Balance
$143,638
Interest Rate
5.75%
Mortgage Type
FHA
Estimated Equity
$26,580

Purchase Details

Listed on
Apr 12, 2019
Closed on
Jun 6, 2019
Sold by
Dn Props Llc
Bought by
Guihan Katelyn Loretta
Seller's Agent
Gary Lytle
eXp Realty, LLC
Buyer's Agent
Chris Koerner
Property Advancement Realty
List Price
$114,000
Sold Price
$105,500
Premium/Discount to List
-$8,500
-7.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.55%
Original Mortgage
$105,500
Interest Rate
4.1%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Aug 18, 2017
Closed on
Dec 1, 2017
Sold by
Lewis Jennifer H
Bought by
Dn Props Llc
Seller's Agent
Stephen Lindsey
eXp Realty, LLC
Buyer's Agent
Stephen Lindsey
eXp Realty, LLC
List Price
$49,900
Sold Price
$40,000
Premium/Discount to List
-$9,900
-19.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
90.08%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $151,000 None Listed On Document
Deed -- Kentuckiana Title
Deed -- Limestone Title & Escrow Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $148,265 FHA
Previous Owner $105,500 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/21/2025 10/21/25 Sold $172,900 0.0% $182 / Sq Ft
09/20/2025 09/20/25 Pending -- -- --
09/13/2025 09/13/25 For Sale $172,900 +14.5% $182 / Sq Ft
05/09/2023 05/09/23 Sold $151,000 +2.7% $159 / Sq Ft View Prior Sale
04/05/2023 04/05/23 Pending -- -- --
04/04/2023 04/04/23 For Sale $147,000 +39.3% $155 / Sq Ft
06/06/2019 06/06/19 Sold $105,500 -7.5% $106 / Sq Ft View Prior Sale
05/03/2019 05/03/19 For Sale $114,000 0.0% $114 / Sq Ft
05/01/2019 05/01/19 Pending -- -- --
04/12/2019 04/12/19 For Sale $114,000 +185.0% $114 / Sq Ft
12/01/2017 12/01/17 Sold $40,000 -10.9% $42 / Sq Ft View Prior Sale
10/26/2017 10/26/17 Pending -- -- --
10/19/2017 10/19/17 Price Changed $44,900 -10.0% $47 / Sq Ft
08/18/2017 08/18/17 For Sale $49,900 -- $53 / Sq Ft
Source: Southern Indiana REALTORS® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,162 $118,200 $9,200 $109,000
2023 $860 $100,700 $9,200 $91,500
2022 $920 $96,900 $9,200 $87,700
2021 $629 $80,600 $9,200 $71,400
2020 $552 $77,400 $9,200 $68,200
2019 $534 $77,400 $9,200 $68,200
2018 $1,366 $62,900 $9,200 $53,700
2017 $419 $62,600 $9,200 $53,400
2016 $376 $59,900 $9,200 $50,700
2014 $472 $68,200 $9,200 $59,000
2013 -- $66,300 $9,200 $57,100
Source: Public Records

Agents Affiliated with this Home

  • Kristi Brizendine

    Seller's Agent in 2025

    Kristi Brizendine

    (502) 345-8157

    4 in this area

    92 Total Sales

    Kristi Brizendine
    Section Image

  • C

    Buyer's Agent in 2025

    Chase Spencer

  • Christina McKim

    Seller's Agent in 2023

    Christina McKim

    Keller Williams Realty Consultants

    (502) 807-0099

    34 in this area

    203 Total Sales

    Christina McKim
    Section Image
  • Seth McKim

    Seller Co-Listing Agent in 2023

    Seth McKim

    Keller Williams Realty Consultants

    (502) 802-2604

    33 in this area

    159 Total Sales

    Seth McKim
    Section Image

  • K

    Buyer's Agent in 2023

    Kymberli Quinn

    Schuler Bauer Real Estate Services ERA Powered

    (502) 639-0888

    5 in this area

    10 Total Sales

    Kymberli Quinn
    Section Image
  • Gary Lytle

    Seller's Agent in 2019

    Gary Lytle

    eXp Realty, LLC

    (502) 817-1188

    9 in this area

    61 Total Sales

    Gary Lytle
    Section Image
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Map

Source: Southern Indiana REALTORS® Association

MLS Number: 2025011070

Southern Indiana REALTORS® Association

APN: 22-05-03-400-439.000-008

Indiana Floyd County New Albany 47150

228 Clay St, New Albany, IN

This home is located at 228 Clay St, New Albany, IN 47150 and is currently priced at $172,900, approximately $182 per square foot. This property was built in 1929. 228 Clay St is a home located in Floyd County with nearby schools including Green Valley Elementary School, Nathaniel Scribner Middle School, and New Albany Senior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southern Indiana REALTORS® Association IDX information is provided exclusively for consumers’ personal, noncommercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is deemed reliable but is not guaranteed accurate by the SIRA MLS.

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