NOT LISTED FOR SALE

228 Derbyshire Rd Waterloo, IA 50701

Estimated Value: $150,000 - $174,983

3 Beds
2 Baths
1,474 Sq Ft
$113/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2025

Last sale price $164,950 $112 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,159 / mo

3 Days on Market

Highlights

  • Covered Patio or Porch
  • 1 Car Detached Garage
  • Forced Air Heating and Cooling System

About This Home

As of April 2025

Idyllic Waterloo Location – Charming 3-Bedroom Home! Welcome home to this delightful 3-bedroom, 2-bath residence on Derbyshire in Waterloo! The light and bright living room invites you in, seamlessly flowing into the dining area and then into a cozy sunroom—perfect for morning coffee, afternoon puzzles, or late-night reading sessions. The efficient kitchen has everything you need to whip up meals for your loved ones. Original hardwood floors extend into the three main-level bedrooms, which share a beautifully updated full bath. Venture downstairs to discover a family room, a bonus room, and a second bath—ideal for guests or relaxation. Outside, you’ll find a detached garage and a covered deck, along with plenty of space for both two-legged and four-legged friends to run and play. Don’t miss out on this charming home in a fantastic location! Schedule your showing today!

Last Agent to Sell the Property

Elke Gerdes

Structure Real Estate License #S59796000 Listed on: 03/26/2025

Last Buyer's Agent

Brad Page

Oakridge Real Estate License #B35173

Oakridge Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,791

Year Built

  • Built in 1950

Lot Details

  • 12,740 Sq Ft Lot
  • Lot Dimensions are 80x60x182x182

Parking

  • 1 Car Detached Garage

Home Design

  • 1,474 Sq Ft Home
  • Concrete Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Kingsley Elementary School
  • Hoover Intermediate
  • West High School

Additional Features

  • Covered Patio or Porch
  • Forced Air Heating and Cooling System
  • Partially Finished Basement

Listing and Financial Details

  • Assessor Parcel Number 891334426003

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,791

Year Built

Built in 1950

Lot Details

0.29 Acres

Listing Details

  • Parcel Number: 891334426003
  • Year Built: 1950
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.29
  • Road Surface Type: Concrete
  • Co List Office Phone: 319-260-2016
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1474
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator
  • Basement: Block, Concrete, Partially Finished
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 350
  • BelowGradeArea: 926

Exterior Features

  • Construction Type: Aluminum Siding
  • Patio And Porch Features: Covered

Garage/Parking

  • Parking Features: 1 Stall, Detached Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Kingsley Elementary
  • High School: West High
  • Middle Or Junior School: Hoover Intermediate

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 80X60X182X182
  • Lot Size Sq Ft: 12740
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2790.82

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 26, 2025
Closed on
Apr 28, 2025
Sold by
Bought by
Seller's Agent
Elke Gerdes
Structure Real Estate
Buyer's Agent
Brad Page
Oakridge Real Estate
List Price
$164,950
Sold Price
$164,950
Views
20
Current Estimated Value
$171,308

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,358
Avg. Annual Appreciation
0.53%
Original Mortgage
$156,703
Interest Rate
0.0664%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 14, 2016
Closed on
May 8, 2017
Sold by
Bought by
Seller's Agent
Amy Schaefer
RE/MAX Concepts - Cedar Falls
List Price
$125,000
Sold Price
$91,000
Premium/Discount to List
-$34,000
-27.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%
Original Mortgage
$72,800
Interest Rate
0.0402%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$165,000 None Listed On Document
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $156,703
Closed $72,800
Closed $72,800
Closed $20,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Sold $164,950 0.0% $112 / Sq Ft
03/29/2025 03/29/25 Pending -- -- --
03/26/2025 03/26/25 For Sale $164,950 +81.3% $112 / Sq Ft
05/05/2017 05/05/17 Sold $91,000 -27.2% $62 / Sq Ft View Prior Sale
04/07/2017 04/07/17 Pending -- -- --
10/14/2016 10/14/16 For Sale $125,000 -- $85 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,808 $145,430 $31,680 $113,750
2024 $2,808 $139,630 $31,680 $107,950
2023 $2,442 $139,630 $31,680 $107,950
2022 $2,376 $120,110 $31,680 $88,430
2021 $2,392 $120,110 $31,680 $88,430
2020 $2,348 $114,170 $25,740 $88,430
2019 $2,348 $114,170 $25,740 $88,430
2018 $2,346 $114,170 $25,740 $88,430
2017 $2,616 $113,910 $25,740 $88,170
2016 $2,386 $113,910 $25,740 $88,170
2015 $2,386 $113,910 $25,740 $88,170
2014 $2,326 $109,270 $25,740 $83,530
Source: Public Records

Agents Affiliated with this Home

  • Elke Gerdes

    Seller's Agent in 2025

    Elke Gerdes

    Structure Real Estate

    (319) 240-3034

    202 Total Sales

    Elke Gerdes
    Section Image
  • Brad Page

    Buyer's Agent in 2025

    Brad Page

    Oakridge Real Estate

    (319) 404-8899

    69 Total Sales

    Brad Page
    Section Image
  • Amy Schaefer

    Seller's Agent in 2017

    Amy Schaefer

    RE/MAX

    (319) 433-8766

    125 Total Sales

    Amy Schaefer
    Section Image
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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20251242

Northeast Iowa Regional Board of REALTORS®

APN: 8913-34-426-003

Iowa Black Hawk County Waterloo 50701

228 Derbyshire Rd, Waterloo, IA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northeast Iowa Regional Board of REALTORS® All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Northeast Iowa Regional Board of REALTORS® as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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