Tommy Espenschied
ReeceNichols Real Estate
(314) 347-3562
70 Total Sales
1 in Saint Charles
$390,000 Price
228 Montclair Tower Dr Saint Charles, MO 63303
Saint Charles AreaEstimated Value: $374,974
4
Beds
3.5
Baths
2,740
Sq Ft
$137/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Vaulted Ceiling
- Corner Lot
- Harvest Ridge Elementary School Rated A
- Traditional Architecture
- Breakfast Room
About This Home
As of March 2025This wonderful home was a former display home! This cottage style home with full front porch is so inviting & warm! Enjoy cool evenings on your porch talking to your neighbors! Open floor plan with 9 ft ceilings on the first floor! Living rm with gas fireplace & lots of windows to let the sun come in! Updated kitchen with 42"maple cabinets, granite countertops, newer stainless appliances, & pantry. Formal dining room at the front of the house could also be used as a formal living room/office? Custom window treatments. Large main floor laundry room with additional built-in storage off the garage makes the perfect mudroom. Large Master Bedroom with vaulted ceiling, walk-in closet, ceiling fan. Master bath with separate shower/tub & double sinks.Two add'l large bedrooms & a full bath complete 2nd floor. Finished Lower with bedroom & full bath, large family/built-in surround. Newer HVAC & oversized water htr, large yard, rear entry garage/private patio, ingrnd sprinkler. Close to Katy Trl
Last Agent to Sell the Property
Coldwell Banker Realty - Gundaker West Regional License #1999084710 Listed on: 03/06/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,471
Year Built
- Built in 2004
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 50 x 83
- Corner Lot
- Level Lot
HOA Fees
- $38 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Side or Rear Entrance to Parking
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Insulated Windows
- Window Treatments
- Bay Window
- Sliding Doors
- Six Panel Doors
- Panel Doors
- Family Room
- Living Room
- Breakfast Room
- Dining Room
- Storm Doors
- Laundry Room
Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Natural lighting in basement
Schools
- Harvest Ridge Elem. Elementary School
- Barnwell Middle School
- Francis Howell North High School
Utilities
- Cooling Available
- Forced Air Heating System
- Underground Utilities
Listing and Financial Details
- Assessor Parcel Number 3-0162-9436-05-0034.0000000
Community Details
Recreation
- Recreational Area
Additional Features
- Workshop Area
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2025
Closed on
Apr 24, 2025
Sold by
Lee Downs Joshua and Eun Kim Kyung
Bought by
Seller's Agent
Marian Rousan
Coldwell Banker Realty - Gundaker West Regional
Buyer's Agent
Stephanie Russo
DRG - Delhougne Realty Group
List Price
$379,900
Views
89
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.79%
Original Mortgage
$377,021
Outstanding Balance
$371,499
Interest Rate
6.65%
Mortgage Type
VA
Estimated Equity
$3,475
Purchase Details
Listed on
Jun 10, 2014
Closed on
Oct 9, 2014
Sold by
Kreeck Gary L and Kreeck Mary J
Bought by
Downs Joshua Lee and Kim Kyung Eun
Seller's Agent
Kim Hove
Coldwell Banker Realty - Gundaker West Regional
Buyer's Agent
Karan Castells
Coldwell Banker Realty - Gundaker West Regional
List Price
$239,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.20%
Original Mortgage
$100,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 23, 2008
Sold by
Wilson Peter A
Bought by
Kreeck Gary L and Kreeck Mary J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$122,000
Interest Rate
6.11%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 22, 2004
Sold by
Bower & Bailey Llc
Bought by
Wilson Peter A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,764
Interest Rate
5.86%
Mortgage Type
Purchase Money Mortgage
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Saint Charles, MO
-
Tommy Espenschied
-
Usnija Turkovic
Usnija Turkovic
Worth Clark Realty
(314) 403-2875
11 Total Sales
1 in Saint Charles
$342,500 Price
-
George Black
George Black
Meyer Real Estate
(314) 582-9539
175 Total Sales
11 in Saint Charles
$195K - $630K Price Range
-
Christie Lewis
Christie Lewis
Sold in the Lou
(314) 866-4661
186 Total Sales
1 in Saint Charles
$440,000 Price
-
Peter Lu
Peter Lu
EXP Realty, LLC
(314) 697-1743
807 Total Sales
13 in Saint Charles
$20K - $548K Price Range
-
Cassie Kramer
Cassie Kramer
Century 21 CopperKey Realty
(314) 668-2880
166 Total Sales
5 in Saint Charles
$200K - $386K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Investors Title | ||
| Downs Joshua Lee | $230,000 | Ust | |
| Kreeck Gary L | $242,000 | Ust | |
| Wilson Peter A | -- | Emmons Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $377,021 | ||
| Previous Owner | Downs Joshua Lee | $100,000 | |
| Previous Owner | Kreeck Gary L | $118,219 | |
| Previous Owner | Kreeck Gary L | $122,000 | |
| Previous Owner | Wilson Peter A | $197,764 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 03/24/2025 03/24/25 | Sold | -- | -- | -- |
| 03/11/2025 03/11/25 | Pending | -- | -- | -- |
| 03/06/2025 03/06/25 | For Sale | $379,900 | -- | $139 / Sq Ft |
| 03/04/2025 03/04/25 | Off Market | -- | -- | -- |
Source: MARIS MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $3,658 | $63,499 | ||
| 2025 | $3,471 | $63,499 | ||
| 2023 | $3,469 | $58,502 | ||
| 2022 | $3,111 | $48,786 | $0 | $0 |
| 2021 | $3,114 | $48,786 | $0 | $0 |
| 2020 | $3,036 | $45,734 | $0 | $0 |
| 2019 | $3,023 | $45,734 | $0 | $0 |
| 2018 | $2,981 | $42,752 | $0 | $0 |
| 2017 | $2,938 | $42,752 | $0 | $0 |
| 2016 | $2,812 | $39,413 | $0 | $0 |
| 2015 | $2,806 | $39,413 | $0 | $0 |
| 2014 | $2,650 | $36,096 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Marian Rousan
Seller's Agent in 2025
Marian Rousan
Coldwell Banker Realty - Gundaker West Regional
(314) 749-9439
39 Total Sales
-
Stephanie Russo
SR
Buyer's Agent in 2025
Stephanie Russo
DRG - Delhougne Realty Group
36 Total Sales
-
Kim Hove
Seller's Agent in 2014
Kim Hove
Coldwell Banker Realty - Gundaker West Regional
(314) 322-1058
220 Total Sales
-
Karan Castells
Buyer's Agent in 2014
Karan Castells
Coldwell Banker Realty - Gundaker West Regional
(314) 703-2771
26 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25012890
APN: 3-0162-9436-05-0034.0000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MARIS MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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