$340,000
SOLD MAY 29, 2026

229 Terning Way Howard Lake, MN 55349

4 Beds
3 Baths
1,899 Sq Ft
7,405 Sq Ft Lot

Sale Details

Date Sold: May 29, 2026

$179 Per Sq Ft

3% Below List Price

52 Days on Market

Highlights

  • Vaulted Ceiling
  • Lower Floor Utility Room
  • 3 Car Attached Garage
  • No HOA
  • Stainless Steel Appliances
  • Laundry Room

About This Home

As of May 2026

Like new and built in 2022, this 4-bedroom, 3-bath split-level offers a perfect blend of modern finishes, functional design, and move-in ready convenience. The home features a 3-stall heated and insulated garage, ideal for year-round use. Step inside to an open and practical main level filled with natural light. The spacious kitchen is a standout, showcasing white cabinetry, granite countertops, all-new stainless steel appliances - including a gas stove - and a large center island that flows seamlessly into the dining and living areas. The main level includes two bedrooms and a full bathroom, along with a private primary suite featuring vaulted ceilings, a walk-in closet, and a private bath with double vanity and a walk-in shower. The finished lower level offers a generous family room perfect for entertaining, two additional bedrooms, a 3/4 bathroom, and a convenient utility/laundry room. Step out from the sliding glass door and build your dream deck while enjoying country views - an ideal setting to relax and unwind.

Last Agent to Sell the Property

Justin Perry

Coldwell Banker Realty Brokerage Phone: 3204208823 Listed on: 03/24/2026

Coldwell Banker Realty

Last Buyer's Agent

John Mulkern

Coldwell Banker Realty

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,062

Year Built

  • Built in 2022

Lot Details

  • Lot Dimensions are 71x115x61x115
  • Few Trees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage

Home Design

  • Bi-Level Home
  • Block Foundation
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Block Basement Construction
  • Crawl Space
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050005030

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,062

Year Built

Built in 2022

Lot Details

7,405 Sq Ft Lot

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Vinyl
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2022
  • Above Grade Finished Sq Ft: 1082
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Attribution Contact: 3204208823
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Basket, Sump Pump
  • Appliances: Air-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
  • Living Area: 1899
  • Fireplace: No
  • Below Grade Finished Sq Ft: 817
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • Foundation Details: Block

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Lower Level
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictPhone: 3205433521

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 71x115x61x115
  • Land Lease: No
  • Lot Features: Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Concrete

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 109050005030
  • Tax Annual Amount: 4062
  • TaxWithAssessments: 4062

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2026
Closed on
May 22, 2026
Sold by
Bought by
Seller's Agent
Justin Perry
Coldwell Banker Realty
Buyer's Agent
John Mulkern
Coldwell Banker Realty
List Price
$349,900
Sold Price
$340,000
Premium/Discount to List
-$9,900
-2.83%
Views
42

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.78%
Original Mortgage
$306,000
Interest Rate
0.063%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 21, 2026
Sold by
Bought by

Purchase Details

Closed on
Jul 8, 2022
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $340,000 Central Land Title
Special Warranty Deed $250,000 First Integrity Title
Deed $344,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $306,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/29/2026 05/29/26 Sold $340,000 -1.4% $179 / Sq Ft
05/15/2026 05/15/26 Pending -- -- --
04/14/2026 04/14/26 Price Changed $344,900 -1.4% $182 / Sq Ft
03/24/2026 03/24/26 For Sale $349,900 -- $184 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,063 $296,900 $41,200 $255,700
2024 $258 $286,200 $37,700 $248,500
2023 $258 $287,100 $31,600 $255,500
2022 $0 $15,300 $15,300 $0
2021 $0 $2,300 $0 $0
2020 $156 $2,600 $2,600 $0
2019 $156 $2,600 $0 $0
2018 $0 $2,600 $0 $0
2017 $0 $2,600 $0 $0
2016 $156 $0 $0 $0
2015 $161 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7039088

NorthstarMLS

APN: 109-050-005030

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