Bettina Garber
Ocean Sotheby's International Realty
(844) 387-2732
15 Total Sales
1 in Key Largo
$650,000 Price
229 Upper Matecumbe Rd Key Largo, FL 33037
Key Largo AreaEstimated Value: $1,898,000 - $2,105,935
5
Beds
3
Baths
3,184
Sq Ft
$616/Sq Ft
Est. Value
Highlights
- 60 Feet of Waterfront
- Boat Ramp
- Above Ground Pool
- Coral Shores High School Rated A
- New Construction
- Sitting Area In Primary Bedroom
About This Home
As of May 2026Experience the pinnacle of coastal luxury in this brand-new waterfront residence in Key Largo. Featuring five spacious bedrooms and three elegantly appointed bathrooms, this home is crafted with solid concrete construction, ensuring durability and peace of mind. Enjoy breathtaking bay views from the expansive rooftop deck—an ideal setting for entertaining or unwinding as the sun sets over the water. A modern, resort-style pool at the water's edge provides the perfect retreat after a day on the ocean, while the brand-new concrete dock offers a secure haven for your boat, with deep water access to both the ocean and bay. Inside, this stunning home boasts impact windows and doors, elegant tiled floors throughout, and a chef's kitchen with a waterfall-edge sit-up island, premium appliances, and abundant natural light. A luxury elevator adds convenience, while the spacious covered understory—complete with a workshop and storage area—is perfect for housing all your fishing and boating gear. Located just one hour from Miami International Airport, this tropical paradise offers the perfect blend of exclusivity and accessibility.
Last Agent to Sell the Property
Coldwell Banker Schmitt R.E. License #3159204 Listed on: 12/01/2025
Last Buyer's Agent
Coldwell Banker Schmitt R.E. License #3159204 Listed on: 12/01/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,019
Year Built
- Built in 2024 | New Construction
Lot Details
- 6,000 Sq Ft Lot
- Lot Dimensions are 60x100
- 60 Feet of Waterfront
- Home fronts a canal
- West Facing Home
- Fenced
- Paved or Partially Paved Lot
- Property is zoned URM
Property Views
- Canal
- Pool
Home Design
- Concrete Roof
Interior Spaces
- 3,184 Sq Ft Home
- 3-Story Property
- Elevator
- Furnished
- Ceiling Fan
- Blinds
- Sliding Windows
- French Doors
- Entrance Foyer
- Combination Dining and Living Room
- Ceramic Tile Flooring
- Fire and Smoke Detector
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Oven
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 5 Bedrooms
- Sitting Area In Primary Bedroom
- Split Bedroom Floorplan
- Walk-In Closet
- 3 Full Bathrooms
- Dual Sinks
- Separate Shower in Primary Bathroom
- Soaking Tub
Parking
- 4 Attached Carport Spaces
- Guest Parking
Outdoor Features
- Above Ground Pool
- No Fixed Bridges
- Balcony
- Deck
- Open Patio
- Outdoor Living Area
- Exterior Lighting
- Wrap Around Porch
Schools
- Key Largo Elementary And Middle School
- Coral Shores High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 1658359
Community Details
Overview
- No Home Owners Association
- Lake Surprise Subdivision
Recreation
- Boat Ramp
- Boating
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 1, 2025
Closed on
May 22, 2026
Sold by
Ham Real Estate Investments Inc
Bought by
Seller's Agent
Sally Stribling
Coldwell Banker Schmitt R.E.
Buyer's Agent
Sally Stribling
Coldwell Banker Schmitt R.E.
List Price
$1,995,000
Sold Price
$1,900,000
Premium/Discount to List
-$95,000
-4.76%
Views
207
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$61,734
Avg. Annual Appreciation
12.57%
Original Mortgage
$1,520,000
Outstanding Balance
$1,518,591
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$443,143
Purchase Details
Listed on
Nov 2, 2021
Closed on
Feb 17, 2022
Sold by
Luis Angulo
Bought by
Ham Real Estate Investments Inc
Seller's Agent
Pedro Riveiro
Capital Real Estate Group Inc
Buyer's Agent
outside mls - FKBR
Outside Of MLS - FKBR
List Price
$749,000
Sold Price
$685,000
Premium/Discount to List
-$64,000
-8.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.06%
Purchase Details
Closed on
Oct 1, 1983
Bought by
Angulo Louis and Angulo Maria
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Key Largo, FL
-
Bettina Garber
-
Sandra Spaulding
Sandra Spaulding
Coldwell Banker Schmitt Islamorada
(844) 213-3964
3 Total Sales
2 in Key Largo
$415,000 Price Range
-
Natallie Liz
Natallie Liz
Expert Realty LLC
(786) 751-7855
25 Total Sales
3 in Key Largo
$900,000 Price Range
-
Kelli Farrell
Kelli Farrell
The Keyes Company
(786) 652-0934
84 Total Sales
1 in Key Largo
$783,000 Price
-
Andrew Burr
Andrew Burr
The Keyes Company
(561) 725-8548
87 Total Sales
6 in Key Largo
$649K - $1.7M Price Range
-
Dania Diaz
Dania Diaz
RE/MAX Advance Realty II
(786) 766-7313
93 Total Sales
1 in Key Largo
$210,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,900,000 | Coral Reef Title | ||
| Ham Real Estate Investments Inc | $685,000 | New Title Company Name | |
| Angulo Louis | $29,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $1,520,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/22/2026 05/22/26 | Sold | $1,900,000 | -4.8% | $597 / Sq Ft | |
| 01/20/2026 01/20/26 | Pending | -- | -- | -- | |
| 12/01/2025 12/01/25 | For Sale | $1,995,000 | +191.2% | $627 / Sq Ft | |
| 02/17/2022 02/17/22 | Sold | $685,000 | -2.0% | -- | View Prior Sale |
| 01/05/2022 01/05/22 | Price Changed | $699,000 | -6.7% | -- | |
| 11/02/2021 11/02/21 | For Sale | $749,000 | -- | -- |
Source: BeachesMLS (Greater Fort Lauderdale)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $13,934 | $1,100,522 | $550,261 | $550,261 |
| 2025 | $13,934 | $1,078,944 | $539,472 | $539,472 |
| 2024 | $13,358 | $1,057,790 | $528,895 | $528,895 |
| 2023 | $13,158 | $1,037,050 | $518,525 | $518,525 |
| 2022 | $12,998 | $1,016,716 | $508,358 | $508,358 |
| 2021 | $12,740 | $996,782 | $498,391 | $498,391 |
| 2020 | $12,487 | $986,562 | $493,281 | $493,281 |
| 2019 | $12,345 | $967,218 | $483,609 | $483,609 |
| 2018 | $12,017 | $948,254 | $474,127 | $474,127 |
| 2017 | $11,804 | $929,662 | $464,831 | $464,831 |
| 2016 | $11,490 | $911,434 | $455,717 | $455,717 |
| 2015 | $11,372 | $897,744 | $448,872 | $448,872 |
| 2014 | $11,082 | $880,160 | $440,080 | $440,080 |
Source: Public Records
Agents Affiliated with this Home
-
Sally Stribling
Seller's Agent in 2026
Sally Stribling
Coldwell Banker Schmitt R.E.
(305) 283-2002
145 Total Sales
-
PR
Seller's Agent in 2022
Pedro Riveiro
Capital Real Estate Group Inc
-
O
Buyer's Agent in 2022
outside mls - FKBR
Outside Of MLS - FKBR
Map
Source: BeachesMLS (Greater Fort Lauderdale)
MLS Number: A11923653
APN: 00534850-000000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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