NOT LISTED FOR SALE

22977 Port Royal Ln Cudjoe Key, FL 33042

Estimated Value: $1,053,000 - $1,283,000

4 Beds
2 Baths
1,735 Sq Ft
$672/Sq Ft Est. Value

Last Sold September 14, 2022

Last sale price $1,025,000 $591 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $7,003/month

99 Days on Market

Highlights

  • Property has ocean access
  • Boating
  • RV or Boat Parking
  • Private Dock
  • Newly Remodeled
  • Home fronts a canal

About This Home

As of September 2022

Oversized corner waterfront lot with large 4 bed, 2 bath 1,735 sq ft home in highly sought after Cudjoe Key. Nicely appointed kitchen with GE SS appliances, hardwood cabinets, granite counters, tile backsplash and 2 sliding glass doors to the huge wrap around porch. Large master suite, walk-in closet and en-suite bathroom. 3 additional bedrooms and a guest bathroom. Covered porch under air can be used for a 5th bedroom or set up as an additional family room/office. Fully fenced lot with ample room for all your toys, cars or RV's. Composite dock, downstairs enclosure, covered parking under house, new p-rock on large 12,600 SF fully fenced lot with 2 double door driveway entrances. Hardie-board siding, new metal roof in 2017. Great boating access to both Ocean and Gulf in just a few minutes!

Last Agent to Sell the Property

Kim Babenzien

Expert Realty LLC License #3448689 Listed on: 06/06/2022

Last Buyer's Agent

NON-MLS MEMBER

MAR NON MLS MEMBER License #SEF

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,204

Year Built

  • Built in 2006 | Newly Remodeled

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 100x120
  • Home fronts a canal
  • South Facing Home
  • Fenced
  • Corner Lot
  • Oversized Lot
  • Property is zoned IS

Home Design

  • Elevated Home
  • Frame Construction
  • Metal Roof
  • Modular or Manufactured Materials
  • Piling Construction

Interior Spaces

  • 1,735 Sq Ft Home
  • 1-Story Property
  • Furnished
  • Paddle Fans
  • Combination Dining and Living Room
  • Storage Room
  • Canal Views
  • Complete Panel Shutters or Awnings

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Dryer
  • Washer

Parking

  • 2 Attached Carport Spaces
  • Guest Parking
  • RV or Boat Parking

Pool

  • Room in yard for a pool
  • Outdoor Shower

Outdoor Features

  • Property has ocean access
  • No Fixed Bridges
  • Canal Width 1-80 Feet
  • Private Dock
  • Deck
  • Shed
  • Enclosed Glass Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0018225-0000000

Community Details

Overview

  • No Home Owners Association
  • Cutthroat Harbor Estates Subdivision

Recreation

  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,204

Year Built

Built in 2006 | Newly Remodeled

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Single Family Residence
  • Architectural Style: Detached, One Story
  • Carport Y N: Yes
  • Directions: Take Overseas Highway to Cudjoe Key (MM23), turn Oceanside onto Spanish Main Drive. Port Royal is down on the right. House is the first one on the right.
  • Garage Yn: No
  • Horses: No
  • Inclusions: Private Dock,Unrestricted Salt Water Access
  • Lot Size: 100x120
  • New Construction: No
  • Structure Type: House
  • Subdivision Name: CUTTHROAT HARBOR ESTATES
  • Year Built Details: New Construction
  • MIAMIRE_PoolYN: No
  • MIAMIRE_PetsAllowedYN: Yes
  • MIAMIRE_MembershipPurchRqdYN: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Self Cleaning Oven, Washer
  • Interior Amenities: Pantry, Walk-In Closet(s), Storage
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Furnished: Furnished
  • Living Area: 1735
  • Possible Use: Primary
  • Window Features: Complete Panel Shutters/Awnings
  • Bedroom Features: Entry Level, Master Bath Shower
  • Dining Room Features: Dining/Living Room, Eat-In Kitchen
  • Living Room Features: Glassed Porch, Storage Room
  • Master Bathroom Features: Dual Sinks, Shower Only

Exterior Features

  • Roof: Metal Roof
  • View: Canal, Water
  • Exterior Features: Outdoor Shower, Room For Pool
  • Construction Type: Elevated Construction, Frame, Modular Construction, Piling Construction
  • Direction Faces: South
  • Fencing: Fenced
  • Lot Features: Less Than 1/4 Acre Lot, Corner Lot, Oversized Lot
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Open Porch, Wrap Around, Glass Enclosed
  • Pool Private: No
  • Property Condition: Piling Construction, New Construction
  • View: Yes
  • Waterfront Features: WF/Ocean Access, Canal Front, Canal Width 1-80 Feet, No Fixed Bridges, Ocean Access
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: CUTTHROAT HARBOR ESTATES
  • Carport Spaces: 2
  • Covered Parking Spaces: 2
  • Parking Features: Attached Carport, Covered, Guest, Rv/Boat Parking

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Central Air, Paddle Fans
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Laundry Features: Washer/Dryer Hook-Up

Condo/Co-op/Association

  • Association: No
  • Community Features: Boating, Paved Road, Public Road, Street Lights

Association/Amenities

  • MIAMIRE_TypeofAssociation: None

Lot Info

  • Parcel Number: 0018225-0000000
  • Lot Size Sq Ft: 12600
  • Zoning: IS
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Year: 2021
  • Tax Annual Amount: 6204

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2022
Closed on
Sep 14, 2022
Sold by
Moriarty Michael J
Bought by
Hartman Thomas Gillespie and Hartman Patricia Ann
Seller's Agent
Kim Babenzien
Expert Realty LLC
Buyer's Agent
NON-MLS MEMBER
MAR NON MLS MEMBER
List Price
$1,299,000
Sold Price
$1,025,000
Premium/Discount to List
-$274,000
-21.09%
Views
6
Current Estimated Value
$1,165,122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$140,122
Avg. Annual Appreciation
4.39%
Original Mortgage
$989,816
Outstanding Balance
$948,077
Interest Rate
5.22%
Mortgage Type
VA
Estimated Equity
$217,045

Purchase Details

Closed on
Mar 2, 2022
Sold by
Moriartys Keys
Bought by
Moriarty Michael J

Purchase Details

Closed on
May 7, 2020
Sold by
Phillip Badalamenti
Bought by
Moriartys Keys Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 6, 2020
Sold by
Phillip Badalamenti
Bought by
Moriartys Keys Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 21, 2020
Sold by
Michael Moriarty
Bought by
Badalamenti Phillip

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 17, 2020
Sold by
Michael Moriarty
Bought by
Badalamenti Phillip

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Oct 10, 2017
Closed on
Dec 14, 2017
Sold by
Scott Douglas R and Scott Tammy W
Bought by
Mariarty Michael J
Seller's Agent
Jan Fritz
Century 21 Circle
Buyer's Agent
Jass Tremblay
Ocean Sotheby's International
List Price
$699,000
Sold Price
$612,500
Premium/Discount to List
-$86,500
-12.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.67%

Purchase Details

Listed on
Apr 21, 2015
Closed on
Sep 4, 2015
Sold by
Belanger David M and Belanger Elaine A
Bought by
Scott Douglas R and Scott Tammy W
Seller's Agent
Beata Sharpe
Coldwell Banker Schmitt Real Estate Co.
Buyer's Agent
Cindi Dolberry
Preferred Properties Cri (Br)
List Price
$549,000
Sold Price
$525,000
Premium/Discount to List
-$24,000
-4.37%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.99%

Purchase Details

Closed on
Sep 26, 2008
Sold by
Robertroy James D and Navarro Robertroy Scarlett R
Bought by
Belanger David M and Belanger Elaine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
6.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2004
Sold by
Stanulis Jane M
Bought by
Robertroy James D and Navarro Robertroy Scarlett R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
5.75%
Mortgage Type
Seller Take Back

Purchase Details

Closed on
Apr 10, 2003
Sold by
Rizika Philip J and Rizika Jack W
Bought by
Sunrise Properties Of The Keys Inc and Hillpot Ralph R
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hartman Thomas Gillespie $1,025,000 --
Moriarty Michael J -- Moriartys Keys Llc
Moriartys Keys Llc -- None Listed On Document
Moriartys Keys Llc -- None Listed On Document
Badalamenti Phillip -- None Listed On Document
Badalamenti Phillip -- None Listed On Document
Mariarty Michael J $612,500 Attorney
Scott Douglas R $525,000 True Title Agency Inc
Belanger David M $480,000 Chicago Title Of Fl Keys Inc
Robertroy James D $360,000 Chicago Title Of The Fl Keys
Sunrise Properties Of The Keys Inc $59,800 Chicago Title Of The Florida
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hartman Thomas Gillespie $989,816
Previous Owner Moriarty S Keys Llc $100,000
Previous Owner Belanger David $379,500
Previous Owner Belanger David M $380,000
Previous Owner Robertroy James D $185,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/14/2022 09/14/22 Sold $1,025,000 0.0% $591 / Sq Ft
09/14/2022 09/14/22 Sold $1,025,000 -6.8% $591 / Sq Ft
07/27/2022 07/27/22 Price Changed $1,100,000 0.0% $634 / Sq Ft
07/25/2022 07/25/22 Price Changed $1,100,000 -4.3% $634 / Sq Ft
07/15/2022 07/15/22 Price Changed $1,150,000 0.0% $663 / Sq Ft
07/12/2022 07/12/22 Price Changed $1,150,000 -4.2% $663 / Sq Ft
07/01/2022 07/01/22 Price Changed $1,200,000 0.0% $692 / Sq Ft
06/24/2022 06/24/22 Price Changed $1,200,000 -2.0% $692 / Sq Ft
06/21/2022 06/21/22 Price Changed $1,225,000 0.0% $706 / Sq Ft
06/17/2022 06/17/22 Price Changed $1,225,000 -2.0% $706 / Sq Ft
06/07/2022 06/07/22 Price Changed $1,250,000 0.0% $720 / Sq Ft
06/07/2022 06/07/22 Price Changed $1,250,000 -3.8% $720 / Sq Ft
06/06/2022 06/06/22 For Sale $1,299,000 0.0% $749 / Sq Ft
05/30/2022 05/30/22 Price Changed $1,299,000 -7.1% $749 / Sq Ft
05/16/2022 05/16/22 Price Changed $1,399,000 -6.0% $806 / Sq Ft
04/18/2022 04/18/22 Price Changed $1,489,000 -6.3% $858 / Sq Ft
04/08/2022 04/08/22 Price Changed $1,589,000 -3.6% $916 / Sq Ft
03/28/2022 03/28/22 For Sale $1,649,000 +169.2% $950 / Sq Ft
12/14/2017 12/14/17 Sold $612,500 -12.4% $353 / Sq Ft
12/05/2017 12/05/17 Pending -- -- --
10/10/2017 10/10/17 For Sale $699,000 +33.1% $403 / Sq Ft
09/04/2015 09/04/15 Sold $525,000 -4.4% $303 / Sq Ft
08/19/2015 08/19/15 Pending -- -- --
04/21/2015 04/21/15 For Sale $549,000 -- $316 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,009 $903,175 $563,598 $339,577
2023 $8,009 $856,826 $527,814 $329,012
2022 $6,727 $783,687 $429,408 $354,279
2021 $6,204 $601,777 $317,583 $284,194
2020 $5,619 $532,549 $241,542 $291,007
2019 $6,130 $585,777 $290,745 $295,032
2018 $5,810 $536,023 $263,907 $272,116
2017 $5,558 $544,730 $0 $0
2016 $5,104 $452,710 $0 $0
2015 $5,333 $457,858 $0 $0
2014 $5,408 $444,932 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MIAMI REALTORS® MLS

MLS Number: A11217268

MIAMI REALTORS® MLS

APN: 00182250-000000