2298 Kemp Ford Rd Union Hall, VA 24176
3
Beds
3
Baths
3,086
Sq Ft
2.7
Acres
Highlights
- 206 Feet of Waterfront
- Spa
- 2.7 Acre Lot
- 1 Dock Slip
- Lake View
- Deck
About This Home
As of September 2024If you crave privacy & a serene cove on the lake, look no further. Nestled on the picturesque Smith Mountain Lake in Virginia, this lakefront home offers seclusion, nice quiet lake views, & a tranquil ambiance, making it perfect for those who desire a quiet waterfront lifestyle. This lake home is located on 2.7 acres, features a private drive meandering through the woods, ensuring complete privacy while still enjoying the presence neighbors. The home itself is designed to maximize comfort & connection with nature. The house boasts high ceilings & large windows that flood the interior with natural light & provide views of the lake. The entry level includes a spacious primary bedroom, a great room, 2 additional bedrooms, kitchen w/ pantry, great room. Off the great room is a large deck.
Last Agent to Sell the Property
DEB BERAN PROPERTIES License #0225040422 Listed on: 07/15/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,014
Year Built
- Built in 1992
Lot Details
- 2.7 Acre Lot
- 206 Feet of Waterfront
- Secluded Lot
- Garden
- Property is zoned R1
Home Design
- Contemporary Architecture
- Stone Siding
Interior Spaces
- Gas Log Fireplace
- Drapes & Rods
- Family Room with Fireplace
- 2 Fireplaces
- Great Room with Fireplace
- Storage
- Lake Views
Kitchen
- Electric Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Main Level Bedroom
- 3 Full Bathrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Parking
- 2 Car Detached Garage
- 4 Open Parking Spaces
- Garage Door Opener
- Off-Street Parking
Outdoor Features
- Spa
- Personal Watercraft Lift
- Dock has a Storage Area
- Boat Hoist or Davit
- 1 Dock Slip
- Covered Dock
- Deck
- Patio
- Shed
- Front Porch
Schools
- Dudley Elementary School
- Ben Franklin Middle School
- Franklin County High School
Utilities
- Heat Pump System
- Heating System Uses Gas
- Electric Water Heater
Community Details
- No Home Owners Association
- Clearwater Acres Subdivision
Listing and Financial Details
- Tax Lot 6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 15, 2024
Closed on
Sep 4, 2024
Sold by
Demm John P and Demm Irene
Bought by
Bigalke Valentina M and Anderson John E
Seller's Agent
Deborah Beran
DEB BERAN PROPERTIES
Buyer's Agent
Jim Singleton
BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
List Price
$890,000
Sold Price
$910,000
Premium/Discount to List
$20,000
2.25%
Views
18
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$47,617
Avg. Annual Appreciation
3.59%
Original Mortgage
$455,000
Outstanding Balance
$451,550
Interest Rate
5.63%
Mortgage Type
New Conventional
Estimated Equity
$488,470
Purchase Details
Listed on
May 20, 2014
Closed on
Jul 21, 2014
Sold by
Baker Wheeler L and Baker Lynn D
Bought by
Demm John P and Demm Irene
Seller's Agent
Vicki Millehan
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
List Price
$495,000
Sold Price
$483,000
Premium/Discount to List
-$12,000
-2.42%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.50%
Original Mortgage
$386,400
Interest Rate
4.12%
Mortgage Type
New Conventional
Similar Homes in Union Hall, VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $910,000 | Fidelity National Title | |
| Deed | $483,000 | Fidelity Natl Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $455,000 | New Conventional | |
| Previous Owner | $349,550 | New Conventional | |
| Previous Owner | $386,400 | New Conventional | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $80,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/06/2024 09/06/24 | Sold | $910,000 | +2.2% | $295 / Sq Ft |
| 07/22/2024 07/22/24 | Pending | -- | -- | -- |
| 07/19/2024 07/19/24 | For Sale | $890,000 | +84.3% | $288 / Sq Ft |
| 08/18/2014 08/18/14 | Sold | $483,000 | -2.4% | $157 / Sq Ft |
| 06/29/2014 06/29/14 | Pending | -- | -- | -- |
| 05/20/2014 05/20/14 | For Sale | $495,000 | -- | $160 / Sq Ft |
Source: Roanoke Valley Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,014 | $700,900 | $145,600 | $555,300 |
| 2023 | $2,802 | $459,300 | $138,600 | $320,700 |
| 2022 | $2,802 | $459,300 | $138,600 | $320,700 |
| 2021 | $2,802 | $459,300 | $138,600 | $320,700 |
| 2020 | $2,802 | $459,300 | $138,600 | $320,700 |
| 2019 | $2,839 | $465,400 | $155,800 | $309,600 |
| 2018 | $2,839 | $465,400 | $155,800 | $309,600 |
| 2017 | $2,560 | $462,900 | $175,000 | $287,900 |
| 2016 | $2,560 | $462,900 | $175,000 | $287,900 |
| 2015 | -- | $462,900 | $175,000 | $287,900 |
| 2014 | -- | $462,900 | $175,000 | $287,900 |
| 2013 | -- | $462,900 | $175,000 | $287,900 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Deborah Beran
DEB BERAN PROPERTIES
(540) 529-4229
11 in this area
193 Total Sales
-
J
Buyer's Agent in 2024
Jim Singleton
BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC
(540) 493-7253
3 in this area
39 Total Sales
-
Seller's Agent in 2014
Vicki Millehan
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
(540) 520-2401
43 in this area
240 Total Sales
Map
Source: Roanoke Valley Association of REALTORS®
MLS Number: 909232
APN: 0520405000
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