$399,900
UNDER CONTRACT

2299 N Independence Dr Montross, VA 22520

Estimated payment $2,441/month

Total Views 7,983
3 Beds
2 Baths
1,584 Sq Ft
$252 Price per Sq Ft

Highlights

  • Marina
  • Home fronts navigable water
  • Fitness Center
  • Boat Ramp
  • Canoe or Kayak Water Access
  • River View

About This Home

Cottage style home for sale in the well sought after waterfront community of Stratford Harbour in Montross, Virginia. This home is in the need of major renovations and the value of the entire property is mostly in the land and is priced to sell, and all offers are welcome!.
The home that conveys rests on two beautiful river view lots that offer a “million-dollar view” and acreage is estimated at 1.35 AC.
This property and existing home is being sold completely “AS IS”, and any inspections are to be completed and paid for by the purchaser. This property would be so good for investment purposes to renovate and resell or build a completely new home as they just aren’t “making” river view lots like this anymore.
Please see my attached photos and video of the Stratford Harbour community and discover for yourself why Stratford Harbour is a community where “Neighbors become friends, and friends become family.”

Listing Agent

Ms. Tina M. Keene

Berkshire Hathaway HomeServices PenFed Realty Listed on: 07/02/2025

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,249

Year Built

  • Built in 1986

Lot Details

  • 1.35 Acre Lot
  • Home fronts navigable water
  • Front Yard
  • Property is in below average condition
  • Property is zoned R2

HOA Fees

  • $75 Monthly HOA Fees

Home Design

  • Cottage
  • Block Foundation
  • Architectural Shingle Roof
  • Wood Siding
  • Shingle Siding
  • Vinyl Siding

Interior Spaces

  • 1,584 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Family Room Off Kitchen
  • Combination Kitchen and Dining Room
  • River Views

Kitchen

  • Eat-In Kitchen
  • Stove
  • Dishwasher

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Interior Basement Entry

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Assigned Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • Stream or River on Lot
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Shed

Utilities

  • Central Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Propane Water Heater
  • Septic Equal To The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 11515/11516

Community Details

Overview

  • Stratford Harbour HOA
  • Stratford Harbour Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse
  • Meeting Room
  • Party Room
  • Community Dining Room

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Pool Membership Available
  • Recreational Area

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,249

Year Built

Built in 1986

Lot Details

0

HOA Fees

$75 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Remarks Public: Cottage style home for sale in the well sought after waterfront community of Stratford Harbour in Montross, Virginia. This home is in the need of major renovations and the value of the entire property is mostly in the land and is priced to sell, and all offers are welcome!. The home that conveys rests on two beautiful river view lots that offer a “million-dollar view” and acreage is estimated at 1.35 AC. This property and existing home is being sold completely “AS IS”, and any inspections are to be completed and paid for by the purchaser. This property would be so good for investment purposes to renovate and resell or build a completely new home as they just aren’t “making” river view lots like this anymore. Please see my attached photos and video of the Stratford Harbour community and discover for yourself why Stratford Harbour is a community where “Neighbors become friends, and friends become family.”
  • Special Features: 4224
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Laminated, Vinyl
  • Interior Amenities: Combination Kitchen/Dining, Ceiling Fan(s), Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Table Space, Stove - Wood, Whirlpool/Hottub
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room Count: 6
  • Basement: Yes
  • Basement Type: Interior Access, Walkout Level
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1584
  • Living Area Sq Ft: 1584
  • Price Per Sq Ft: 252.46
  • Above Grade Finished Sq Ft: 1584
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2299

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Shingle Siding, Wood Siding, Vinyl Siding
  • Roof: Architectural Shingle
  • Spa: No
  • View: River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Central, Propane - Owned, Wood, Electric
  • Heating Type: Wood Burn Stove, Central
  • Heating: Yes
  • Hot Water: Electric, Propane
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Cable Tv Available, Electric Available, Propane, Water Available
  • Water Source: Public
  • Internet Services: Broadband

Condo/Co-op/Association

  • HOA Fees: 900.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Dining Rooms, Exercise Room, Lake, Marina/Marina Club, Meeting Room, Non-Lake Recreational Area, Party Room, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Reserved/Assigned Parking, Security, Swimming Pool, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges
  • HOA Name: STRATFORD HARBOUR
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: In Ground

Schools

  • School District: WESTMORELAND COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121137398432
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Front Yard
  • Lot Size Acres: 1.35
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 58806.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Below Average
  • Year Assessed: 2021
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 2249.44
  • Assessor Parcel Number: 11515/11516
  • Tax Year: 2024

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,841 $270,800 $126,000 $144,800
2023 $1,679 $270,800 $126,000 $144,800
2022 $1,679 $270,800 $126,000 $144,800
2021 $1,818 $239,200 $126,000 $113,200
2020 $1,818 $239,200 $126,000 $113,200
2019 $1,555 $239,200 $126,000 $113,200
2018 $1,459 $239,200 $126,000 $113,200
2017 -- $239,200 $126,000 $113,200
2016 $1,435 $239,200 $126,000 $113,200
2015 -- $248,900 $126,000 $122,900
2014 -- $0 $0 $0
2013 -- $248,900 $126,000 $122,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 For Sale $399,900 -- $252 / Sq Ft
Source: Bright MLS

Mortgage History

Date Status Loan Amount Loan Type
Closed $10,000 Credit Line Revolving
Closed $166,000 New Conventional
Closed $25,000 Credit Line Revolving
Closed $125,940 New Conventional
Closed $25,000 Credit Line Revolving
Source: Public Records

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Source: Bright MLS

MLS Number: VAWE2009240

Bright MLS

APN: 23B-168