NOT LISTED FOR SALE

23 Carmel Cove Dr Swanton, MD 21561

Estimated Value: $831,000 - $2,137,000

4 Beds
3 Baths
2,334 Sq Ft
$572/Sq Ft Est. Value

Last Sold June 25, 2021

Last sale price $914,000 $392 Per Sq Ft

Est. 46% increase in value since last sale

Current estimated payment $7,770/month

1 Day on Market

Highlights

  • 185 Feet of Waterfront
  • Pier or Dock
  • Lake View
  • 1 Dock Slip
  • Fishing Allowed
  • Open Floorplan

About This Home

As of June 2021

If you want peace and privacy, you'll want to check out this lakefront chalet. Built on the best lot in Carmel Cove with over 185' of frontage and the only private dock in the community, this property is best in class. The 4 bedroom 3 bath 3 level chalet offers plenty of natural light and a large separate family room on the lower level. The owners purposely left the grounds as natural as possible to allow more time to relax and enjoy the recreational opportunities. Located in a very quiet cove that is perfect for fishing, canoeing, & kayaking, the property is within a short kayak or bike ride to the Deep Creek State Park, Includes public water and sewer. It won't last......

Last Agent to Sell the Property

Bill Weissgerber

Railey Realty, Inc. Listed on: 05/07/2021

Railey Realty, Inc.

Last Buyer's Agent

Lauren McCann

Railey Realty, Inc. License #5002093

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,175

Year Built

  • Built in 1994

Lot Details

  • 1 Acre Lot
  • 185 Feet of Waterfront
  • Home fronts navigable water
  • West Facing Home
  • No Through Street
  • Wooded Lot
  • Front Yard
  • Property is in good condition
  • Property is zoned LR

HOA Fees

  • $53 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Chalet
  • Block Foundation
  • Slab Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Beamed Ceilings
  • Cathedral Ceiling
  • 1 Fireplace
  • Double Pane Windows
  • Window Treatments
  • Casement Windows
  • Sliding Doors
  • Insulated Doors
  • Family Room
  • Living Room
  • Dining Room
  • Loft
  • Game Room

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • Whirlpool Bathtub
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces
  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Swimming Allowed
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • 1 Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Wrap Around Porch

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1A
  • Assessor Parcel Number 1218058065

Community Details

Overview

  • Association fees include road maintenance, common area maintenance
  • Carmel Ccove HOA
  • Built by Wamsley
  • Carmel Cove Subdivision

Recreation

  • Pier or Dock
  • Tennis Courts
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,175

Year Built

Built in 1994

Lot Details

0

HOA Fees

$53 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-05-07
  • Federal Flood Zone: No
  • Year Built: 1994
  • Automatically Close On Close Date: No
  • Remarks Public: If you want peace and privacy, you'll want to check out this lakefront chalet. Built on the best lot in Carmel Cove with over 185' of frontage and the only private dock in the community, this property is best in class. The 4 bedroom 3 bath 3 level chalet offers plenty of natural light and a large separate family room on the lower level. The owners purposely left the grounds as natural as possible to allow more time to relax and enjoy the recreational opportunities. Located in a very quiet cove that is perfect for fishing, canoeing, & kayaking, the property is within a short kayak or bike ride to the Deep Creek State Park, Includes public water and sewer. It won't last......
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Oven/Range - Electric, Built-In Microwave, Dishwasher, Disposal, Washer, Dryer, Icemaker, Water Heater
  • Entry Floor: 2
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Floor Plan - Open, Exposed Beams, Entry Level Bedroom, Kitchen - Island, Tub Shower, Whirlpool/Hottub, Window Treatments, Wood Floors, Combination Kitchen/Living, Combination Kitchen/Dining, Combination Dining/Living, Carpet
  • Window Features: Casement, Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Block, Slab
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Laundry, Loft, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Full, Walkout Level, Fully Finished, Windows
  • Basement Finished Percent: 100.00
  • Basement Footprint Percent: 100.00
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2334
  • Living Area Sq Ft: 2334
  • Price Per Sq Ft: 609.65
  • Above Grade Finished Sq Ft: 1409
  • Below Grade Finished Sq Ft: 925
  • Total Below Grade Sq Ft: 925
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 23

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Road Surface Type: Paved
  • Roof: Asphalt
  • Spa: No
  • View: Lake, Trees/Woods
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Deep Creek
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 185

Garage/Parking

  • Garage: No
  • Parking Features: Crushed Stone
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Cable Tv Available, Phone Available, Sewer Available, Water Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 630.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Tennis Courts, Water/Lake Privileges, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Common Area Maintenance
  • HOA Name: CARMEL CCOVE
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Loss Mitigation Fee?: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 144500.00
  • Land Assessed Value: 268300.00
  • Land Use Code: 008
  • Lot Features: Front Yard, Trees/Wooded, No Thru Street
  • Lot Size Acres: 1.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43760.00
  • Outdoor Living Structures: Deck(s), Porch(es), Wrap Around
  • Property Condition: Good
  • Year Assessed: 2021
  • Zoning: LR
  • Zoning Description: Residential
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Building Info

  • Builder Name: Wamsley

Rental Info

  • Pets Allowed: No
  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15661237
  • Tax Annual Amount: 5175.00
  • Assessor Parcel Number: 1218058065
  • Tax Lot: 1A
  • Tax Page Number: 573
  • Tax Total Finished Sq Ft: 1368
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 06/25/2021

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2021
Closed on
Jun 24, 2021
Sold by
Bullock Kenneth R and Bullock Deborah P
Bought by
Hervochon Elizabeth Helen and Hervochon Michiel Van
Seller's Agent
Bill Weissgerber
Railey Realty, Inc.
Buyer's Agent
Lauren McCann
Railey Realty, Inc.
List Price
$859,000
Sold Price
$914,000
Premium/Discount to List
$55,000
6.4%
Current Estimated Value
$1,334,302

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$420,302
Avg. Annual Appreciation
4.84%
Original Mortgage
$548,250
Outstanding Balance
$502,812
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$611,431
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hervochon Elizabeth Helen $914,000 Deep Creek Title Group
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hervochon Elizabeth Helen $548,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2021 06/25/21 Sold $914,000 +6.4% $392 / Sq Ft
05/07/2021 05/07/21 For Sale $859,000 -- $368 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,536 $878,000 $307,900 $570,100
2024 $5,542 $722,933 $0 $0
2023 $5,389 $567,867 $0 $0
2022 $5,152 $412,800 $268,300 $144,500
2021 $5,184 $412,100 $0 $0
2020 $5,175 $411,400 $0 $0
2019 $5,167 $410,700 $268,300 $142,400
2018 $63 $410,700 $268,300 $142,400
2017 $4,526 $410,700 $0 $0
2016 -- $413,200 $0 $0
2015 -- $413,200 $0 $0
2014 -- $413,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA135102

Bright MLS

APN: 18-058065