NOT LISTED FOR SALE

23 Cuddy Ln Unit 12 Midway, GA 31320

Estimated Value: $287,008 - $317,000

2 Beds
2 Baths
1,328 Sq Ft
$300/mo HOA Fee

Last Sold May 06, 2021

Last sale price $200,000 $151 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $2,325/month

1 Day on Market

Highlights

  • Marina
  • Access to Tidal Water
  • Home fronts a creek
  • Private Dock
  • In Ground Pool
  • Primary Bedroom Suite

About This Home

As of May 2021

PARADISE FOUND! WOW! Tired of your same old surroundings! Looking for a getaway on the WATER! Just 40 minutes from the city (Savannah) you can sit on the dock and will not see another human for hours! The most beautiful view I have ever seen in the low country from the end of your dock! Forever, you see nothing but the natural beauty of the water and marsh! Seriously, it goes on forever! Oh, and by the way…… you could live in the most beautiful condo I have ever seen too! Perfect size, no outside maintenance, and on the 1st floor! NO STEPS! Bright, colorful, JUST REALLY HAPPY! Walking into this home will make you smile, I promise! Big master bedroom with upscale double vanities and an outstanding huge shower you could have a party in….if you are into that stuff!? Kitchen looks over the living area into the screened porch with a triple sliding glass door that you open up to let the outside in! Amazing! Feels like you are outside with the breeze coming off the water!

Last Agent to Sell the Property

Edward Yannett

Epique Realty License #349501 Listed on: 03/28/2021

Epique Realty

Last Buyer's Agent

Jane Howard

BHHS Bay Street Realty Group License #332295

BHHS Bay Street Realty Group

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,607

Year Built

  • Built in 2002

Lot Details

  • Home fronts a creek
  • Property fronts a marsh
  • 2 Pads in the community

HOA Fees

  • $300 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Frame Construction
  • Asphalt Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,328 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Recessed Lighting
  • Double Pane Windows
  • Entrance Foyer
  • Screened Porch
  • River Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • 2 Full Bathrooms
  • Double Vanity
  • Separate Shower

Laundry

  • Laundry in Hall
  • Dryer
  • Laundry Chute

Parking

  • Parking Lot
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • In Ground Pool
  • Access to Tidal Water
  • River Access
  • Deep Water Access
  • Private Dock
  • Boat Facilities
  • Balcony

Schools

  • Liberty Elementary School
  • Midway Middle School
  • Liberty High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • 220 Volts
  • Shared Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tenant pays for cable TV, electricity, sewer, trash collection, telephone, water
  • Assessor Parcel Number 347A-014-B11

Community Details

Overview

  • Merchants Wharf Condo Association, Phone Number (912) 884-4202
  • Merchants Wharf Condominiums Subdivision

Recreation

  • Boat Dock
  • Marina
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,607

Year Built

Built in 2002

Lot Details

0

HOA Fees

$300 per month

Listing Details

  • GarageYN: No
  • Inclusions: Ceiling Fans
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Year Built: 2002
  • ResoLaundryFeatures: Laundry Chute, Washer Hookup, Dryer Hookup, In Hall
  • ResoPoolFeatures: In Ground, Community
  • Road Surface Type: Asphalt
  • Reso View: Marsh View, River, Creek/Stream, Water
  • Water Body Name: Blackbear Creek
  • Ownership: Homeowner/Owner
  • ResoSpecialListingConditions: Standard
  • Subdivision Name: Merchants Wharf Condominiums
  • Reso Accessibility Features: None
  • Architectural Style: Traditional
  • Entry Level: 1
  • Reso Interior Features: Breakfast Bar, Built-in Features, Breakfast Area, Ceiling Fan(s), Double Vanity, Entrance Foyer, Main Level Master, Master Suite, Recessed Lighting, Separate Shower
  • Unit Levels: One
  • Efficiency: Windows
  • Property Attached Yn: Yes
  • ResoWindowFeatures: Double Pane Windows
  • Tax Year: 2020
  • Master Plan Zoning: R3
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour

Interior Features

  • Appliances: Some Electric Appliances, Dryer, Dishwasher, Electric Water Heater, Disposal, Microwave, Refrigerator, Range Hood
  • Basement: None
  • Common Walls: 2+ Common Walls
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Stories: 3
  • ResoLivingAreaSource: Assessor

Exterior Features

  • New Construction: No
  • Roof: Asphalt
  • Stories: 1
  • Waterfront: Yes
  • Acres: 0.04
  • View: Yes
  • Waterfront Features: Boat Dock/Slip, Creek, Dock Access, Deep Water, Marsh, River Access, Tidal, Water Access
  • Construction Type: Frame, Vinyl Siding, Wood Siding
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Porch, Screened

Garage/Parking

  • Parking Features: Off Street, Parking Lot

Utilities

  • Electric: 220 Volts
  • Sewer: Septic Tank
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • HeatingYN: Yes
  • Utilities: Cable Available, Underground Utilities
  • Water Source: Shared Well

Condo/Co-op/Association

  • Association Fee: 300.0
  • Association Fee Frequency: Monthly
  • Association Name: Merchants Wharf Condo
  • Phone: 912-884-4202
  • Association: Yes
  • Community Features: Boat Facilities, Community Pool, Marina, Dock

Schools

  • Middle Or Junior School: Midway

Lot Info

  • Horses: No
  • Land Lease Expiration Date: 2021-03-01
  • Land Lease: No
  • Lot Size Area: 0.04
  • Lot Size Sq Ft: 1742.0
  • Parcel Number: 347A-014-B11
  • ResoLotSizeUnits: Acres
  • Zoning Description: Multi Family
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Cable TV, Electricity, Sewer, Trash Collection, Telephone, Water

Tax Info

  • Tax Annual Amount: 2607.0

MLS Schools

  • Elementary School: Liberty
  • HighSchool: Liberty

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2021
Closed on
May 5, 2021
Sold by
Hayes Jerry
Bought by
Gammon Cheryl D and Gammon Stephen B
Seller's Agent
Edward Yannett
Epique Realty
Buyer's Agent
Jane Howard
BHHS Bay Street Realty Group
List Price
$214,000
Sold Price
$200,000
Premium/Discount to List
-$14,000
-6.54%
Total Days on Market
1
Current Estimated Value
$305,002

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$105,002
Avg. Annual Appreciation
10.12%
Original Mortgage
$148,800
Outstanding Balance
$116,345
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$181,218

Purchase Details

Closed on
Feb 18, 2005
Sold by
Lane Larry J
Bought by
Hayes Jerry and Hayes Cynthia

Purchase Details

Closed on
Jun 10, 2004
Sold by
Terra Firma Development Llc
Bought by
Lane Larry J and Lane Martha A
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gammon Cheryl D $200,000 --
Hayes Jerry $185,000 --
Lane Larry J $169,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gammon Cheryl D $148,800
Closed Gammon Cheryl D $148,800
Previous Owner Hayes Jerry $192,300
Previous Owner Hayes Jerry $204,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/06/2021 05/06/21 Sold $200,000 -6.5% $151 / Sq Ft
03/29/2021 03/29/21 Pending -- -- --
03/28/2021 03/28/21 For Sale $214,000 -- $161 / Sq Ft
Source: Savannah Multi-List Corporation

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,850 $93,472 $7,200 $86,272
2023 $3,850 $82,490 $7,200 $75,290
2022 $2,625 $68,184 $7,200 $60,984
2021 $2,770 $67,719 $7,200 $60,519
2020 $2,522 $65,516 $7,200 $58,316
2019 $2,482 $66,194 $7,200 $58,994
2018 $2,424 $65,440 $7,200 $58,240
2017 $1,207 $36,651 $7,200 $29,451
2016 $1,275 $36,982 $7,200 $29,782
2015 $1,342 $36,982 $7,200 $29,782
2014 $1,342 $38,528 $7,200 $31,328
2013 -- $74,323 $7,200 $67,123
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Savannah Multi-List Corporation

MLS Number: 245025

Savannah Multi-List Corporation

APN: 347A-014-B11