NOT LISTED FOR SALE

Estimated Value: $491,796

4 Beds
2.5 Baths
2,708 Sq Ft
$182/Sq Ft Est. Value

Last Sold March 07, 2022

Last sale price $385,509 $142 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $2,823/month

6 Days on Market

Highlights

  • 125 Feet of Waterfront
  • Private Dock
  • Fishing
  • Shelby Elementary School Rated A-
  • Community Boat Launch
  • Lake View

About This Home

As of March 2022

Charming home on a gorgeous & sought after part of Lay Lake! These cherished family spots don't come around often. Located in Spring Creek very close to Low Water, Bozos, and so much more. The views on this lake front lot are amazing! Sunsets on lake side. You have water frontage and lake views in the front and on the right side of the house. Recently painted inside, new large & well built deck, four new doors, refinished hardwood floors in living room, new HVAC in huge bonus room, wood burning FP, oversized master & master closet, firepit, 2 car attached garage and 60x30 shop. Roof is only approx. 7 years old, septic tank cleaned and new pump approx. 2 years ago. Concrete boat launch and concrete sea wall. This great cottage is ready for you to come & enjoy lake life...there is nothing like it! This one will go fast. Set up showing today!

Last Agent to Sell the Property

Kim SCHERER

Keller Williams Metro South Listed on: 01/27/2022

Keller Williams Metro South

Last Buyer's Agent

Andrea Young

eXp Realty, LLC Central

eXp Realty, LLC Central

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $736

Year Built

  • Built in 1996

Lot Details

  • 0.73 Acre Lot
  • 125 Feet of Waterfront
  • Fenced Yard
  • Interior Lot

Parking

  • 2 Car Garage
  • Rear-Facing Garage
  • Driveway

Home Design

  • Concrete Block And Stucco Construction

Interior Spaces

  • 1.5-Story Property
  • Wet Bar
  • Smooth Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Wood Burning Fireplace
  • Brick Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Loft
  • Bonus Room
  • Workshop
  • Screened Porch
  • Lake Views
  • Crawl Space
  • Attic

Kitchen

  • Gas Oven
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Split Vanities
  • Bathtub and Shower Combination in Primary Bathroom
  • Garden Bath
  • Separate Shower
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Water Access
  • Swimming Allowed
  • Private Dock
  • Screened Deck

Schools

  • Shelby Elementary School
  • Columbiana Middle School
  • Shelby County High School

Utilities

  • Two cooling system units
  • Central Heating and Cooling System
  • Window Unit Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Community Details

Overview

  • $12 Other Monthly Fees

Recreation

  • Community Boat Launch
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$736

Year Built

Built in 1996

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Paved Road
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1308967?w=PubMLS
  • Living Area: 2708
  • Legal Description: COM S ROW MERRELL DR & W ROW MERREL BEACH RD NW ALG ROW 61.23 TO POB; SW304.94 SE36.22 SLY113.4 SW48.06 SLY56.92 NWLY15.64 CONT NW77.18 NE465.32 SE37.28 TO POB
  • List Price per Sq Ft: 136.52
  • Loft: Yes
  • Number Levels: 1.5-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1996
  • Price Per Sq Ft: 142.36
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Interior Amenities: Recess Lighting, Wet Bar, Workshop (INT)
  • Fireplace Details: Brick (FIREPL)
  • Fireplace Location: Living Room (FIREPL)
  • Fireplace Type: Woodburning
  • Floors: Carpet, Hardwood, Hardwood Laminate, Tile Floor, Vinyl
  • Number Fireplaces: 1
  • Windows Treatments: Some to Remain
  • Bedroom/Bathroom Features: Garden Tub, Linen Closet, Separate Shower, Separate Vanities, Shared Bath, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Concatenated Rooms: |Kitchen1|Bedroom1|Bedroom1|Bedroom1|Laundry1|Bedroom2|FullBath1|FullBath2|HalfBath1|Bonus1|Living1|
  • Room 1: Kitchen, On Level: 1
  • Room 2: Bedroom, On Level: 1
  • Room 3: Bedroom, On Level: 1
  • Room 4: Bedroom, On Level: 1
  • Room 5: Laundry, On Level: 1
  • Room 6: Bedroom, On Level: 2
  • Room 7: Full Bath, On Level: 1
  • Room 8: Full Bath, On Level: 2
  • Room 9: Half Bath, On Level: 1
  • Room 10: Bonus, On Level: 1
  • Room 11: Living, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Bonus (LVL 1), Full Bath (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Living (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+)
  • Kitchen Countertops: Laminate
  • Kitchen Equipment: Dishwasher Built-In, Microwave Built-In, Oven-Gas, Stove-Gas
  • Kitchen Features: Eating Area
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Main Level Sq Ft: 1997
  • Upper Level Sq Ft: 711

Exterior Features

  • Waterfront Name: LAY LAKE
  • Construction: Concrete/Block, Wood
  • Decks: Yes
  • Decks Type: Open (DECK), Screened (DECK)
  • Exterior Features: Dock Private, Fenced Yard, Workshop (EXTR), Porch, Porch Screened
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 125
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Rear
  • Number Garage Spaces Main Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Driveway Parking

Utilities

  • Heating: Central (HEAT), Electric (HEAT)
  • Cooling: Central (COOL), Dual Systems (COOL), Electric (COOL), Heat Pump (COOL), Window Units
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 2708

Condo/Co-op/Association

  • Amenities: Boat Launch, Fishing, Swimming Allowed, Water Access

Fee Information

  • Garbage Fee: Yes
  • Garbage Fee Amount: 35
  • Garbage Fee Per: Quarterly

Schools

  • Elementary School: SHELBY
  • Middle School: COLUMBIANA
  • High School: SHELBY COUNTY

Lot Info

  • Assessor Parcel Number: 33-1-01-0-001-022.000
  • Lot Description: Interior Lot
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.73

Green Features

  • Energy Green Features: Ceiling Fans

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 736

MLS Schools

  • Elementary School: SHELBY
  • High School: SHELBY COUNTY
  • Jr Middle School: COLUMBIANA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2022
Closed on
Mar 7, 2022
Sold by
Darden Timothy N and Darden Rita R
Bought by
Wyatt Christopher Jason and Wyatt Brittany Lynn
Seller's Agent
Kim SCHERER
Keller Williams Metro South
Buyer's Agent
Andrea Young
eXp Realty, LLC Central
List Price
$369,700
Sold Price
$385,509
Premium/Discount to List
$15,809
4.28%
Current Estimated Value
$491,796

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,287
Avg. Annual Appreciation
6.49%
Original Mortgage
$308,407
Outstanding Balance
$290,041
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$190,069

Purchase Details

Closed on
Oct 22, 2001
Sold by
Darden Timothy N and Darden Rita R
Bought by
Darden Timothy N and Darden Rita R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,750
Interest Rate
6.85%

Purchase Details

Closed on
Jun 27, 2000
Sold by
Miller Gregory D and Miller Martha N
Bought by
Lewis Sam A and Lewis Charlotte A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
8.63%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wyatt Christopher Jason $385,509 Atchison Mike T
Darden Timothy N $500 Stewart Title Insurance Co
Lewis Sam A $185,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wyatt Christopher Jason $308,407
Previous Owner Darden Timothy N $139,552
Previous Owner Darden Timothy N $168,750
Previous Owner Lewis Sam A $140,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/07/2022 03/07/22 Sold $385,509 +4.3% $142 / Sq Ft
02/02/2022 02/02/22 Pending -- -- --
01/27/2022 01/27/22 For Sale $369,700 -- $137 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,790 $40,680 $0 $0
2023 $1,613 $37,580 $0 $0
2022 $865 $28,060 $0 $0
2021 $757 $25,180 $0 $0
2020 $736 $24,620 $0 $0
2019 $726 $24,360 $0 $0
2017 $719 $24,160 $0 $0
2015 $866 $23,480 $0 $0
2014 $968 $22,940 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1308967

Greater Alabama MLS

APN: 33-1-01-0-001-022-000