NOT LISTED FOR SALE

23 Willow Oak Ct Elkton, MD 21921

Estimated Value: $632,000 - $851,000

5 Beds
3.5 Baths
5,454 Sq Ft
$141/Sq Ft Est. Value

Last Sold May 23, 2014

Last sale price $465,000 $85 Per Sq Ft

Est. 66% increase in value since last sale

Current estimated payment $4,542/month

Highlights

  • Home fronts navigable water
  • Water Access
  • River View
  • Private Beach
  • In Ground Pool
  • 1.26 Acre Lot

About This Home

As of May 2014

BREATHTAKING 5 BR, 3.5 BA CONTEMPORARY W/ 3 CAR TURNED GARAGE, SOLAR HEATED INGROUND POOL(JULY 2010) W/PAVER PATIO. ENTIRE HOUSE HAS BEEN UPGRADED! GOURMET KITCHEN HAS GRANITE & CORIAN COUNTER, JENN AIR DOUBLE OVENS, SS APPLIANCES & BREAKFAST AREA. FINISHED LL HAS WALK-OUT, KITCHENETTE, FAMILY RM, GAME RM, PLAY RM, FULL BA & WALK -OUT, POSSIBLE IN-LAW SUITE! COMMUNITY BEACH, PIER & BOAT SLIPS!

Last Agent to Sell the Property

Mary Lynch

(302) 540-4004 mlynch@psre.com Patterson-Schwartz-Elkton Listed on: 02/05/2014

Patterson-Schwartz-Elkton

Last Buyer's Agent

Nancy Nolet

(410) 913-5588 nnolet@aol.com Cummings & Co. Realtors

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,976

Year Built

  • Built in 1990

Lot Details

  • 1.26 Acre Lot
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Back Yard Fenced
  • Landscaped
  • Sprinkler System
  • Property is in very good condition
  • Property is zoned SR

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Stone Siding
  • Stucco

Interior Spaces

  • 5,454 Sq Ft Home
  • Property has 3 Levels
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Double Pane Windows
  • Atrium Windows
  • Window Screens
  • French Doors
  • Sliding Doors
  • Atrium Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Game Room
  • Wood Flooring
  • River Views

Kitchen

  • Built-In Oven
  • Cooktop
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 3.5 Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Exterior Basement Entry
  • Sump Pump
  • Workshop
  • Basement Windows

Home Security

  • Home Security System
  • Storm Doors
  • Fire and Smoke Detector
  • Flood Lights

Accessible Home Design

  • Halls are 36 inches wide or more
  • Garage doors are at least 85 inches wide
  • Doors swing in
  • Doors with lever handles
  • Doors are 32 inches wide or more
  • More Than Two Accessible Exits

Outdoor Features

  • In Ground Pool
  • Water Access
  • River Nearby
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Patio
  • Porch

Utilities

  • Central Air
  • Heating System Uses Oil
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot 2
  • Assessor Parcel Number 0805094860

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,976

Year Built

Built in 1990

Lot Details

0

HOA Fees

$21 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Accessibility Features: 2+ Access Exits, 32"+ Wide Doors, 36"+ Wide Halls, >84" Garage Door, Doors - Lever Handle(s), Doors - Swing In
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1990
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Cooktop, Oven - Wall, Dishwasher
  • Interior Amenities: Kitchen - Island, Master Bath(s), Whirlpool/Hottub, Wood Floors, Upgraded Countertops, Recessed Lighting
  • Window Features: Atrium, Double Pane, Screens
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Atrium, French, Insulated, Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: 2 Story Ceilings, 9'+ Ceilings, Cathedral Ceilings, Dry Wall, Vaulted Ceilings, High
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Foyer, Study, Laundry
  • Basement: Yes
  • Basement Type: Outside Entrance, Sump Pump, Full, Fully Finished, Heated, Improved, Walkout Stairs, Windows, Workshop
  • Living Area Units: Square Feet
  • Total Sq Ft: 5454
  • Living Area Sq Ft: 5454
  • Price Per Sq Ft: 87.83
  • Above Grade Finished Sq Ft: 5454
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Stone, Stucco
  • Construction Completed: No
  • Exterior Features: Flood Lights, Private Beach, Underground Lawn Sprinkler
  • Pool Features: In Ground
  • View: Water, River
  • Water Access: Yes
  • Water Body Name: ELK RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Garage
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Oil, Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Fire Detection System, Smoke Detector, Security System
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 250.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes

Lot Info

  • Fencing: Partially, Rear
  • Improvement Assessed Value: 221300.00
  • Land Assessed Value: 139300.00
  • Lot Features: Landscaping
  • Lot Size Acres: 1.26
  • Lot Size Area: 54886
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 54886.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2013
  • Zoning: SR

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4467608
  • Tax Annual Amount: 3976.34
  • Assessor Parcel Number: 0805094860
  • Tax Lot: 2
  • Tax Total Finished Sq Ft: 3650
  • County Tax Payment Frequency: Annually
  • Tax Year: 2013
  • Close Date: 05/23/2014

Multi Family

  • Dock Slip Conveyance: None Available
  • Mean Low Water Feet: 2
  • Waterfront Features: Sandy Beach

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 5, 2014
Closed on
May 23, 2014
Sold by
Cox William Dana and Cox Joanna Lynn
Bought by
Ganzzermiller Andrew and Ganzzermiller Heather
Seller's Agent
Mary Lynch
Patterson-Schwartz-Elkton
Buyer's Agent
Nancy Nolet
Cummings & Co. Realtors
List Price
$499,000
Sold Price
$465,000
Premium/Discount to List
-$34,000
-6.81%
Current Estimated Value
$770,075

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$305,075
Avg. Annual Appreciation
4.52%
Original Mortgage
$280,000
Outstanding Balance
$213,393
Interest Rate
4.33%
Mortgage Type
New Conventional
Estimated Equity
$556,682

Purchase Details

Closed on
Aug 7, 2003
Sold by
Haley Dennis K and Haley Cynthia L
Bought by
Cox William Dana and Cox Joanna Lynn

Purchase Details

Closed on
Aug 18, 1993
Sold by
Headwater Construction Company
Bought by
Haley Dennis K and Haley Cynthia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,250
Interest Rate
7.17%

Purchase Details

Closed on
Jun 14, 1990
Sold by
First State Enterprise, Inc.
Bought by
Headwater Construction Company

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
10.1%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ganzzermiller Andrew $465,000 Sage Title Group Llc
Cox William Dana $392,000 --
Haley Dennis K $235,000 --
Headwater Construction Company $120,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ganzzermiller Andrew $280,000
Previous Owner Haley Dennis K $176,250
Previous Owner Headwater Construction Company $80,000
Closed Cox William Dana --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/23/2014 05/23/14 Sold $465,000 -2.9% $85 / Sq Ft
03/31/2014 03/31/14 Pending -- -- --
03/08/2014 03/08/14 Price Changed $479,000 -4.0% $88 / Sq Ft
02/05/2014 02/05/14 For Sale $499,000 -- $91 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,396 $515,667 $0 $0
2024 $4,825 $481,733 $0 $0
2023 $4,306 $447,800 $125,800 $322,000
2022 $5,036 $441,767 $0 $0
2021 $4,934 $435,733 $0 $0
2020 $5,016 $429,700 $125,800 $303,900
2019 $5,016 $429,700 $125,800 $303,900
2018 $5,016 $429,700 $125,800 $303,900
2017 $4,963 $461,300 $0 $0
2016 $4,360 $427,733 $0 $0
2015 $4,360 $394,167 $0 $0
2014 $4,597 $360,600 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002828092

Bright MLS

APN: 05-094860