$327,200
SOLD AUG 4, 2023

23 Zephyr Rd Palmyra, VA 22963

3 Beds
2 Baths
1,522 Sq Ft
0.34 Acres

Recently Sold

$215 Per Sq Ft

2% Above List Price

3 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Gated Community
  • Golf Course Community
  • Bar or Lounge
  • Community Lake

About This Home

As of September 2024

Beautiful, well maintained, move-in ready 3 bedroom/2 bath ranch on full unfinished basement with attached garage. This home features split bedroom floor plan with open dining room/family room and attached spacious eat-in kitchen. Sun-filled family and dining rooms feature hardwood floors, vaulted ceiling, gas fireplace and sliding doors out to back deck. Large eat-in kitchen has loads of cabinet space and counter space as well as a pantry for extra storage. From kitchen, walk out to lovely screened porch looking over private back yard. Large rear deck offers plenty of space for gatherings and cookouts. Going back inside, the master suite features walk-in closet and attached full bath. 2 guest bedrooms and full bath complete the main level. Large unfinished basement (almost 1200 unfinished sq ft) offers loads of potential for storage or additional living space and access to attached garage. Even the potential to finish off a 4th bedroom in the basement in the future! All located walking distance to beach 4!

Last Agent to Sell the Property

Jen Sample

LONG & FOSTER - LAKE MONTICELLO License #0225098306 Listed on: 07/06/2023

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

ANGELINA SANTUS

EXP REALTY LLC - STAFFORD License #0225251962

EXP REALTY LLC - STAFFORD

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,858

Year Built

  • Built in 2002

Lot Details

  • 0.34 Acre Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $103 Monthly HOA Fees

Home Design

  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Multiple Fireplaces
  • Gas Log Fireplace
  • Entrance Foyer
  • Family Room with Fireplace
  • Breakfast Room
  • Dining Room
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Formica Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Windows

Parking

  • 1 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Driveway

Outdoor Features

  • Deck
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 8 277

Community Details

Overview

  • Association fees include area maint, beach, master ins. policy, play area, prof. mgmt., reserve fund, road maint, security force, snow removal, trash pickup
  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,858

Year Built

Built in 2002

Lot Details

0

HOA Fees

$103 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1522
  • Below Grade Total Sq Ft: 1199
  • Design: Ranch
  • Electricity: Elec Underground
  • L V T Date: 07/08/2023
  • Parcel Number: 18A 8 277
  • Price Per Sq Ft: 214.98
  • Property Excluded: Porch rockers
  • Property Included: All appliances currently in the home
  • Total Sq Ft: 3044
  • Total Unfinished Sq Ft: 1522
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Family Roo1|Dining Roo1|Kitchen1|Breakfast1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Laundry1|LaundryB|
  • Current Animal Use: Domestic Pets
  • Structures Deck Porch: Deck, Porch, Porch - Front, Porch - Rear, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 1199
  • Fireplace: Gas, Gas Logs, One
  • Laundry: Dryer, Dryer Hookup, Washer, Washer Hookup
  • Basement Type: Full, Inside Access, Outside Entrance, Rough Bath Plumb, Unfinished, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Family Room,On Level: 1
  • Room 3: Dining Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Breakfast Room,On Level: 1
  • Room 6: Master Bedroom,On Level: 1
  • Room 7: Master Bath,On Level: 1
  • Room 8: Bedroom,On Level: 1
  • Room 9: Bedroom,On Level: 1
  • Room 10: Full Bath,On Level: 1
  • Room 11: Laundry,On Level: 1
  • Room 12: Laundry,On Level: Basement
  • Total Finished Sq Ft: 1522
  • Above Grade Finished Sq Ft: 1522
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Fireplace Location: Family Room
  • Foundation: Poured Concrete
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Pantry, Refrigerator
  • Kitchen Cabinets Counters: Formica Counter
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 2
  • Number of Main Level Bathrooms: 2
  • Number Beds: 3
  • Number Beds Main Level: 3
  • Full Bathrooms: 2
  • Room Types: Bedroom, Breakfast Room, Dining Room, Family Room, Foyer, Full Bath, Kitchen, Laundry, Master Bedroom
  • Room Types Level1: Bedroom (L1), Breakfast Room (L1), Dining Room (L1), Family Room (L1), Foyer (L1), Full Bath (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1), Master Bath (L1)
  • Room Types Level B: Laundry (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.34
  • Structure Features: Walk-in Closet
  • Structure Floors: Carpet, Hardwood, Vinyl, Luxury Vinyl Plank
  • Structure Security: Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: Vaulted/Cathedral Ceiling
  • View: Residential View, Wooded View
  • Water Property: Stream / Creek

Garage/Parking

  • Garage: Yes
  • Below Grade Unfinished Garage: 323
  • Garage Features: Attached, Faces Side, In Basement
  • Number of Car Spaces: 1
  • Total Below Grade Garage: 323
  • Driveway Parking: Asphalt

Utilities

  • Cooling: Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable
  • Security: Security Force
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1238

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna
  • Other School: FUMA

Building Info

  • Year Built: 2002

Tax Info

  • Year: 2021
  • Taxes: 1858.32

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Sep 4, 2024
Sold by
Newcomb Lori
Bought by
Brandt Jessica and Dominick Michael Joseph
Seller's Agent
Sharon Donovan
MCLEAN FAULCONER INC., REALTOR
Buyer's Agent
GRIFFEN HILTON
HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE
List Price
$339,900
Sold Price
$340,000
Premium/Discount to List
$100
0.03%
Views
56
Current Estimated Value
$352,336

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,336
Avg. Annual Appreciation
4.28%
Original Mortgage
$329,800
Outstanding Balance
$327,201
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$25,135

Purchase Details

Listed on
Jul 6, 2023
Closed on
Jul 26, 2023
Sold by
Steck Susan and Steck Kenneth
Bought by
Newcomb Lori
Seller's Agent
Jen Sample
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
ANGELINA SANTUS
EXP REALTY LLC - STAFFORD
List Price
$319,900
Sold Price
$327,200
Premium/Discount to List
$7,300
2.28%
Views
22

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.45%

Purchase Details

Closed on
Nov 9, 2021
Sold by
Steck Jr Malcolm M
Bought by
Steck Susan
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $340,000 Old Republic National Title In
Warranty Deed $327,200 Old Republic National Title In
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $329,800 New Conventional
Previous Owner $3,053,700 Unknown
Previous Owner $21,100 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/20/2024 09/20/24 Sold $340,000 0.0% $223 / Sq Ft
08/06/2024 08/06/24 Pending -- -- --
08/02/2024 08/02/24 For Sale $339,900 +3.9% $223 / Sq Ft
08/04/2023 08/04/23 Sold $327,200 +2.3% $215 / Sq Ft
07/09/2023 07/09/23 Pending -- -- --
07/06/2023 07/06/23 For Sale $319,900 -- $210 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,493 $332,400 $30,000 $302,400
2024 $21 $252,100 $30,000 $222,100
2023 $2,128 $252,100 $30,000 $222,100
2022 $1,858 $213,600 $27,500 $186,100
2021 $1,858 $213,600 $27,500 $186,100
2020 $1,787 $193,200 $27,500 $165,700
2019 $1,787 $193,200 $27,500 $165,700
2018 $1,683 $185,600 $27,500 $158,100
2017 $1,683 $185,600 $27,500 $158,100
2016 $1,666 $181,700 $27,500 $154,200
2015 $1,574 $181,700 $27,500 $154,200
2014 $1,574 $178,900 $27,500 $151,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 643406

Charlottesville area Association of Realtors®

APN: 18A-8-277