230 Benjamin St Fernandina Beach, FL 32034
3
Beds
2
Baths
1,128
Sq Ft
8,603
Sq Ft Lot
Highlights
- Fruit Trees
- No HOA
- Screened Patio
- Emma Love Hardee Elementary School Rated A-
- Front Porch
- Cooling Available
About This Home
As of May 2025HIGHLY MOTIVATED SELLER! Charming brick bungalow in the PERFECT island location, nestled in a quiet neighborhood with friendly neighbors waiting to greet you. Not to mention - NO HOA fees! Just minutes from historic downtown, Egan’s Creek, Central Park, and schools — this 3 bed 2 bath home feels like a cozy retreat while keeping you close to everything. The classic curb appeal and welcoming covered front porch make it feel like home the moment you arrive. Flooded with natural light, the spacious - FOUR SEASONS - Florida room truly shines. It’s your go-to spot for morning coffee, curling up with a good book, or hosting casual get-togethers while enjoying views of the outdoors. Inside, the cozy floor plan is all about comfort and warmth with newer windows keeping it bright. The eat-in kitchen is both practical and inviting, with a granite island and solid wood cabinets featuring pull-out drawers—perfect for everything from weeknight meals to holiday baking. Water heater brand BRAND NEW! The yard is full of charm, with fruit trees, a BRAND-NEW DRIVEWAY, and a spacious and functional shed for all of your bikes, beach toys, and garden/lawn gear! The complete rehab from 2015-2016 included: an insulated crawl space with closed cell foam insulation and vapor barrier, new sub-flooring, updated kitchen with solid wood cabinets, and the addition of a dishwasher and disposal, both bathrooms have new vanities, solid surface counters, one with a completely tiled walk-in shower and the other with an oversized Kohler soaker tub/shower combo. It’s the perfect blend of peaceful living and island charm — and it might just be the slice of Amelia Island you’ve been looking for.
Last Agent to Sell the Property
SUMMER HOUSE REALTY License #3378914 Listed on: 11/21/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,805
Year Built
- Built in 1972
Lot Details
- 8,603 Sq Ft Lot
- Lot Dimensions are 100x86
- Fruit Trees
Home Design
- Brick Exterior Construction
- Metal Roof
Interior Spaces
- 1,128 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Drapes & Rods
- Blinds
Kitchen
- Stove
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Carport
- Driveway
Outdoor Features
- Screened Patio
- Front Porch
Utilities
- Cooling Available
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 00-00-31-1800-0258-R08C
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 21, 2024
Closed on
May 9, 2025
Sold by
Payson Family Joint Trust and Payson Charles B
Bought by
Tiller Matthew and Oconner Kyla
Seller's Agent
Jennifer Edgington
SUMMER HOUSE REALTY
Buyer's Agent
Tonya Williams
SUMMER HOUSE REALTY
List Price
$499,000
Sold Price
$405,000
Premium/Discount to List
-$94,000
-18.84%
Views
135
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,809
Avg. Annual Appreciation
8.58%
Original Mortgage
$324,000
Outstanding Balance
$323,429
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$92,380
Purchase Details
Closed on
Jun 2, 2022
Sold by
Payson Charles B and Payson Evelyn H
Bought by
Payson Family Joint Trust
Purchase Details
Listed on
Aug 12, 2015
Closed on
Oct 20, 2015
Sold by
Reed Harry H and Reed Laura
Bought by
Payson Charles B and Payson Evelyn H
Seller's Agent
Linda McCoy
ERA FERNANDINA BEACH REALTY
Buyer's Agent
Colleen Bellar
KELLER WILLIAMS REALTY / FB OFFICE
List Price
$139,500
Sold Price
$130,000
Premium/Discount to List
-$9,500
-6.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.49%
Purchase Details
Closed on
May 6, 2015
Sold by
Reed Harry H and Reed Laura
Bought by
Reed Harry H and Reed Joseph N
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $405,000 | None Listed On Document | |
| Warranty Deed | $405,000 | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $130,000 | Attorney | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $324,000 | New Conventional | |
| Closed | $324,000 | New Conventional | |
| Previous Owner | $25,000 | Unknown | |
| Previous Owner | $90,000 | Unknown | |
| Previous Owner | $80,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/09/2025 05/09/25 | Sold | $405,000 | -6.5% | $359 / Sq Ft |
| 04/01/2025 04/01/25 | Pending | -- | -- | -- |
| 03/27/2025 03/27/25 | Price Changed | $433,000 | -3.6% | $384 / Sq Ft |
| 03/08/2025 03/08/25 | Price Changed | $449,000 | -5.4% | $398 / Sq Ft |
| 02/28/2025 02/28/25 | Price Changed | $474,750 | -0.1% | $421 / Sq Ft |
| 01/27/2025 01/27/25 | Price Changed | $475,000 | -4.8% | $421 / Sq Ft |
| 11/21/2024 11/21/24 | For Sale | $499,000 | +283.8% | $442 / Sq Ft |
| 10/20/2015 10/20/15 | Sold | $130,000 | -6.8% | $108 / Sq Ft |
| 09/20/2015 09/20/15 | Pending | -- | -- | -- |
| 08/12/2015 08/12/15 | For Sale | $139,500 | -- | $116 / Sq Ft |
Source: Amelia Island - Nassau County Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,805 | $141,558 | -- | -- |
| 2023 | $1,805 | $137,435 | $0 | $0 |
| 2022 | $1,671 | $133,432 | $0 | $0 |
| 2021 | $1,659 | $129,546 | $0 | $0 |
| 2020 | $1,666 | $127,757 | $0 | $0 |
| 2019 | $1,696 | $124,885 | $0 | $0 |
| 2018 | $1,633 | $122,556 | $0 | $0 |
| 2017 | $1,561 | $120,035 | $0 | $0 |
| 2016 | $2,077 | $102,581 | $0 | $0 |
| 2015 | $826 | $81,582 | $0 | $0 |
| 2014 | $819 | $80,935 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Edgington
Seller's Agent in 2025
Jennifer Edgington
SUMMER HOUSE REALTY
(904) 254-2379
118 in this area
190 Total Sales
-
Tonya Williams
Buyer's Agent in 2025
Tonya Williams
SUMMER HOUSE REALTY
(912) 977-2168
18 in this area
54 Total Sales
-
Linda McCoy
L
Seller's Agent in 2015
Linda McCoy
ERA FERNANDINA BEACH REALTY
(904) 206-0726
24 in this area
26 Total Sales
-
Colleen Bellar
Buyer's Agent in 2015
Colleen Bellar
KELLER WILLIAMS REALTY / FB OFFICE
(904) 753-3064
51 in this area
93 Total Sales
Map
Source: Amelia Island - Nassau County Association of REALTORS®
MLS Number: 110276
APN: 00-00-31-1800-0258-R08C
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