NOT LISTED FOR SALE

230 E Chestnut St Waterloo, IN 46793

Estimated Value: $209,793 - $236,000

5 Beds
3 Baths
3,608 Sq Ft
$61/Sq Ft Est. Value

Last Sold May 19, 2025

Last sale price $210,000 $58 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,253/month

14 Days on Market

Highlights

  • Wood Flooring
  • Forced Air Heating and Cooling System
  • Level Lot
  • 2 Car Detached Garage

About This Home

As of May 2025

Welcome to your home in the heart of Waterloo! This spacious and updated 5-bedroom, 3-bathroom home is perfect for families seeking comfort and convenience. Plenty of room for family, guests, or a home office. Enjoy the latest in the kitchen with recently updated appliances also added are a recently installed HVAC and water heater in the past 2 years. A mix of original hardwood floors and new, stylish flooring throughout the home. Mother-in-law suite also attached! Just a short walk to Waterloo Elementary School and Waterloo Public Library, making it ideal for families with children. The .44 acre lot provides plenty of space for outdoor activities or gardening. This home combines the charm of original features with modern updates, providing the best of both worlds. Don't miss out on this fantastic opportunity to own a piece of Waterloo's charm with all the conveniences of small town living. Schedule your showing today!

Last Agent to Sell the Property

Brock Noye

Noll Team Real Estate Listed on: 03/20/2025

Last Buyer's Agent

Beth Koch

Coldwell Banker Real Estate Group

Coldwell Banker Real Estate Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,167

Year Built

  • Built in 1930

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 112x172
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Poured Concrete

Interior Spaces

  • 2-Story Property
  • Pull Down Stairs to Attic
  • Partially Finished Basement

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-379-013.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,167

Year Built

Built in 1930

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1930
  • Style: Two Story
  • Bedrooms: 5
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: J. Frothingham & Companys 1st ADD Lot 43 & 44 | Lot 43 & 44
  • Parcel Number ID: 17-06-03-379-013.000-008
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4560
  • Total Finished Sq Ft: 3608
  • Above Grade Finished Sq Ft: 3608
  • Below Grade Sq Ft: 952
  • Basement: Yes
  • Basement Foundation: Partial Basement, Unfinished
  • Basement Material: Poured Concrete
  • Flooring: Hardwood Floors, Vinyl
  • Living Great Room: Dimensions: 14x22, On Level: Main
  • Kitchen: Dimensions: 14x15, On Level: Main
  • Breakfast Room: Dimensions: 6x13, On Level: Main
  • Dining Room: Dimensions: 12x14, On Level: Main
  • Family Room: Dimensions: 13x20, On Level: Main
  • Den: Dimensions: 8x11, On Level: Upper
  • Extra Room: Dimensions: 7x14, On Level: Main
  • Bedroom 1: Dimensions: 13x13, On Level: Upper
  • Bedroom 2: Dimensions: 9x16, On Level: Upper
  • Bedroom 3: Dimensions: 11x15, On Level: Upper
  • Bedroom 4: Dimensions: 9x9, On Level: Main
  • Bedroom 5: Dimensions: 11x13, On Level: Main
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 952

Exterior Features

  • Exterior: Aluminum
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x32
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx11, On Level: 8

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 112x172
  • Estimated Lot Sq Ft: 19166
  • Estimated Lot Size Acres: 0.44

Tax Info

  • Annual Taxes: 1166.6
  • Exemptions: Homestead

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 21, 2016
Closed on
Dec 13, 2016
Sold by
Hooten Lisa A
Bought by
Zent Jarron W
Seller's Agent
Alisa Worden
Mike Thomas Associates, Inc.
Buyer's Agent
Alisa Worden
Mike Thomas Associates, Inc.
List Price
$109,900
Sold Price
$105,000
Premium/Discount to List
-$4,900
-4.46%
Current Estimated Value
$218,448

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$113,448
Avg. Annual Appreciation
8.42%
Original Mortgage
$101,850
Outstanding Balance
$83,154
Interest Rate
3.54%
Mortgage Type
New Conventional
Estimated Equity
$135,294

Purchase Details

Closed on
Apr 18, 2008
Sold by
Fannie Mae
Bought by
Hooten Lisa A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,350
Interest Rate
5.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 13, 2007
Sold by
Mock Kevin E and Mock Theresa C
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Mar 3, 2006
Sold by
Deutsche Bank Trust Co Americas
Bought by
Mock Kevin E and Mock Theresa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$16,050
Interest Rate
6.38%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Aug 11, 2005
Sold by
Mortgage Electronic Regiatration System
Bought by
Mortgage Electronic Registration Systems

Purchase Details

Closed on
Jun 16, 2005
Sold by
Mcdaniel Danny R
Bought by
Homecomings Financial Network Inc

Purchase Details

Closed on
Jan 14, 2002
Sold by
Mcdaniel Danny R and Mcdaniel Lisa K
Bought by
Mcdaniel Danny R

Purchase Details

Closed on
Oct 10, 1996
Sold by
Raymond Krupka and Raymond Carmen I
Bought by
Mcdaniel Danny
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Zent Jarron W -- --
Hooten Lisa A -- Title One
Federal National Mortgage Association $99,354 None Available
Mock Kevin E -- Investors Titlecorp
Deutsche Bank Trust Company Americas -- Investors Titlecorp
Mortgage Electronic Registration Systems -- None Available
Homecomings Financial Network Inc $60,000 None Available
Mcdaniel Danny R -- --
Mcdaniel Danny $74,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Zent Jarron W $101,850
Previous Owner Hooten Lisa A $53,350
Previous Owner Mock Kevin E $16,050
Previous Owner Mock Kevin E $85,550
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/19/2025 05/19/25 Sold $210,000 -4.5% $58 / Sq Ft
03/20/2025 03/20/25 For Sale $220,000 +109.5% $61 / Sq Ft
12/13/2016 12/13/16 Sold $105,000 -4.5% $29 / Sq Ft View Prior Sale
11/15/2016 11/15/16 Pending -- -- --
09/21/2016 09/21/16 For Sale $109,900 -- $30 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,343 $142,700 $22,700 $120,000
2023 $1,167 $134,300 $21,100 $113,200
2022 $1,279 $129,600 $19,900 $109,700
2021 $1,218 $124,000 $19,900 $104,100
2020 $1,089 $119,700 $19,900 $99,800
2019 $878 $101,600 $19,900 $81,700
2018 $884 $101,700 $19,900 $81,800
2017 $922 $104,200 $19,900 $84,300
2016 $1,086 $114,600 $20,800 $93,800
2014 $602 $83,000 $14,200 $68,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202518485

Indiana Regional MLS

APN: 17-06-03-379-013.000-008