$225,000

230 E Chestnut St Waterloo, IN 46793

Estimated payment $1,309/month

6 Beds
3 Baths
3,608 Sq Ft
$62 Price per Sq Ft

Highlights

  • Community Fire Pit
  • Forced Air Heating and Cooling System
  • Level Lot
  • 2 Car Detached Garage
  • Property is Fully Fenced

About This Home

Welcome to this spacious and versatile 6-bedroom, 3 full-bath home situated on nearly half an acre and tucked away at the end of a quiet residential street with no through traffic. With room to spread out and thoughtful updates throughout, this property offers flexibility for multi-generational living, rental income, or guest accommodations. Inside, you’ll find a beautiful blend of original hardwood floors and newer laminate flooring, combining timeless character with modern durability. The main living spaces are warm and inviting, while the generous bedroom count provides endless options for home offices, hobby rooms, or growing households. A standout feature is the attached secondary suite, complete with its own full kitchen, bathroom, and private laundry area — perfect for extended family, guests, or potential income opportunities. Major mechanical updates bring peace of mind, including an HVAC system and water heater that are just 3 years old. Main kitchen appliances have also been updated within the last 3 years. Step outside to enjoy a fully privacy fenced backyard oasis offering plenty of space for gardening, entertaining, or outdoor activities. The detached two-car garage adds convenience and additional storage. The home is located just a short walk from Main Street, Waterloo Elementary School, and the Waterloo Public Library. With its rare bedroom count, secondary suite, updated mechanicals, and prime location, this home delivers space, flexibility, and value all in one. Don't miss out on this fantastic opportunity to own a home combining country charm with all the conveniences of small town living.

Listing Agent

Beth Koch

Coldwell Banker Real Estate Gr Brokerage Phone: 260-494-2718 Listed on: 02/24/2026

Coldwell Banker Real Estate Gr

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,803

Year Built

  • Built in 1930

Lot Details

  • 0.44 Acre Lot
  • Lot Dimensions are 112x175
  • Property is Fully Fenced
  • Privacy Fence
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Poured Concrete

Interior Spaces

  • 2-Story Property
  • Pull Down Stairs to Attic
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 6 Bedrooms

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Community Details

  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-379-012.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,803

Year Built

Built in 1930

Lot Details

0.44 Acres

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1930
  • Style: Two Story
  • Bedrooms: 6
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: J. FROTHINGHAM & COMPANYS 1ST ADD LOT 43 & 44
  • Parcel Number ID: 17-06-03-379-012.000-008
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs, Firepit
  • Parcel Id2: 17-06-03-379-013.000-008
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4560
  • Total Finished Sq Ft: 3608
  • Above Grade Finished Sq Ft: 3608
  • Below Grade Sq Ft: 952
  • Basement: Yes
  • Basement Foundation: Partial Basement, Unfinished
  • Basement Material: Poured Concrete
  • Living Great Room: Dimensions: 14x22
  • Kitchen: Dimensions: 14x15
  • Breakfast Room: Dimensions: 6x13
  • Dining Room: Dimensions: 12x14
  • Family Room: Dimensions: 13x20
  • Extra Room: Dimensions: 11x13
  • Bedroom 1: Dimensions: 13x13, On Level: Main
  • Bedroom 2: Dimensions: 9x16, On Level: Upper
  • Bedroom 3: Dimensions: 11x15, On Level: Upper
  • Bedroom 4: Dimensions: 8x11, On Level: Upper
  • Bedroom 5: Dimensions: 9x9, On Level: Upper
  • Other Room1: Dimensions: 7x14
  • Number of Main Level Full Bathrooms: 2
  • Total Below Grade Sq Ft: 952

Exterior Features

  • Exterior: Aluminum
  • Outbuilding1: None
  • Fence: Full, Privacy

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x32
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx10, On Level: 8

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 112X175
  • Estimated Lot Sq Ft: 19166
  • Estimated Lot Size Acres: 0.44

Tax Info

  • Annual Taxes: 1803.24
  • Exemptions: Homestead

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,343 $145,300 $22,700 $122,600
2024 $1,343 $142,700 $22,700 $120,000
2023 $1,167 $134,300 $21,100 $113,200
2022 $1,279 $129,600 $19,900 $109,700
2021 $1,218 $124,000 $19,900 $104,100
2020 $1,089 $119,700 $19,900 $99,800
2019 $878 $101,600 $19,900 $81,700
2018 $884 $101,700 $19,900 $81,800
2017 $922 $104,200 $19,900 $84,300
2016 $1,086 $114,600 $20,800 $93,800
2014 $602 $83,000 $14,200 $68,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/24/2026 02/24/26 For Sale $225,000 +7.1% $62 / Sq Ft
05/19/2025 05/19/25 Sold $210,000 -4.5% $58 / Sq Ft View Prior Sale
03/20/2025 03/20/25 For Sale $220,000 +109.5% $61 / Sq Ft
12/13/2016 12/13/16 Sold $105,000 -4.5% $29 / Sq Ft View Prior Sale
11/15/2016 11/15/16 Pending -- -- --
09/21/2016 09/21/16 For Sale $109,900 -- $30 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Special Warranty Deed -- Title One
Sheriffs Deed $99,354 None Available
Special Warranty Deed -- Investors Titlecorp
Interfamily Deed Transfer -- Investors Titlecorp
Interfamily Deed Transfer -- None Available
Sheriffs Deed $60,000 None Available
Assessor Sales History -- --
Deed $74,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $101,850 New Conventional
Previous Owner $53,350 New Conventional
Previous Owner $16,050 Future Advance Clause Open End Mortgage
Previous Owner $85,550 Construction
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202605830

Indiana Regional MLS

APN: 17-06-03-379-013.000-008

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