$95,000
SOLD MAY 8, 2026

280 N Center St Waterloo, IN 46793

3 Beds
1 Bath
1,364 Sq Ft
7,841 Sq Ft Lot

Sale Details

Date Sold: May 8, 2026

$70 Per Sq Ft

27% Below List Price

141 Days on Market

Highlights

  • 1 Car Detached Garage
  • Level Lot
  • 2-minute walk to Waterloo Park

About This Home

As of May 2026

Discover the perfect blend of space, character, and location in this inviting 3-bedroom, 1 full bath home offering over 1,300 sq ft of living area. Situated on a large yard that directly borders the City Park, this property provides a peaceful, scenic backdrop with plenty of room to play, garden, or entertain. Step inside to find spacious rooms throughout, giving you the flexibility to create comfortable living, dining, and bedroom spaces. The home has been used as an investment property for many years, providing a great opportunity for investors or buyers looking to personalize a solid home with great bones. Enjoy relaxing on the awesome wraparound front porch, perfect for morning coffee or evening unwinding. A 14x20 detached 1-car garage adds convenience and additional storage. Whether you're searching for your next investment or a home with charm and potential, this property offers tremendous value in a desirable location right next to the park.

Last Agent to Sell the Property

Trevor Wright

Mike Thomas Associates, Inc. Listed on: 11/25/2025

Mike Thomas Associates, Inc.

Last Buyer's Agent

Trevor Wright

Mike Thomas Associates, Inc. Listed on: 11/25/2025

Mike Thomas Associates, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,276

Year Built

  • Built in 1900

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 58x135
  • Level Lot

Parking

  • 1 Car Detached Garage

Interior Spaces

  • 1.5-Story Property
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-304-005.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,276

Year Built

Built in 1900

Lot Details

7,841 Sq Ft Lot

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Style: One and Half Story
  • Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: In Nw Cor Sw1/4
  • Parcel Number ID: 17-06-03-304-005.000-008
  • Platted: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1832
  • Total Finished Sq Ft: 1364
  • Above Grade Finished Sq Ft: 1364
  • Below Grade Sq Ft: 468
  • Basement: Yes
  • Basement Foundation: Partial Basement
  • Living Great Room: Dimensions: 15x16, On Level: Main
  • Dining Room: Dimensions: 17x12, On Level: Main
  • Family Room: Dimensions: 12x10, On Level: Main
  • Bedroom 1: Dimensions: 10x12, On Level: Main
  • Bedroom 2: Dimensions: 13x9, On Level: Upper
  • Bedroom 3: Dimensions: 16x12, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 468

Exterior Features

  • Exterior: Aluminum
  • Outbuilding1: None

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 14x20
  • Garage: Yes

Utilities

  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx20, On Level: 7

Schools

  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 58x135
  • Estimated Lot Sq Ft: 7841
  • Estimated Lot Size Acres: 0.18

Tax Info

  • Annual Taxes: 1276.24

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 25, 2025
Closed on
May 8, 2026
Sold by
Bought by
Seller's Agent
Trevor Wright
Mike Thomas Associates, Inc.
Buyer's Agent
Trevor Wright
Mike Thomas Associates, Inc.
List Price
$129,900
Sold Price
$95,000
Premium/Discount to List
-$34,900
-26.87%
Views
505

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
48.39%
Original Mortgage
$97,278
Interest Rate
0.0646%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $97,278 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 Sold $95,000 -4.9% $70 / Sq Ft
04/15/2026 04/15/26 Pending -- -- --
04/08/2026 04/08/26 Price Changed $99,900 -9.1% $73 / Sq Ft
01/13/2026 01/13/26 Price Changed $109,900 -8.3% $81 / Sq Ft
12/02/2025 12/02/25 Price Changed $119,900 -7.7% $88 / Sq Ft
11/25/2025 11/25/25 For Sale $129,900 -- $95 / Sq Ft
Source: Indiana Regional MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,355 $67,200 $15,400 $51,800
2024 $1,276 $63,500 $14,700 $48,800
2023 $1,190 $59,200 $13,500 $45,700
2022 $1,142 $57,100 $12,800 $44,300
2021 $1,006 $50,300 $12,100 $38,200
2020 $1,020 $50,700 $12,100 $38,600
2019 $996 $49,500 $12,100 $37,400
2018 $996 $49,500 $12,100 $37,400
2017 $986 $49,000 $12,100 $36,900
2016 $978 $48,600 $12,100 $36,500
2014 $944 $47,200 $12,100 $35,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202547317

Indiana Regional MLS

APN: 17-06-03-304-005.000-008

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