NOT LISTED FOR SALE

Estimated Value: $1,797,027 - $1,986,000

4 Beds
3.5 Baths
3,524 Sq Ft
$533/Sq Ft Est. Value

Last Sold July 31, 2024

Last sale price $1,850,000 $525 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $11,019/month

Highlights

  • 2 Dock Slips
  • Water Views
  • Home fronts navigable water
  • Broadneck High School Rated A
  • Pier
  • Gourmet Kitchen

About This Home

As of July 2024

Beautiful, private waterfront home with serene views of Mill Creek in St. Margarets, just minutes from all Annapolis has to offer. Incredible views with fabulous waterside entertaining space. Host gatherings year round with the spacious deck, sun porch, gazebo and rear yard overlooking the water. Step inside to your recently renovated and beautifully designed home featuring 5 bedrooms with 3 full and 1 half bathrooms with over 2,800 square feet of living space. No detail was overlooked- designer inspired lighting, a neutral, coastal inspired paint palette, and a spacious chef's kitchen that anchors the entire home. Bright and sun filled main level with floor to ceiling windows to take in the full panorama. Kitchen with white shaker cabinetry, gorgeous quartzite counters and a huge center island with seating for 4+ open to the dining area and great room beyond. Spacious bedroom level with a luxurious primary retreat complete with sitting area, walk in closet and en suite bathroom with dual vanities and a large glass enclosed shower. 3 additional bedrooms and a full, updated hall bathroom complete this level. Bonus living space on the lower level with walk out to the yard and a great rec room with space for all your games! An updated full bathroom and bedroom would make a wonderful guest suite or home for your in-laws or au pair with its own entrance. Take in the tranquil and private setting to watch the boats, eagles & ospreys. Private pier w/ 2 deep water slips. Schedule your private tour today!

Last Agent to Sell the Property

David Orso

Berkshire Hathaway HomeServices PenFed Realty License #631291 Listed on: 06/12/2024

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Mikel Iraola

Compass License #0225261308

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,826

Year Built

  • Built in 1990

Lot Details

  • 0.55 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • No Through Street
  • Property is in excellent condition
  • Property is zoned R1

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Entrance Foyer
  • Family Room Off Kitchen
  • Sitting Room
  • Living Room
  • Dining Room
  • Screened Porch
  • Wood Flooring
  • Water Views

Kitchen

  • Gourmet Kitchen
  • Breakfast Room
  • Built-In Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Side Exterior Basement Entry
  • Sump Pump
  • Natural lighting in basement

Outdoor Features

  • Pier
  • Water Access
  • Physical Dock Slip Conveys
  • 2 Dock Slips
  • 2 Powered Boats Permitted
  • 2 Non-Powered Boats Permitted
  • Deck
  • Gazebo

Location

  • Property is near a creek

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Annapolis Subdivision

Listing and Financial Details

  • Tax Lot B
  • Assessor Parcel Number 020300090024157

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,826

Year Built

Built in 1990

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-06-13
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Remarks Public: Beautiful, private waterfront home with serene views of Mill Creek in St. Margarets, just minutes from all Annapolis has to offer. Incredible views with fabulous waterside entertaining space. Host gatherings year round with the spacious deck, sun porch, gazebo and rear yard overlooking the water. Step inside to your recently renovated and beautifully designed home featuring 5 bedrooms with 3 full and 1 half bathrooms with over 2,800 square feet of living space. No detail was overlooked- designer inspired lighting, a neutral, coastal inspired paint palette, and a spacious chef's kitchen that anchors the entire home. Bright and sun filled main level with floor to ceiling windows to take in the full panorama. Kitchen with white shaker cabinetry, gorgeous quartzite counters and a huge center island with seating for 4+ open to the dining area and great room beyond. Spacious bedroom level with a luxurious primary retreat complete with sitting area, walk in closet and en suite bathroom with dual vanities and a large glass enclosed shower. 3 additional bedrooms and a full, updated hall bathroom complete this level. Bonus living space on the lower level with walk out to the yard and a great rec room with space for all your games! An updated full bathroom and bedroom would make a wonderful guest suite or home for your in-laws or au pair with its own entrance. Take in the tranquil and private setting to watch the boats, eagles & ospreys. Private pier w/ 2 deep water slips. Schedule your private tour today!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Washer, Oven - Wall
  • Interior Amenities: Breakfast Area, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Island, Built-Ins, Wood Floors, Recessed Lighting
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Screened Porch
  • Basement: Yes
  • Basement Type: Outside Entrance, Side Entrance, Sump Pump, Daylight, Full, Fully Finished, Improved, Walkout Level
  • Total Sq Ft: 3692
  • Living Area Sq Ft: 3524
  • Price Per Sq Ft: 631.14
  • Above Grade Finished Sq Ft: 2852
  • Below Grade Finished Sq Ft: 672
  • Below Grade Sq Ft: 168
  • Total Below Grade Sq Ft: 840
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 230

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Gazebo
  • Construction Materials: Aluminum Siding, Combination, Brick, Brick Front
  • Roof: Shingle
  • View: Water
  • Water Access: Yes
  • Water Body Name: MILL CREEK
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Features: No Thru Street
  • Lot Size Acres: 0.55
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 23958.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 11826.00
  • Assessor Parcel Number: 020300090024157
  • Tax Lot: B
  • Tax Total Finished Sq Ft: 3524
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/31/2024

Multi Family

  • Mean Low Water Feet: 8

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 5, 2016
Closed on
Aug 17, 2016
Sold by
Hickey Mary Ellen and Evans John P
Bought by
Murphy Mark J and Murphy Gail N
Seller's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Kat Conley
Long & Foster Real Estate, Inc.
List Price
$1,150,000
Sold Price
$995,000
Premium/Discount to List
-$155,000
-13.48%
Current Estimated Value
$1,879,009

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$884,009
Avg. Annual Appreciation
7.35%
Original Mortgage
$895,500
Outstanding Balance
$725,360
Interest Rate
3.45%
Mortgage Type
New Conventional
Estimated Equity
$1,153,649

Purchase Details

Closed on
Jun 2, 2009
Sold by
Blake Raymond P
Bought by
Hickey Mary Ellen and Evans John P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$404,550
Interest Rate
4.82%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 18, 1998
Sold by
Peterson Ronald K
Bought by
Blake Raymond P and Ripley Brenda A

Purchase Details

Closed on
May 23, 1989
Sold by
Henson Margaret O
Bought by
Peterson Ronald K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,000
Interest Rate
10.69%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Murphy Mark J $995,000 Railway Title Llc
Hickey Mary Ellen $1,104,550 --
Blake Raymond P $430,000 --
Peterson Ronald K $39,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Murphy Mark J $150,000
Closed Murphy Mark J $64,500
Open Murphy Mark J $895,500
Previous Owner Hickey Mary Ellen $404,550
Previous Owner Blake Raymond P $225,000
Previous Owner Peterson Ronald K $17,000
Closed Blake Raymond P --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2024 07/31/24 Sold $1,850,000 +85.9% $525 / Sq Ft
06/12/2024 06/12/24 Pending -- -- --
08/17/2016 08/17/16 Sold $995,000 -13.5% $409 / Sq Ft
05/24/2016 05/24/16 Pending -- -- --
04/05/2016 04/05/16 For Sale $1,150,000 -- $473 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,688 $1,071,600 $620,500 $451,100
2023 $6,948 $1,048,200 $0 $0
2022 $6,891 $1,024,800 $0 $0
2021 $13,401 $1,001,400 $570,500 $430,900
2020 $6,482 $851,067 $0 $0
2019 $6,315 $700,733 $0 $0
2018 $5,581 $550,400 $233,000 $317,400
2017 $5,992 $550,400 $0 $0
2016 -- $550,400 $0 $0
2015 -- $552,400 $0 $0
2014 -- $552,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2086242

Bright MLS

APN: 03-000-90024157