Ranch Home in quiet neighborhood, Bank of America Pre-qualification required on all offers. Cash offers should have proof of funds. Please allow 2-3 business days for seller responseBank of America REO FACTS FOR YOUR BUYERS (Please Read)
A purchase contract could take up to 14 days to ratify, but usually this is accomplished in 3 5 business days.
Bank of America as seller REQUIRES that any non-cash buyer be pre-qualified by a local Bank of America retail branch.
While the pre-qualification is must be completed by the local Bank of America branch, the buyer may choose to obtain financing with another mortgage company.
REO Transactions are managed by Bank of America, but Bank of America is typically not the owner of the property (ASSET).
Bank of America ASSET Managers work with Listing Agents and Local Settlement Companies to manage the properties, to facilitate ratification with the owners/institutions, to manage contract coordination, and to assist in settlement.
MOST Settlements scheduled 30+ days from the fully ratified contract have a high probability of closing on time.
Property Title work is performed in Texas and usually arrives there for processing 14 days after a fully ratified contract.
Settlement date delays are NOT typical, but sometimes occur. Review the included Title Requirements attachment to understand title work further.
For Settlement Date - It is a GOOD Idea to have Time Flexibility on REO Transactions in case of delays:
o Schedule settlements on Tuesdays & Wednesdays. o Discuss rate lock timeframes with lender. o Dont schedule settlement right before or after vacation. o Inform the moving company that the moving date should be flexible.
We are focused and dedicated to meeting settlement dates within the realm of control. Setting the RIGHT Expectations with your buyer will make all the difference.
REO Title Requirements (Please Read)
All REO transactions have certain documents that must be collected from the Seller to clear title. We need to review these documents to confirm that the previous foreclosure was done correctly and to ensure that there will not be any title problems for your Buyer in the years to come.
We list these required documents in very specific detail on the "title binder or the "title commitment" and we send this to the Sellers representative as soon as we receive the title work. The required documents are the same documents needed for every REO transaction and are listed below:
Any one of these documents has the potential to cause settlement delays if the document is incorrect and unfortunately vesting mistakes and clerical errors are common. On every REO transaction, we need these documents as far in advance of closing as possible so we can review them for accuracy and have enough time to get the documents corrected in a timely manner. When these documents are received late in the process the chances of the settlement being delayed increases.
Last Listed By
Roberto Garcia
A Team Investments, LLC.Listed on: 04/10/2012
Home Details
Home Type
Single Family
Est. Annual Taxes
$3,050
Year Built
Built in 1976
Lot Details
0.7 Acre Lot
Zoning described as Unknown (re: all MSB)
Parking
2 Car Attached Garage
Attached Carport
Home Design
1,174 Sq Ft Home
Block Foundation
Bedrooms and Bathrooms
3 Bedrooms
2 Full Bathrooms
Schools
Btv-Undiscl By Ll Elementary And Middle School
Btv-Undiscl By Ll High School
Utilities
Baseboard Heating
Private Water Source
Septic Tank
Home Details
Home Type
Single Family
Est. Annual Taxes
$3,050
Year Built
Built in 1976
Lot Details
0
Parking
2
Listing Details
Property Sub Type: Single Family Residence
Prop. Type: Residential
Lot Size Acres: 0.7
Directions: Bogard Extension to Cottonwood Loop, home on North side of Cottonwood Loop.
Carport Y N: No
Garage Yn: Yes
New Construction: No
Property Attached Yn: No
Structure Type: Single Family Res
Year Built: 1976
ResoPropertyType: Residential
Special Features: RealEstateOwned
Interior Features
Full Bathrooms: 2
Total Bedrooms: 3
Living Area: 1174
Exterior Features
Waterfront Features: None, No Access
Waterfront: No
Home Warranty: No
Foundation Details: Block
Property Condition: Existing Structure
Garage/Parking
Attached Garage: Yes
Covered Parking Spaces: 2
Garaged Spaces: 2
Parking Features: Attached, No Carport
Total Parking Spaces: 2
Utilities
Heating: Baseboard
Heating Yn: Yes
Sewer: Septic Tank
Water Source: Private
Schools
Elementary School: BTV-Undiscl by LL
High School: BTV-Undiscl by LL
Middle Or Junior School: BTV-Undiscl by LL
Lot Info
Land Lease Amount Frequency: Monthly
Lot Size Sq Ft: 30492
Mobile Dim Units: Feet
Zoning Description: Unknown (re: all MSB)
Zoning: UNK
ResoLotSizeUnits: SquareFeet
Green Features
Multi Family
Tax Info
Tax Map Number: WA07
Ownership History
DateNameOwned ForOwner Type
Oct 2019 - PresentWagers Misty Daye5 Years and 7 Months
Private Individual
Purchase Details
Closed on
Oct 8, 2019
Sold by
Mccausland Heather Lorraine
Bought by
Wagers Misty Daye
Total Days on Market
22
Current Estimated Value
$341,745
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$177,300
Outstanding Balance
$157,024
Interest Rate
3.5%
Mortgage Type
New Conventional
Estimated Equity
$184,721
Jun 2012 - Oct 2019Mccausland Heather Lorraine7 Years and 4 Months
Private Individual
Purchase Details
Closed on
Jun 1, 2012
Sold by
Secretary Of Veterans Affairs
Bought by
Mccausland Heather Lorraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,906
Interest Rate
3.62%
Mortgage Type
FHA
Nov 2011 - Jun 2012The Secretary Of Veterans Affairs7 Months
Private Individual
Purchase Details
Closed on
Nov 22, 2011
Sold by
Wells Fargo Bank N A
Bought by
The Secretary Of Veterans Affairs
Nov 2011 - Nov 2011Wells Fargo Bank N ALess than a month
Private Individual
Purchase Details
Closed on
Nov 17, 2011
Sold by
Bernard Kevin N
Bought by
Wells Fargo Bank N A
Dec 2004 - Nov 2011Bernard Kevin N6 Years and 11 Months
Private Individual
Purchase Details
Closed on
Dec 29, 2004
Sold by
Green Chester and Anderson Diana Elizabeth
Bought by
Bernard Kevin N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,681
Interest Rate
5.74%
Mortgage Type
VA
Jul 2003 - Dec 2004Anderson Chester Green and Anderson Diana Elizabeth1 Year and 5 Months
Company
Purchase Details
Closed on
Jul 24, 2003
Sold by
Anderson Chester G and Anderson Diana E
Bought by
Anderson Chester Green and Anderson Diana Elizabeth
Range of Values:
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Average Value
Not Available
List Price
Sold Price
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Tax AssessmentTax Assessment
Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property.
This home is located at 2301 N Cottonwood Loop, Wasilla, AK 99654 since 10 April 2012 and is currently estimated at $341,745, approximately $291 per square foot. This property was built in 1976. 2301 N Cottonwood Loop is a home located in Matanuska-Susitna Borough with nearby schools including Finger Lake Elementary School, Colony Middle School, and Colony High School.
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