2307 SW 45th Terrace Cape Coral, FL 33914
Estimated payment $9,657/month
Highlights
- Boat Dock
- Home fronts a seawall
- Canal Access
- Cape Elementary School Rated A-
- Heated Pool and Spa
- Canal View
About This Home
Modern, minimalist and move-in ready. This Gulf-access pool home in SW Cape Coral checks all the boxes for both high-quality and quality design. Built in 2023 and sold fully furnished, it offers 2,433 sq ft under air and was designed with a clean aesthetic, thoughtful details, and smart tech that actually makes life easier (not more complicated). Inside, you’ll find wood-look plank tile throughout, 12-ft tall ceilings, 10-ft impact sliders, upgraded lighting, and extra-tall baseboards — all working together to give the home that open, uncluttered feel. The kitchen is a standout: Bosch appliances, custom cabinetry with panel-matched fridge and dishwasher, pot filler, wine fridge, soft-close drawers, and a big walk-in pantry. It opens right up to the dining area, great room, and lanai so everything flows — perfect for entertaining or just keeping an eye on your favorite game while you cook and entertain. The split floor plan includes a spacious primary suite with sliders to the lanai, two custom walk-in closets, and a bathroom that feels like a spa — double vanities, a soaking tub, and a big walk-in shower with multiple heads. Three additional large bedrooms, one features an ensuite bathroom, and another is currently set up as a dedicated home office, complete with upgraded modern iron/glass door, custom shelving, and lighting — ideal for remote work or creative space. The lanai is fully pavered and ready for real Florida living — saltwater pool with sun shelf and lighting package, outdoor shower, summer kitchen, and two covered lounge areas. There’s even room to hang out in those swinging chairs (you’ll see in the pics). The 3-car garage is climate-controlled and loaded with extras — a Tesla charger, TV, stereo speakers, storage cabinets, large fan, and utility sink. Currently, part of the space is set up with professional-grade gym equipment and a professional climbing wall (can stay or go, up to the buyer). Smart features include Nest thermostat, custom lighting, and many outlets are wired with USB/Bluetooth. So yes, you can plug in just about anything, anywhere. Gulf access means you’re just a quick boat ride from open water. And the location? It’s one of the most sought-after pockets in Cape Coral — close to Cape Harbour, Tarpon Point, shops, restaurants, and even pickleball. Whether you’re looking for a full-time home, a snowbird spot, or a high-performing vacation rental, this one’s worth a look!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,504
Year Built
- Built in 2023
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 80 x 125 x 80 x 125
- Home fronts a seawall
- Home fronts navigable water
- South Facing Home
- Rectangular Lot
- Sprinkler System
- Property is zoned R1-W
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Tile Roof
- Stucco
Interior Spaces
- 2,433 Sq Ft Home
- 1-Story Property
- Furnished
- Wired For Sound
- Built-In Features
- Coffered Ceiling
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Transom Windows
- Sliding Windows
- French Doors
- Entrance Foyer
- Great Room
- Combination Dining and Living Room
- Den
- Screened Porch
- Tile Flooring
- Canal Views
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Self-Cleaning Oven
- Electric Cooktop
- Freezer
- Ice Maker
- Bosch Dishwasher
- Dishwasher
- Wine Cooler
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Closet Cabinetry
- Walk-In Closet
- Maid or Guest Quarters
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Multiple Shower Heads
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Impact Glass
- High Impact Door
- Fire and Smoke Detector
Pool
- Heated Pool and Spa
- Concrete Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Saltwater Pool
- Gunite Spa
- Outdoor Shower
- Outside Bathroom Access
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- Canal Access
- Screened Patio
- Outdoor Kitchen
- Outdoor Grill
Utilities
- Central Heating and Cooling System
- Water Purifier
- Sewer Assessments
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 12 / 4655
- Assessor Parcel Number 09-45-23-C4-04655.0120
Community Details
Overview
- No Home Owners Association
- Cape Coral Subdivision
- Electric Vehicle Charging Station
Recreation
- Boat Dock
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $16,150 | $920,733 | $302,813 | $536,539 |
| 2024 | $4,851 | $973,753 | $376,505 | $513,630 |
| 2023 | $4,851 | $242,000 | $0 | $0 |
| 2022 | $3,769 | $220,000 | $220,000 | $0 |
| 2021 | $3,367 | $200,000 | $200,000 | $0 |
| 2020 | $3,267 | $158,000 | $158,000 | $0 |
| 2019 | $3,242 | $160,000 | $160,000 | $0 |
| 2018 | $3,190 | $160,000 | $160,000 | $0 |
| 2017 | $2,983 | $140,000 | $140,000 | $0 |
| 2016 | $2,918 | $140,000 | $140,000 | $0 |
| 2015 | $2,998 | $150,000 | $150,000 | $0 |
| 2014 | -- | $127,000 | $127,000 | $0 |
| 2013 | -- | $68,100 | $68,100 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/20/2025 10/20/25 | For Sale | $1,595,000 | +18.1% | $656 / Sq Ft | |
| 03/31/2023 03/31/23 | Pending | -- | -- | -- | |
| 02/27/2023 02/27/23 | Sold | $1,350,000 | -3.2% | $553 / Sq Ft | View Prior Sale |
| 04/29/2022 04/29/22 | For Sale | $1,395,000 | +720.6% | $572 / Sq Ft | |
| 02/04/2021 02/04/21 | Sold | $170,000 | -2.9% | -- | View Prior Sale |
| 02/04/2021 02/04/21 | For Sale | $175,000 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,350,000 | -- | |
| Warranty Deed | $315,000 | Elite Title I Llc | |
| Corporate Deed | $220,900 | Jm Title Corporation | |
| Warranty Deed | $77,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,012,500 | New Conventional | |
| Previous Owner | $315,000 | Commercial |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2025015094
APN: 09-45-23-C4-04655.0120
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2025 Southwest Florida Multiple Listing Service. All Rights Reserved
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