$1,249,000
SOLD SEP 8, 2025
5 Beds
4 Baths
3,335 Sq Ft
1.24 Acres

Recently Sold

$375 Per Sq Ft

7% Below List Price

107 Days on Market

Highlights

  • 110 Feet of Waterfront
  • Boat Ramp
  • Private Beach
  • Seaplane Permitted
  • Parking available for a boat
  • Eat-In Gourmet Kitchen

About This Home

As of September 2025

TURNKEY WATERFRONT RETREAT - MOVE-IN READY! INVESTMENT READY LAKE ANNA ESTATE: 6 Usable Bedrooms | 4 Full Bathrooms | Fully Renovated | Private Boathouse. Perfect for primary residence, vacation home, OR lucrative Airbnb investment with established rental potential on the Public side of the lake! WHAT SETS THIS PROPERTY APART? Completely renovated (2022-2024) with brand new flooring throughout. Fully remodeled bathrooms with luxury finishes. High-end appliances (all under 2 years old). Fresh interior paint - move-in ready! RENTAL INCOME POWERHOUSE: 6 total usable bedrooms (4 to code + 2 bonus) , 4 full bathrooms. Perfect for rental groups. Separate lower level suite with private access. Prime Lake Anna location with high rental demand PREMIUM WATERFRONT AMENITIES: Private boathouse with boat lift + dual jet ski lifts. 110 feet of pristine shoreline. Deep water access, no shallow water worries. Composite deck (low maintenance). Flat, usable yard which is a rare find on the lake! THE HOME: Elegant Cape Cod-style retreat on nearly 1.25 private acres at the end of a peaceful cul-de-sac. This professionally renovated waterfront estate offers the perfect blend of luxury living and investment opportunity. # Main Level Paradise: Gourmet kitchen with modern cabinetry and premium appliances. Open-concept design maximizing lake views. Primary suite with vaulted ceilings and spa-like bathroom. Flexible room perfect as guest suite or home office. Wall of windows showcasing year-round lake vistas # Upper Level: Two generous bedrooms with living area views. Fully remodeled bathroom with luxury finishes. # Lower Level - Rental Suite Ready: Large recreation room perfect for entertaining. Up to 2 additional bedrooms with full bathroom (ntc). Separate entrance potential for rental privacy. LOCATION ADVANTAGES: End of cul-de-sac for maximum privacy. Quiet, well-maintained small HOA community with boat ramp access. Safe for families as kids can bike safely. Mature landscaping for natural privacy. This isn't just a home—it's your gateway to the Lake Anna lifestyle AND a smart investment opportunity! Ready to experience lakefront luxury?

Last Agent to Sell the Property

Nathan Johnson

(571) 494-1245 natejohnson@1245team.com Keller Williams Capital Properties Listed on: 05/01/2025

Keller Williams Capital Properties

Co-Listed By

Shawn Derrick

(540) 440-1437 shawn@1245team.com Keller Williams Capital Properties License #0225216623

Last Buyer's Agent

Roxanne Genalo

(540) 259-2552 roxanne@genaloandassociates.com Genalo & Associates, LLC. License #0225209500

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,905

Year Built

  • Built in 2000 | Remodeled in 2022

Lot Details

  • 1.24 Acre Lot
  • 110 Feet of Waterfront
  • Home fronts navigable water
  • Private Beach
  • Sandy Beach
  • Backs To Open Common Area
  • Cul-De-Sac
  • Landscaped
  • Private Lot
  • Secluded Lot
  • Partially Wooded Lot
  • Back and Front Yard
  • The community has rules related to exclusive easements
  • Property is zoned RR

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Parking available for a boat

Home Design

  • Cape Cod Architecture
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Window Treatments
  • Entrance Foyer
  • Family Room Off Kitchen
  • Dining Room
  • Recreation Room
  • Storage Room
  • Utility Room
  • Lake Views

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Area or Nook
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Basement Windows

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Public Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Swimming Allowed
  • Powered Boats Permitted
  • Deck
  • Exterior Lighting
  • Playground
  • Porch

Schools

  • Berkeley Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Forced Air Heating and Cooling System
  • Back Up Gas Heat Pump System
  • Programmable Thermostat
  • Water Treatment System
  • Well
  • Bottled Gas Water Heater
  • On Site Septic
  • Septic Less Than The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 86A3-10-

Community Details

Overview

  • Association fees include common area maintenance
  • Waterside Subdivision

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,905

Year Built

Built in 2000 | Remodeled in 2022

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/2/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2000
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Dryer, Dishwasher, Refrigerator, Icemaker, Stove, Microwave, Stainless Steel Appliances
  • Flooring Type: Ceramic Tile, Luxury Vinyl Plank
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Entry Level Bedroom, Primary Bath(s), Recessed Lighting, Bathroom - Stall Shower, Bathroom - Tub Shower, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Window Treatments, Wood Floors, Bathroom - Walk-In Shower, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Dining Room, Kitchen, Family Room, Basement, Foyer, Laundry, Recreation Room, Storage Room, Utility Room, Additional Bedroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Fully Finished, Heated, Improved, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Laundry Type: Main Floor, Has Laundry
  • Total Sq Ft: 3491
  • Living Area Sq Ft: 3335
  • Price Per Sq Ft: 536.97
  • Above Grade Finished Sq Ft: 2326
  • Below Grade Finished Sq Ft: 1009
  • Below Grade Sq Ft: 156
  • Total Below Grade Sq Ft: 1165
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Play Area, Private Beach, Exterior Lighting
  • Roof: Shingle, Composite
  • Spa: No
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Personal Watercraft (PWC), Public Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 110

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Programmable Thermostat, Central, Forced Air, Heat Pump - Gas Backup
  • Heating: Yes
  • Hot Water: Bottled Gas
  • Sewer/Septic System: On Site Septic, Septic < # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 225.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BERKELEY
  • High School: SPOTSYLVANIA
  • Middle Or Junior School: POST OAK

Lot Info

  • Additional Parcels: No
  • Lot Features: Backs - Open Common Area, Bulkheaded, Cul-De-Sac, Front Yard, Landscaping, Partly Wooded, Private, Rear Yard, Secluded
  • Lot Size Acres: 1.24
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 54014.00
  • Outdoor Living Structures: Porch(es), Deck(s)
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 5905.00
  • Assessor Parcel Number: 86A3-10-
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Exclusive Easement, Sandy Beach

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2025
Closed on
Sep 8, 2025
Sold by
Oconnor Kevin Michael and Oconnor Laura M
Bought by
Huggins Family Revocable Trust and Huggins
Seller's Agent
Nathan Johnson
Keller Williams Capital Properties
Buyer's Agent
Roxanne Genalo
Genalo & Associates, LLC.
List Price
$1,349,000
Sold Price
$1,249,000
Premium/Discount to List
-$100,000
-7.41%
Views
203
Current Estimated Value
$1,235,899

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,101
Avg. Annual Appreciation
-3.14%
Original Mortgage
$999,200
Outstanding Balance
$998,157
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$237,742

Purchase Details

Closed on
Feb 2, 2021
Sold by
Orjuela Maria Angelica Albino
Bought by
Oconnor Kevin Michael and Oconnor Laura M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$756,000
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 30, 2019
Sold by
War Steven M and Albino Orjuela Maria Angelica
Bought by
Albino Orjuela Maria Angelica

Purchase Details

Closed on
Apr 29, 2004
Sold by
Harring David
Bought by
War Steven

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
5.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 1999
Sold by
Janeway Inc
Bought by
Harring David B
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $1,249,000 First American Title Insurance
Deed $840,000 None Listed On Document
Interfamily Deed Transfer -- None Available
Deed $607,000 --
Deed $75,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $999,200 New Conventional
Previous Owner $756,000 New Conventional
Previous Owner $400,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $1,249,000 0.0% $375 / Sq Ft
08/16/2025 08/16/25 Pending -- -- --
07/30/2025 07/30/25 Price Changed $1,249,000 -3.8% $375 / Sq Ft
06/05/2025 06/05/25 Price Changed $1,299,000 -3.7% $390 / Sq Ft
05/01/2025 05/01/25 For Sale $1,349,000 -- $404 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,905 $804,200 $235,000 $569,200
2024 $5,905 $804,200 $235,000 $569,200
2023 $5,375 $696,500 $213,700 $482,800
2022 $5,138 $696,500 $213,700 $482,800
2021 $4,917 $607,500 $192,500 $415,000
2020 $4,917 $607,500 $192,500 $415,000
2019 $4,984 $588,100 $192,500 $395,600
2018 $4,899 $588,100 $192,500 $395,600
2017 $4,832 $568,500 $192,500 $376,000
2016 $4,832 $568,500 $192,500 $376,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VASP2032318

Bright MLS

APN: 86A-3-10