NOT LISTED FOR SALE

231 Harbor Ridge Statesville, NC 28677

Estimated Value: $547,000 - $941,000

1.39 Acres
$579,396 Price per Acre
60,548 Sq Ft Lot

Last Sold December 15, 2022

Last sale price $100,000

Est. 691% increase in value since last sale

Current estimated payment $4,502/month

109 Days on Market

Highlights

  • Access To Lake
  • Gated Community
  • 1.39 Acre Lot
  • RV or Boat Storage in Community
  • Waterfront
  • Picnic Area

About This Lot

As of December 2022

Beautiful waterfront lot with 5 BEDROOM SEPTIC PERMIT IN HAND. Soil test, survey, perc test, all the work has been done for you! Community includes a marina and boat launch, picnic areas, two private islands, secure boat storage, two stocked inland ponds (catch & release only) and captivating views. Video attached also

Last Agent to Sell the Property

Miquel Carter

SDH Charlotte LLC License #271897 Listed on: 07/11/2022

Last Buyer's Agent

Michael Todd

Howard Hanna Allen Tate Royal Properties License #204185

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $3,413

Lot Details

  • 1.39 Acre Lot
  • Waterfront
  • Possible uses of the property include Residential
  • Property is zoned RA

HOA Fees

  • $50 Monthly HOA Fees

Property Views

  • Water Views

Basement

  • Basement Fills Entire Space Under The House
  • Crawl Space

Parking

  • Garage
  • Basement Garage

Utilities

  • Well Required
  • Septic Needed

Listing and Financial Details

  • Assessor Parcel Number 4711-21-8606.000

Community Details

Overview

  • Harbor Watch HOA, Phone Number (704) 508-1698
  • Harbor Watch Subdivision
  • Mandatory home owners association

Recreation

  • RV or Boat Storage in Community
  • Access To Lake

Additional Features

  • Picnic Area
  • Gated Community

Property Details

Property Type

Land

Est. Annual Taxes

$3,413

Lot Details

0

HOA Fees

$50 per month

Listing Details

  • Property Type: Land
  • Property Sub Type: Acreage
  • Habitable Residence Yn: No
  • Restrictions: Architectural Review,Manufactured Home Not Allowed,Modular Not Allowed
  • Special Assessment Yn: 1
  • Special Assessment Description: Please see agent remarks
  • Road Surface Type: Paved
  • ResoPropertyType: Land
  • Special Features: None

Interior Features

  • Foundation Details: Crawl Space
  • Possible Use: Residential
  • Has Basement: Basement
  • Basement YN: Yes

Exterior Features

  • View: Water
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Ramp – Community, Boat Slip – Community, Lake
  • Other Structures: None

Garage/Parking

  • Open Parking: No

Utilities

  • Sewer: Septic Needed
  • Water Source: Well Needed

Condo/Co-op/Association

  • Community Features: Gated, Lake Access, Picnic Area, RV/Boat Storage
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Harbor Watch HOA
  • Phone: 704-508-1698
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 600.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Features: Lake On Property, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4711-21-8606.000
  • Lot Size Acres: 1.39
  • Lot Size Sq Ft: 60548
  • ResoLotSizeUnits: Acres
  • Zoning Specification: RA

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2022
Closed on
Dec 12, 2022
Sold by
Gallman Kam and Gallman Bianca
Bought by
Giles Christopher and Giles Joanna
Seller's Agent
Miquel Carter
SDH Charlotte LLC
Buyer's Agent
Michael Todd
Howard Hanna Allen Tate Royal Properties
List Price
$115,000
Sold Price
$100,000
Premium/Discount to List
-$15,000
-13.04%
Views
109
Current Estimated Value
$790,800

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$690,800
Avg. Annual Appreciation
105.31%
Original Mortgage
$70,000
Outstanding Balance
$67,899
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$737,462

Purchase Details

Closed on
Sep 1, 2021
Sold by
Donnelly Linda J Honig and Donnelly Thomas D
Bought by
Gallman Kam and Goodman Bianca

Purchase Details

Closed on
Mar 31, 2017
Sold by
Bank Of America N A
Bought by
Donnelly Linda J Honig and Donnelly Thomas D

Purchase Details

Closed on
Dec 20, 2016
Sold by
Moreland Emma G and Coates Melvin I
Bought by
Bank Of America Na

Purchase Details

Closed on
Mar 22, 2012
Sold by
Moreland Emma G and Coates Melvin I
Bought by
Bank Of America Na

Purchase Details

Closed on
Feb 21, 2000
Sold by
Lake Norman Properties Inc
Bought by
Moreland Emma Gillespie and Coates Melvin I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,004
Interest Rate
8.17%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giles Christopher $100,000 --
Giles Christopher $100,000 None Listed On Document
Gallman Kam $59,000 Investors Title Insurance Co
Gallman Kam $59,000 None Listed On Document
Donnelly Linda J Honig $19,250 None Available
Bank Of America Na $72,367 None Available
Bank Of America Na $28,000 None Available
Moreland Emma Gillespie $63,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giles Christopher $70,000
Closed Giles Christopher $70,000
Previous Owner Moreland Emma Gillespie $58,004
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/15/2022 12/15/22 Sold $100,000 -13.0% --
10/28/2022 10/28/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $115,000 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,413 $558,850 $60,000 $498,850
2023 $3,413 $60,000 $60,000 $0
2022 $140 $22,000 $22,000 $0
2021 $138 $22,000 $22,000 $0
2020 $138 $22,000 $22,000 $0
2019 $133 $22,000 $22,000 $0
2018 $299 $50,000 $50,000 $0
2017 $299 $50,000 $50,000 $0
2016 $299 $50,000 $50,000 $0
2015 $299 $50,000 $50,000 $0
2014 $516 $93,750 $93,750 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3879801

Canopy MLS (Canopy Realtor® Association)

APN: 4711-21-8606.000