$405,000
SOLD JUN 15, 2026

232 Jeffrey Ln Unit 33 Oakland, MD 21550

Oakland Area
2 Beds
2.5 Baths
2,960 Sq Ft
1 Acre Lot

Sale Details

Date Sold: June 15, 2026

$137 Per Sq Ft

5% Below List Price

99 Days on Market

Highlights

  • Water Oriented
  • Colonial Architecture
  • Furnished
  • Lake View
  • Deck
  • Balcony

About This Home

As of June 2026

Turn-key and fully furnished, this beautifully maintained duplex offers the perfect blend of comfort, views, and location in the heart of Deep Creek Lake. Featuring an open, inviting floor plan, the home is designed for both everyday enjoyment and effortless entertaining. The main level features a spacious living area with a stone-surround fireplace, abundant natural light, and a seamless flow to the kitchen and dining space. Enjoy lake and mountain views from multiple outdoor living areas, including expansive decks and a private patio ideal for relaxing after a day on the water or slopes. The kitchen is well-appointed with modern finishes and ample cabinetry, while both bedrooms provide privacy and generous space, including a primary suite with an updated bath. Located just minutes from Deep Creek Lake Access, Wisp Resort, Marinas, State Parks, Dining, and shopping, this property offers year-round recreation and convenience. Whether used as a primary residence, second home, or weekend escape, this move-in-ready home delivers the lifestyle Deep Creek buyers are searching for.

Last Agent to Sell the Property

Sean Brink

(301) 882-8710 sean@seanbrink.com Samson Properties Brokerage Phone: 3018828710 License #RSR003789 Listed on: 02/03/2026

Samson Properties

Last Buyer's Agent

Mike Kennedy

(301) 387-2000 mkennedy@railey.com Railey Realty, Inc. License #529372

Railey Realty, Inc.
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Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,793

Year Built

  • Built in 2002

Lot Details

  • Extensive Hardscape
  • Property is in excellent condition

HOA Fees

  • $320 Monthly HOA Fees

Parking

  • Off-Street Parking

Property Views

  • Lake
  • Mountain

Home Design

  • Colonial Architecture
  • Chalet
  • Contemporary Architecture
  • Permanent Foundation
  • Shingle Roof
  • Cedar

Interior Spaces

  • Property has 2 Levels
  • Furnished
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Gas Fireplace
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Living Room
  • Combination Kitchen and Dining Room

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry Room
  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway

Outdoor Features

  • Water Oriented
  • Property is near a lake
  • Balcony
  • Deck
  • Patio
  • Rain Gutters

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 33
  • Assessor Parcel Number 1218056429

Community Details

Overview

  • Association fees include road maintenance, trash, insurance, cable TV, water
  • Traders Landing / Romans Ridge Condos
  • Traders Landing/Roman Ridge Community
  • Traders Landing Subdivision

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,793

Year Built

Built in 2002

Lot Details

1 Acres

HOA Fees

$320 per month

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Contemporary, Bi-Level, Chalet, Colonial
  • Ownership: Condominium
  • Exclusions: Deck Patio Furniture
  • Historic: No
  • Inclusions: All FF&E
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2/3/2026 12:00:00 AM
  • Year Built: 2002
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Disposal, Refrigerator, Icemaker, Stove
  • Flooring Type: Ceramic Tile, Laminate Plank, Luxury Vinyl Plank
  • Interior Amenities: Combination Kitchen/Dining, Window Treatments, Recessed Lighting
  • Window Features: Screens, Skylights
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Laundry, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Walkout Level
  • Basement Footprint Percent: 90.00
  • Laundry Type: Lower Floor, Dryer In Unit, Has Laundry, Washer In Unit
  • Total Sq Ft: 2960
  • Living Area Sq Ft: 2960
  • Price Per Sq Ft: 280.40
  • Above Grade Finished Sq Ft: 1480
  • Below Grade Finished Sq Ft: 1480
  • Total Below Grade Sq Ft: 1480
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Lower Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Exterior Features: Extensive Hardscape, Gutter System
  • Roof: Shingle
  • View: Water, Lake, Mountain
  • Water Access: No
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Sewer Available, Water Available
  • Water Source: Public, Community

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 320.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Traders Landing / Romans Ridge
  • HOA Condo Co-Op Fee Includes: Road Maintenance, Trash, Insurance, Cable Tv, Water
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Outdoor Living Structures: Balcony, Patio(s), Deck(s)
  • Property Condition: Excellent, Very Good, Good
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2793.00
  • Assessor Parcel Number: 1218056429
  • Tax Lot: 33
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 3, 2026
Closed on
Jun 6, 2026
Sold by
Bought by
Seller's Agent
Sean Brink
Samson Properties
Buyer's Agent
Mike Kennedy
Railey Realty, Inc.
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%
Views
266

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.00%
Original Mortgage
$303,750
Outstanding Balance
$303,468
Interest Rate
6.37%
Mortgage Type
New Conventional
Estimated Equity
$93,063

Purchase Details

Listed on
May 15, 2024
Closed on
Jun 28, 2024
Sold by
Bought by
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Lisa Babin
Samson Properties
List Price
$399,900
Sold Price
$405,000
Premium/Discount to List
$5,100
1.28%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.00%
Original Mortgage
$303,750
Interest Rate
6.99%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 9, 2015
Closed on
Dec 22, 2015
Sold by
Bought by
Seller's Agent
Elaine McDonald
Taylor-Made Deep Creek Real Estate, LLC
Buyer's Agent
Cynthia Mahoney
Railey Realty, Inc.
List Price
$199,000
Sold Price
$163,000
Premium/Discount to List
-$36,000
-18.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.26%
Original Mortgage
$122,250
Interest Rate
3.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2007
Sold by
Bought by

Purchase Details

Closed on
Jul 16, 2002
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $405,000 Deep Creek Title
Deed $405,000 First Guardian Title & Escrow
Deed $163,000 Deep Creek Title Group
Deed $295,000 --
Deed $171,450 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $303,750 New Conventional
Previous Owner $303,750 New Conventional
Closed $122,250 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/15/2026 06/15/26 Sold $405,000 -2.4% $137 / Sq Ft
05/13/2026 05/13/26 Pending -- -- --
04/27/2026 04/27/26 Price Changed $414,999 -2.4% $140 / Sq Ft
02/03/2026 02/03/26 For Sale $425,000 +4.9% $144 / Sq Ft
07/02/2024 07/02/24 Sold $405,000 +1.3% $274 / Sq Ft View Prior Sale
05/20/2024 05/20/24 Pending -- -- --
05/15/2024 05/15/24 For Sale $399,900 +145.3% $270 / Sq Ft
12/22/2015 12/22/15 Sold $163,000 -13.8% $125 / Sq Ft View Prior Sale
11/20/2015 11/20/15 Pending -- -- --
07/29/2015 07/29/15 Price Changed $189,000 -5.0% $145 / Sq Ft
07/09/2015 07/09/15 For Sale $199,000 -- $153 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,508 $357,200 $0 $0
2025 $4,324 $337,300 $75,000 $262,300
2024 $3,827 $288,200 $0 $0
2023 $3,199 $239,100 $0 $0
2022 $2,561 $190,000 $75,000 $115,000
2021 $2,490 $183,333 $0 $0
2020 $2,399 $176,667 $0 $0
2019 $2,309 $170,000 $75,000 $95,000
2018 $2,196 $170,000 $75,000 $95,000
2017 $2,417 $170,000 $0 $0
2016 -- $170,000 $0 $0
2015 -- $260,000 $0 $0
2014 -- $260,000 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDGA2011030

Bright MLS

APN: 18-056429

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