RENTED APR 3, 2026

232 Main St Middleburgh, NY 12122

Estimated Value: $226,000 - $238,000

4 Beds
1.5 Baths
2,108 Sq Ft
$109/Sq Ft Est. Value

Sale Details

Date Sold: December 6, 2024

Last sale price $176,000 $83 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $1,707 / mo

Highlights

  • Downtown View
  • Sun or Florida Room
  • No HOA
  • Wood Flooring
  • Mud Room
  • Home Office

About This Home

As of April 2026

This hard to find 4 bedroom is a great value, freshly painted inside with new carpet and ready to move in. There is a spacious living room, and a formal dining room, a first-floor office with built-in shelving, galley kitchen, a half bath and mudroom/laundy room, a sun room just of the kitchen. Upstairs you'll find four bedrooms and a full bath. There is easy access to the basement through the mudroom, a detached two car garage and a nice yard. Located in close proximity to village shops, restaurants, and amenities. One hour to Capital District and Cooperstown, Oneonta areas. Tenant pays all utilities, electric, oil heat, garbage, lawn maintenance and snow removal, Landlord pays water and sewer. Home is unfurnished.

Last Agent to Rent the Property

Pearl 'Ruby' Torres

Keller Williams Realty Hudson Valley North License #30BO0794669 Listed on: 03/25/2026

Keller Williams Realty Hudson Valley North

Last Renter's Agent

Pearl 'Ruby' Torres

Keller Williams Realty Hudson Valley North License #30BO0794669 Listed on: 03/25/2026

Keller Williams Realty Hudson Valley North

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1880 | Remodeled

Lot Details

  • 8,712 Sq Ft Lot
  • Property fronts a private road
  • Level Lot
  • Cleared Lot
  • Property is zoned 02

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Block Exterior
  • Vinyl Siding
  • Radon Mitigation System
  • Plaster

Interior Spaces

  • 2,108 Sq Ft Home
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Mud Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Sun or Florida Room
  • Downtown Views
  • Washer and Dryer
  • Basement

Kitchen

  • Galley Kitchen
  • Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Home Security

  • Radon Detector
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting

Utilities

  • No Cooling
  • Heating Available
  • 200+ Amp Service
  • Fuel Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Association fees include sewer

Listing and Financial Details

  • Tenant pays for internet, snow removal, cable TV, electricity, trash collection, heat, hot water
  • The owner pays for water
  • Assessor Parcel Number 433801 106.20-1-27

Home Details

Home Type

Single Family

Year Built

Built in 1880 | Remodeled

Lot Details

8,712 Sq Ft Lot

Parking

2

Rental Info

  • Tenant Pays: Internet, Snow Removal, Cable TV, Electricity, Trash Collection, Heat, Hot Water
  • Furnished: Unfurnished
  • Available Date: 2026-03-31

Listing Details

  • Property Type: Residential Lease
  • Property Sub Type: Single Family Residence
  • Zoning: 02
  • Year Built: 1880
  • Directions: Route 145 turns into Main Street to #232 see sign. For Sale or Rent
  • Above Grade Finished Sq Ft: 2108.0
  • Architectural Style: Single Family
  • Lot Size Acres: 0.2
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Subdivision Name: Select One
  • Garage Yn: Yes
  • Unit Levels: Two
  • Special Features: None

Interior Features

  • Flooring: Carpet, Linoleum, Wood
  • Interior Amenities: Walk-In Closet(s), Chair Rail, High Speed Internet, Radon System, Built-in Features, Crown Molding
  • Appliances: Range, Refrigerator, Dishwasher, Washer/Dryer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Storm Door(s)
  • Living Area: 2108.0
  • Other Equipment: Fuel Tank(s)
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Mud Room Level: First
  • Office Level: First
  • Sunroom Level: First
  • Bathroom Levels Full Bathroom 1: 2nd
  • Bathroom Levels Half Bathroom 1: 1st
  • Owner Pays: Water
  • Fireplace: No
  • Dining Room Type: Formal Dining Room

Exterior Features

  • Exterior Features: Lighting
  • Construction Type: Block, Vinyl Siding, Drywall, Plaster
  • Fencing: None
  • Other Structures: Garage(s)
  • Patio And Porch Features: Enclosed, Rear Porch
  • View: Downtown
  • Waterfront: No
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Detached, Paved, Driveway, Garage
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Property Detail:Parking YN: Yes

Utilities

  • Utilities: Cable Available
  • Cooling: None
  • Electric: 200+ Amp Service
  • Heating: Other
  • Laundry Features: Washer Hookup, Electric Dryer Hookup
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling Y N: No
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: No

Fee Information

  • Association Fee Includes: Sewer

Schools

  • Junior High Dist: Middleburgh

Lot Info

  • Land Lease: No
  • Lot Features: Cleared, Level, Road Frontage
  • Parcel #: 433801 106.20-1-27
  • Lot Size Sq Ft: 8712.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 22, 2024
Closed on
Nov 25, 2024
Sold by
Wargo Susan Theresa
Bought by
Girolamo Michael
Seller's Agent
Pearl 'Ruby' Torres
Keller Williams Realty HV Nort
Buyer's Agent
Pearl 'Ruby' Torres
Keller Williams Realty HV Nort
List Price
$199,000
Sold Price
$176,000
Premium/Discount to List
-$23,000
-11.56%
Views
88
Current Estimated Value
$230,185

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,185
Avg. Annual Appreciation
20.81%
Original Mortgage
$140,200
Outstanding Balance
$138,174
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$92,011

Purchase Details

Closed on
Feb 26, 2021
Sold by
Mowers Catherine L
Bought by
Wargo Susan T
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Girolamo Michael -- None Listed On Document
Wargo Susan T $162,500 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Girolamo Michael $140,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/03/2026 04/03/26 Rented $1,550 0.0% --
04/03/2026 04/03/26 Off Market $1,550 -- --
04/02/2026 04/02/26 Under Contract -- -- --
03/25/2026 03/25/26 For Rent $1,550 0.0% --
12/06/2024 12/06/24 Sold $176,000 -11.6% $83 / Sq Ft View Prior Sale
09/27/2024 09/27/24 Pending -- -- --
06/22/2024 06/22/24 For Sale $199,000 -- $94 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,745 $85,900 $11,500 $74,400
2024 $5,745 $85,900 $11,500 $74,400
2023 $5,035 $85,900 $11,500 $74,400
2022 $4,352 $85,900 $11,500 $74,400
2021 $4,788 $85,900 $11,500 $74,400
2020 $4,449 $85,900 $11,500 $74,400
2019 $4,383 $85,900 $11,500 $74,400
2018 $4,383 $85,900 $11,500 $74,400
2017 $4,347 $85,900 $11,500 $74,400
2016 $4,309 $85,900 $11,500 $74,400
2015 -- $85,900 $11,500 $74,400
2014 -- $85,900 $11,500 $74,400
Source: Public Records

Agents Affiliated with this Home

  • Pearl 'Ruby' Torres

    Landlord's Agent in 2026

    Pearl 'Ruby' Torres

    Keller Williams Realty Hudson Valley North

    (845) 461-5132

    22 in this area

    150 Total Sales

    Pearl 'Ruby' Torres
    Section Image

  • P

    Buyer's Agent in 2024

    Pearl Torres

    Keller Williams Realty HV Nort

See All Agents

Map

Source: Global MLS

MLS Number: 202613897

Global MLS

APN: 433801-106-020-0001-027-000-0000

New York Schoharie County Middleburgh 12122

232 Main St, Middleburgh, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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