232 Matthews Cove Dr Montross, VA 22520
5
Beds
2.5
Baths
3,600
Sq Ft
2.16
Acres
Highlights
- 278 Feet of Waterfront
- Seaplane Permitted
- 2 Dock Slips
- Primary bedroom faces the bay
- Boat Ramp
- Spa
About This Home
As of October 2024A incredible waterfront property on deep water, Designed with warmth and comfort for the best of both inside and outside living. This Cape Cod style home sits on 2+ acres on a private point in a protective cove off of the Nomini Bay and Potomac River. You can Boat all the way to DC or the Chesapeake Bay from here. The 100 ft dock for mooring your boat comes complete with 5000lb boat lift , jet ski lift and fish cleaning station. The community boat ramp is next door making it easy to launch your boat or kayaks. The owner is a master gardener and has created small destination gardens making outdoor entertaining a breeze. OR relax in your private hot tub while enjoying mother nature at its finest. Before coming inside shower in your private outdoor shower, or sip cocktails on your screened in back porch. The interior of the home features hardwood flooring and soaring ceiling in the living room with warming gas log fireplace. There is 4 large bedrooms , 2.5 baths , plus private office space. Primary bedroom on the main floor complete with ensuite bath with Sauna, jetted tub and separate shower. Watch the the water views from every room in the house. You can work from home with the high speed internet/cable while looking out at this gorgeous landscaped waterfront beauty . New HVAC system, tankless hot water heater and whole house generator are a added bonus. There is added storage in the oversized 2 car attached garage or the lard shed. This is truly a lovely home and perfect for all 4 seasons.
Last Agent to Sell the Property
EXP Realty, LLC License #0225064405 Listed on: 06/20/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,011
Year Built
- Built in 1992
Lot Details
- 2.16 Acre Lot
- 278 Feet of Waterfront
- Home fronts navigable water
- Cul-De-Sac
- Landscaped
- Extensive Hardscape
HOA Fees
- $26 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 8 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
Home Design
- Cape Cod Architecture
- Vinyl Siding
Interior Spaces
- 3,600 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Ceiling Fan
- Gas Fireplace
- Window Treatments
- Entrance Foyer
- Living Room
- Dining Room
- Sauna
- Wood Flooring
- Crawl Space
Kitchen
- Electric Oven or Range
- Built-In Range
- Built-In Microwave
- Ice Maker
- Dishwasher
Bedrooms and Bathrooms
- Primary bedroom faces the bay
- En-Suite Bathroom
- Walk-In Closet
- Whirlpool Bathtub
- Walk-in Shower
Laundry
- Laundry Room
- Laundry on main level
Pool
- Spa
- Outdoor Shower
Outdoor Features
- Seaplane Permitted
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Sun Deck
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Mooring
- Swimming Allowed
- Electric Hoist or Boat Lift
- Boat Ramp
- 2 Dock Slips
- Physical Dock Slip Conveys
- Dock made with Treated Lumber
- 6 Powered Boats Permitted
- Lake Privileges
- Deck
- Screened Patio
- Exterior Lighting
- Shed
- Outbuilding
- Porch
Utilities
- Forced Air Heating and Cooling System
- Back Up Gas Heat Pump System
- Heating System Powered By Leased Propane
- Vented Exhaust Fan
- Tankless Water Heater
- Propane Water Heater
- Community Sewer or Septic
Listing and Financial Details
- Tax Lot 22
- Assessor Parcel Number 36F 22
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Nomini Bay Farms HOA
- Nomini Bay Farms Subdivision
Amenities
- Common Area
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- Mooring Area
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 20, 2024
Closed on
Sep 11, 2024
Sold by
Waltrip Living Trust and Waltrip Jack B
Bought by
Phipps Adam T and Phipps Emily E
Seller's Agent
Debbie Jett
EXP Realty, LLC
Buyer's Agent
Reamy Chalkley
EXIT Mid-Rivers Realty
List Price
$949,900
Sold Price
$915,000
Premium/Discount to List
-$34,900
-3.67%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,864
Avg. Annual Appreciation
3.02%
Original Mortgage
$915,000
Outstanding Balance
$906,459
Interest Rate
6.46%
Mortgage Type
VA
Estimated Equity
$33,405
Purchase Details
Closed on
Feb 24, 2020
Sold by
Waltrip Jack B and Waltrip Diane K
Bought by
Waltrip Jack B and Waltrip Diane K
Similar Homes in Montross, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $915,000 | Allegiance Title | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $915,000 | VA | |
| Previous Owner | $119,185 | New Conventional | |
| Previous Owner | $232,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/01/2024 10/01/24 | Sold | $915,000 | -3.7% | $254 / Sq Ft |
| 08/09/2024 08/09/24 | Pending | -- | -- | -- |
| 06/28/2024 06/28/24 | For Sale | $949,900 | 0.0% | $264 / Sq Ft |
| 06/21/2024 06/21/24 | Off Market | $949,900 | -- | -- |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,955 | $581,600 | $186,800 | $394,800 |
| 2023 | $3,606 | $581,600 | $186,800 | $394,800 |
| 2022 | $3,606 | $581,600 | $186,800 | $394,800 |
| 2021 | $3,692 | $485,800 | $185,800 | $300,000 |
| 2020 | $3,692 | $485,800 | $185,800 | $300,000 |
| 2019 | $3,158 | $485,800 | $185,800 | $300,000 |
| 2018 | $2,963 | $485,800 | $185,800 | $300,000 |
| 2017 | -- | $485,800 | $185,800 | $300,000 |
| 2016 | $2,915 | $485,800 | $185,800 | $300,000 |
| 2015 | -- | $500,200 | $185,800 | $314,400 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $500,200 | $185,800 | $314,400 |
Source: Public Records
Agents Affiliated with this Home
-
Debbie Jett
Seller's Agent in 2024
Debbie Jett
EXP Realty, LLC
(540) 847-3108
98 Total Sales
-
Reamy Chalkley
Buyer's Agent in 2024
Reamy Chalkley
EXIT Mid-Rivers Realty
(804) 761-8818
63 Total Sales
Map
Source: Bright MLS
MLS Number: VAWE2006802
APN: 36F-22
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