232 Phillips Rd Schenectady, NY 12306
3
Beds
2
Baths
1,712
Sq Ft
0.44
Acres
Highlights
- Deck
- Corner Lot
- 1 Car Attached Garage
- Raised Ranch Architecture
- No HOA
- Eat-In Kitchen
About This Home
As of December 2024Move right in! Beautifully maintained w/ open concept kitchen, din/liv, freshly painted thru out, kit w/ newer appliances (less than a year old):dishwasher w/ delay & bottle washers, gas stove w/ 5 burners & 2 ovens, Refrigerator w/ 2 ice makers, newer roof w/ transferable warranty, driveway recently resurfaced, triple pane windows, large deck (24x16) overlooking large picturesque corner lot, 2 full baths (one each level), family rm w/ slider to covered patio & fenced yard & so much more... Excellent Condition
Last Agent to Sell the Property
Califano Realty Group LLC License #10491205179 Listed on: 10/01/2016
Co-Listed By
Judith Califano
Califano Realty Group LLC License #10401209217
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,141
Year Built
- Built in 1983
Lot Details
- 0.44 Acre Lot
- Fenced
- Landscaped
- Corner Lot
- Level Lot
Parking
- 1 Car Attached Garage
- Off-Street Parking
Home Design
- Raised Ranch Architecture
- Brick Exterior Construction
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,712 Sq Ft Home
- Built-In Features
- Paddle Fans
- Sliding Doors
- Finished Basement
Kitchen
- Eat-In Kitchen
- Oven
- Range
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Washer
Outdoor Features
- Deck
- Patio
- Shed
Utilities
- Cooling System Mounted In Outer Wall Opening
- Window Unit Cooling System
- Heating System Uses Natural Gas
- Hot Water Heating System
- Gas Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 19.1 / 5
- Assessor Parcel Number 422800 47-5-19.1
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Dec 12, 2024
Sold by
Cramer Krista C
Bought by
Austin Sarah Christine
Seller's Agent
Pamela Smith
Miranda Real Estate Group Inc
Buyer's Agent
Jennifer Mentiply
Renovo Real Estate
List Price
$299,900
Sold Price
$305,000
Premium/Discount to List
$5,100
1.7%
Views
35
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,657
Avg. Annual Appreciation
5.07%
Original Mortgage
$230,200
Outstanding Balance
$229,377
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$85,582
Purchase Details
Listed on
Oct 1, 2016
Closed on
Nov 26, 2016
Sold by
Mcgarry Shaun E and Mcgarry Deborah
Bought by
Cramer Krista C
Seller's Agent
Amanda Califano
Califano Realty Group LLC
Buyer's Agent
John DiGesualdo
Howard Hanna Capital Inc
List Price
$199,000
Sold Price
$205,000
Premium/Discount to List
$6,000
3.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.07%
Original Mortgage
$201,286
Interest Rate
4.2%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 21, 2001
Purchase Details
Closed on
Nov 17, 1995
Sold by
Squires Floyd H Squires Elinor
Bought by
Mcgarry Shaun E
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $305,000 | Stewart Title | |
| Warranty Deed | $205,000 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,200 | New Conventional | |
| Previous Owner | $201,286 | FHA | |
| Previous Owner | $110,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/12/2024 12/12/24 | Sold | $305,000 | +1.7% | $178 / Sq Ft |
| 09/29/2024 09/29/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $299,900 | +46.3% | $175 / Sq Ft |
| 11/29/2016 11/29/16 | Sold | $205,000 | +3.0% | $120 / Sq Ft |
| 10/08/2016 10/08/16 | Pending | -- | -- | -- |
| 10/01/2016 10/01/16 | For Sale | $199,000 | 0.0% | $116 / Sq Ft |
| 09/24/2016 09/24/16 | Pending | -- | -- | -- |
| 09/19/2016 09/19/16 | For Sale | $199,000 | -- | $116 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,816 | $202,000 | $13,200 | $188,800 |
| 2023 | $6,816 | $202,000 | $13,200 | $188,800 |
| 2022 | $8,699 | $202,000 | $13,200 | $188,800 |
| 2021 | $8,750 | $202,000 | $13,200 | $188,800 |
| 2020 | $6,666 | $202,000 | $13,200 | $188,800 |
| 2019 | $2,752 | $202,000 | $13,200 | $188,800 |
| 2018 | $4,132 | $202,000 | $13,200 | $188,800 |
| 2017 | $6,145 | $202,000 | $13,200 | $188,800 |
| 2016 | $6,072 | $202,000 | $13,200 | $188,800 |
| 2015 | -- | $202,000 | $16,300 | $185,700 |
| 2014 | -- | $202,000 | $16,300 | $185,700 |
Source: Public Records
Agents Affiliated with this Home
-
P
Seller's Agent in 2024
Pamela Smith
Miranda Real Estate Group Inc
(518) 356-2424
32 Total Sales
-
Buyer's Agent in 2024
Jennifer Mentiply
Renovo Real Estate
(518) 369-4545
131 Total Sales
-
Seller's Agent in 2016
Amanda Califano
Califano Realty Group LLC
(518) 423-0727
61 Total Sales
-
J
Seller Co-Listing Agent in 2016
Judith Califano
Califano Realty Group LLC
-
Buyer's Agent in 2016
John DiGesualdo
Howard Hanna Capital Inc
(518) 370-3170
193 Total Sales
Map
Source: Global MLS
MLS Number: 201619485
APN: 047-000-0005-019-001-0000
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