$164,000
SOLD APR 25, 2025

23220 Ardmore Trail South Bend, IN 46628

3 Beds
1 Bath
1,840 Sq Ft
6,500 Sq Ft Lot

Recently Sold

$89 Per Sq Ft

11% Below List Price

34 Days on Market

Highlights

  • Primary Bedroom Suite
  • 1 Car Attached Garage
  • Tile Flooring
  • Cape Cod Architecture
  • Eat-In Kitchen
  • Kitchen Island

About This Home

As of April 2025

MOTIVATED SELLER! Charming Cape Cod with Farmhouse Chic Flair! Step into this super adorable Cape Cod-style home, where classic charm meets modern updates! Featuring a split floor plan, this home offers three spacious bedrooms, including a nice-sized main-floor bedroom conveniently located near the bathroom. Upstairs, you’ll find two lovely bedrooms, each with cozy charm and great natural light. Need extra space? The finished basement offers a possible 4th bedroom, perfect for guests, a home office, or a bonus living area.The heart of the home is the beautifully updated farmhouse-style kitchen, featuring a farmhouse sink, a portable kitchen island with a butcher block top, and all updated appliances—perfect for cooking and entertaining in style. Enjoy peace of mind with a newer HVAC, water heater, windows, roof, siding, gutters, recessed lighting, fresh paint, and much more. Take advantage of the attached garage for convenience and extra storage. The fully fenced backyard provides a private outdoor oasis, ideal for pets, play, and relaxing evenings.

Last Agent to Sell the Property

Kimberly Murrell

McKinnies Realty, LLC Brokerage Phone: 574-276-4275 Listed on: 03/07/2025

McKinnies Realty, LLC

Last Buyer's Agent

Jamie Tolosa

R1 Property Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,553

Year Built

  • Built in 1948

Lot Details

  • 6,500 Sq Ft Lot
  • Lot Dimensions are 50x130
  • Property is Fully Fenced
  • Chain Link Fence
  • Landscaped
  • Level Lot

Parking

  • 1 Car Attached Garage

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1.5-Story Property
  • Finished Basement
  • Walk-Out Basement
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Kitchen Island

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • 1 Full Bathroom
  • Bathtub With Separate Shower Stall

Location

  • Suburban Location

Schools

  • Warren Elementary School
  • Dickinson Middle School
  • Washington High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Water Source
  • Septic System

Community Details

  • Ardmore Heights Subdivision

Listing and Financial Details

  • Assessor Parcel Number 71-08-05-426-006.000-025

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,553

Year Built

Built in 1948

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1948
  • Age: 77
  • Style: One and Half Story
  • Architectural Style: Cape Cod
  • Total Number of Rooms: 8
  • Total Number of Rooms Below Grade: 3
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: Lot 17 Ardmore Hts
  • Parcel Number ID: 71-08-05-426-006.000-025
  • Platted: Yes
  • Amenities: Attic Pull Down Stairs, Eat-In Kitchen, Kitchen Island, Landscaped, Tub and Separate Shower, Main Level Bedroom Suite
  • Location: City/Town/Suburb
  • Sp Lp Percent: 96.53
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 2640
  • Total Finished Sq Ft: 1840
  • Above Grade Finished Sq Ft: 1416
  • Below Grade Finished Sq Ft: 424
  • Below Grade Sq Ft: 800
  • Price Per Sq Ft: 115.82
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Finished
  • Flooring: Carpet, Tile, Vinyl
  • Living Great Room: Dimensions: 17x11, On Level: Main
  • Kitchen: Dimensions: 14x12, On Level: Main
  • Family Room: Dimensions: 18x11, On Level: Basement
  • Bedroom 1: Dimensions: 10x10, On Level: Main
  • Bedroom 2: Dimensions: 10x11, On Level: Upper
  • Bedroom 3: Dimensions: 10x10, On Level: Upper
  • Other Room1: Bonus, Dimensions: 13x11, On Level: Basement
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1224

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: None
  • Fence: Full, Chain Link

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 20x12
  • Garage Sq Ft: 240
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Private
  • Gas Company: NIPSCO
  • Laundry: Dimensions: Basementx5, On Level: 12

Schools

  • School District: South Bend Community School Corp.
  • Elementary School: Warren
  • Middle School: Dickinson
  • High School: Washington
  • Elementary School: Warren

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 50x130
  • Estimated Lot Sq Ft: 6500
  • Estimated Lot Size Acres: 0.15

Tax Info

  • Annual Taxes: 1553
  • Exemptions: Homestead

MLS Schools

  • High School: Washington
  • Middle School: Dickinson
  • School District: South Bend Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
Apr 24, 2025
Sold by
Mcwilliams Brooke Christina
Bought by
Washington Wayne and Washington Patrick Tia
Seller's Agent
Kimberly Murrell
McKinnies Realty, LLC
Buyer's Agent
Jamie Tolosa
R1 Property Group LLC
List Price
$184,900
Sold Price
$164,000
Premium/Discount to List
-$20,900
-11.3%
Views
232

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.20%

Purchase Details

Listed on
Jun 3, 2022
Closed on
Aug 5, 2022
Sold by
Anything & Everything Buy Sell Trade Llc
Bought by
Mcwilliams Brooke Christina
Seller's Agent
Heather Merrill
Cressy & Everett- Elkhart
Buyer's Agent
UPSTAR NonMember
Non-Member Office
List Price
$149,900
Sold Price
$155,500
Premium/Discount to List
$5,600
3.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.98%
Original Mortgage
$152,683
Interest Rate
5.3%
Mortgage Type
FHA

Purchase Details

Listed on
Aug 10, 2021
Closed on
Mar 15, 2022
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Anything Everything Buy Sell Trade Llc
Seller's Agent
Mark Cain
Coldwell Banker Real Estate Group
Buyer's Agent
Heather Merrill
Cressy & Everett- Elkhart
List Price
$54,900
Sold Price
$50,000
Premium/Discount to List
-$4,900
-8.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2457.92%

Purchase Details

Closed on
May 6, 2021
Sold by
St Joseph County Sheriff
Bought by
Federal Home Loan Mtg Corp

Purchase Details

Closed on
Jun 30, 2006
Sold by
Snider Helen E and Snider Hollis L
Bought by
Bernhard Nicholas J and Bernhard Kandina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,150
Interest Rate
6.68%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Metropolitan Title
Warranty Deed -- Drake Andrew R
Special Warranty Deed $50,000 New Title Company Name
Sheriffs Deed $45,000 None Available
Warranty Deed -- Meridian Title Corp
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $152,683 FHA
Previous Owner $70,150 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/25/2025 04/25/25 Sold $164,000 -3.5% $89 / Sq Ft
04/10/2025 04/10/25 Pending -- -- --
03/25/2025 03/25/25 Price Changed $169,900 -5.6% $92 / Sq Ft
03/22/2025 03/22/25 Price Changed $179,900 -2.7% $98 / Sq Ft
03/07/2025 03/07/25 For Sale $184,900 +18.9% $100 / Sq Ft
08/08/2022 08/08/22 Sold $155,500 0.0% $85 / Sq Ft
08/03/2022 08/03/22 Off Market $155,500 -- --
07/04/2022 07/04/22 Pending -- -- --
06/03/2022 06/03/22 For Sale $149,900 +199.8% $81 / Sq Ft
04/01/2022 04/01/22 Sold $50,000 -8.9% $41 / Sq Ft
03/01/2022 03/01/22 Pending -- -- --
02/16/2022 02/16/22 For Sale $54,900 0.0% $45 / Sq Ft
12/29/2021 12/29/21 Pending -- -- --
11/19/2021 11/19/21 For Sale $54,900 0.0% $45 / Sq Ft
11/17/2021 11/17/21 Pending -- -- --
11/08/2021 11/08/21 Price Changed $54,900 -8.3% $45 / Sq Ft
10/11/2021 10/11/21 Price Changed $59,900 -4.8% $49 / Sq Ft
09/27/2021 09/27/21 Price Changed $62,900 -3.1% $52 / Sq Ft
09/12/2021 09/12/21 Price Changed $64,900 -7.2% $53 / Sq Ft
08/10/2021 08/10/21 For Sale $69,900 -- $57 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,595 $183,300 $6,200 $177,100
2023 $1,552 $158,100 $6,200 $151,900
2022 $672 $88,000 $6,200 $81,800
2021 $485 $74,700 $8,500 $66,200
2020 $434 $67,300 $7,600 $59,700
2019 $362 $66,700 $7,800 $58,900
2018 $333 $63,800 $7,100 $56,700
2017 $296 $53,100 $5,900 $47,200
2016 $317 $53,100 $5,900 $47,200
2014 $281 $53,600 $5,900 $47,700
Source: Public Records

Agents Affiliated with this Home

  • Kimberly Murrell

    Seller's Agent in 2025

    Kimberly Murrell

    McKinnies Realty, LLC

    (574) 276-4275

    121 Total Sales

    Kimberly Murrell
    Section Image
  • Jamie Tolosa

    Buyer's Agent in 2025

    Jamie Tolosa

    R1 Property Group LLC

    (269) 635-8451

    22 Total Sales

    Jamie Tolosa
    Section Image
  • Heather Merrill

    Seller's Agent in 2022

    Heather Merrill

    Cressy & Everett- Elkhart

    (574) 215-1699

    70 Total Sales

    Heather Merrill
    Section Image
  • Mark Cain

    Seller's Agent in 2022

    Mark Cain

    Coldwell Banker Real Estate Group

    18 Total Sales

    Section Image

  • U

    Buyer's Agent in 2022

    UPSTAR NonMember

    Non-Member Office

See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202507274

Indiana Regional MLS

APN: 71-08-05-426-006.000-025

Indiana St Joseph County South Bend 46628

23220 Ardmore Trail, South Bend, IN

This home is located at 23220 Ardmore Trail, South Bend, IN 46628 and is currently priced at $164,000, approximately $89 per square foot. This property was built in 1948. 23220 Ardmore Trail is a home located in St. Joseph County with nearby schools including Warren Elementary School, Dickinson Fine Arts Academy, and Washington High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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