T
Seller's Agent in 2025
The Cindy Shetterly Team
Keller Williams Realty Service
(859) 240-0727
24 in this area
1,421 Total Sales
233 Oak St Ludlow, KY 41016
Estimated Value: $213,000 - $256,000
3
Beds
2
Baths
1,525
Sq Ft
$155/Sq Ft
Est. Value
Highlights
- Marble Flooring
- High Ceiling
- No HOA
- Traditional Architecture
- Solid Surface Countertops
- Neighborhood Views
About This Home
As of April 2025Charm, beauty, and more in this 3 bed, two full-bath home. Welcome to the quaint river town of Ludlow. This home has been redone, featuring all new flooring in the main areas with LVT, kitchen, baths, and beautiful ceramic tile. This dream kitchen has all new appliances, a new sink, fixtures, cabinets, and quartz countertops. Don't worry about getting groceries in; the back door walkout goes to the back yard and off-street parking for up to four cars. There is a bedroom, a full bath on the first floor, and a laundry room. Head upstairs, where you will find the owner's suite and an additional bedroom. Walk to restaurants, shopping, and breweries in this great location.
Last Agent to Sell the Property
Keller Williams Realty Service License #220012 Listed on: 01/22/2025
Home Details
Home Type
- Single Family
Lot Details
- 3,125 Sq Ft Lot
- Lot Dimensions are 25x125
Home Design
- Traditional Architecture
- Stone Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,525 Sq Ft Home
- 2-Story Property
- High Ceiling
- Ceiling Fan
- Non-Functioning Fireplace
- Vinyl Clad Windows
- Panel Doors
- Living Room
- Formal Dining Room
- Storage
- Neighborhood Views
- Unfinished Basement
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Marble
- Vinyl Plank
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Dressing Area
- 2 Full Bathrooms
- Shower Only
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Parking
- No Garage
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Patio
- Porch
Schools
- Mary A. Goetz Elementary School
- Ludlow Middle School
- Ludlow High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 026-33-15-002.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 22, 2025
Closed on
Apr 9, 2025
Sold by
Pham Phuc Trong
Bought by
Harrison Ethan David
Seller's Agent
The Cindy Shetterly Team
Keller Williams Realty Service
Buyer's Agent
Shelley Helton
eXp Realty, LLC
List Price
$249,000
Sold Price
$240,000
Premium/Discount to List
-$9,000
-3.61%
Views
104
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,046
Avg. Annual Appreciation
-1.56%
Original Mortgage
$225,000
Outstanding Balance
$223,624
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$12,330
Purchase Details
Closed on
Aug 28, 2024
Sold by
Dsv Spv 3 Llc
Bought by
Pham Phuc Trong
Purchase Details
Closed on
Jul 26, 2022
Sold by
Kenton Circuit Court
Bought by
Bluegrass Lien Solutions Llc
Purchase Details
Closed on
Jul 27, 2021
Sold by
County Circuit Court
Bought by
Dsv Spv 3 Llc
Purchase Details
Closed on
Aug 2, 2017
Sold by
Rvfm 11 Sries Llc
Bought by
Dsv Spv 3 Llc
Purchase Details
Closed on
Jan 21, 2015
Sold by
Kaja Holdings 2 Llc
Bought by
Rvfm 11 Series Llc
Purchase Details
Closed on
Nov 20, 2014
Sold by
Federal Deposit Insurance Corporation
Bought by
Kaja Holdings 2 Llc
Purchase Details
Closed on
Apr 23, 2007
Sold by
Edward Joseph Holdings Llc
Bought by
Columbia Savings Bank
Purchase Details
Closed on
Nov 16, 2005
Sold by
Troehler Christy
Bought by
Edward Joseph Holdings Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$63,750
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 25, 2003
Sold by
Schwartz Jerome and Schwartz Pauline Brown
Bought by
Schwartz Pauline Brown
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Harrison Ethan David | $240,000 | 360 American Title | |
| Pham Phuc Trong | $42,500 | None Listed On Document | |
| Bluegrass Lien Solutions Llc | $1,638 | None Listed On Document | |
| Dsv Spv 3 Llc | $1,629 | None Listed On Document | |
| Dsv Spv 3 Llc | -- | None Available | |
| Rvfm 11 Series Llc | $68,400 | Landcastle Title Llc | |
| Kaja Holdings 2 Llc | $14,458 | Landcastle Title Llc | |
| Columbia Savings Bank | $68,479 | None Available | |
| Edward Joseph Holdings Llc | $40,000 | -- | |
| Schwartz Pauline Brown | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Harrison Ethan David | $225,000 | |
| Previous Owner | Edward Joseph Holdings Llc | $63,750 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/09/2025 04/09/25 | Sold | $240,000 | -2.0% | $157 / Sq Ft |
| 02/23/2025 02/23/25 | Pending | -- | -- | -- |
| 02/14/2025 02/14/25 | Price Changed | $245,000 | -1.6% | $161 / Sq Ft |
| 01/22/2025 01/22/25 | For Sale | $249,000 | -- | $163 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $555 | $42,500 | $10,000 | $32,500 |
| 2024 | $1,170 | $90,000 | $10,000 | $80,000 |
| 2023 | $1,158 | $90,000 | $10,000 | $80,000 |
| 2022 | $1,200 | $90,000 | $10,000 | $80,000 |
| 2021 | $1,027 | $68,400 | $10,000 | $58,400 |
| 2020 | $1,023 | $68,400 | $10,000 | $58,400 |
| 2019 | $1,018 | $68,400 | $10,000 | $58,400 |
| 2018 | $1,011 | $68,400 | $10,000 | $58,400 |
| 2017 | $998 | $68,400 | $10,000 | $58,400 |
| 2015 | $247 | $68,400 | $10,000 | $58,400 |
| 2014 | $911 | $68,400 | $10,000 | $58,400 |
Source: Public Records
Agents Affiliated with this Home
-
The Cindy Shetterly Team
-
Shelley Helton
Buyer's Agent in 2025
Shelley Helton
eXp Realty, LLC
(859) 462-7036
4 in this area
234 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 629368
APN: 026-33-15-002.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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