$319,900

Estimated payment $1,876/month

Total Views 7,147
3 Beds
3 Baths
1,440 Sq Ft
$222 Price per Sq Ft

Highlights

  • Very Popular Property
  • 2 Fireplaces
  • Stainless Steel Appliances
  • Traditional Architecture
  • No HOA
  • Detached Garage

About This Home

Completely remodeled 3-bed, 3-full-bath home in Ludlow! Brand new kitchen with stainless steel appliances and quartz counters, new tile and LVP flooring, new carpet, fresh paint and fixtures throughout. New HVAC and a newer roof for peace of mind. Detached garage adds bonus storage/parking. Move-in ready, nothing to do but unpack. Schedule your showing today!

Listing Agent

Brandon Stamper

Plum Tree Realty License #268661 Listed on: 07/22/2026

Plum Tree Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1920

Lot Details

  • 3,073 Sq Ft Lot
  • Lot Dimensions are 24 x 125
  • Chain Link Fence

Parking

  • Detached Garage

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,440 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Non-Functioning Fireplace
  • Electric Fireplace
  • Vinyl Clad Windows
  • Double Hung Windows
  • Living Room
  • Smart Thermostat

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower
  • Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Storage

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Year Built

Built in 1920

Lot Details

3,073 Sq Ft Lot

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.0706
  • Year Built: 1920
  • Lot Size: 24 x 125
  • Ownership: Agent/Owner, LLC
  • Directions: From I-75/I-71, take Exit 189 (5th Street/Covington). Continue west on W 5th Street, then merge onto KY-8 W/River Road toward Ludlow. Turn left onto Elm Street, then right onto Oak Street. The property will be on the left at 412 Oak Street, Ludlow, KY 41016.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water District
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • Property Ownership:Property Ownership: Agent/Owner, LLC
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Recessed Lighting, Smart Thermostat
  • Basement: Walk-Out Access, Unfinished, Storage Space
  • Heating: Forced Air, Natural Gas
  • Levels: Two
  • Property Type: Residential
  • Appliances: Disposal, Dryer, Dishwasher, Microwave, Refrigerator, Washer, Stainless Steel Appliance(s), Electric Range
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Electric, Inoperable, See Remarks
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 1440.0
  • Window Features: Vinyl Frames, Double Hung

Exterior Features

  • Fencing: Chain Link
  • Roof: Shingle, See Remarks
  • Construction Type: Vinyl Siding
  • Foundation Details: Stone

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3073.0

3D Interior and Exterior Tours

Floorplans

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,371 $105,000 $10,000 $95,000
2024 $762 $105,000 $10,000 $95,000
2023 $754 $105,000 $10,000 $95,000
2022 $882 $105,000 $10,000 $95,000
2021 $555 $75,000 $10,000 $65,000
2020 $570 $75,000 $10,000 $65,000
2019 $567 $75,000 $10,000 $65,000
2018 $587 $75,000 $10,000 $65,000
2017 $580 $75,000 $10,000 $65,000
2015 $555 $75,000 $10,000 $65,000
2014 $545 $75,000 $10,000 $65,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/22/2026 07/22/26 For Sale $319,900 -- $222 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $62,334 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Closed $165,000 Construction
Closed $165,000 Construction
Previous Owner $25,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Brandon Stamper

Plum Tree Realty

(859) 762-6725

Section Image

Hi, I’m Brandon Stamper, a licensed real estate agent serving Northern Kentucky and Greater Cincinnati. I specialize in helping buyers, sellers, and investors navigate the market with confidence while delivering a high level of communication, strategy, and service throughout the process.

Beyond traditional real estate, I’m also an active real estate investor and house flipper, giving my clients a unique perspective on property value, renovations, market trends, and investment

Brandon's Other Listings

  • 459 Pinnacle Way Unit 9202, Ludlow, KY 41016

    $544,900

    • 3 Beds
    • 3.5 Baths
    • 3,570 Sq Ft
    • 459 Pinnacle Way
    • Unit 9202
    • Ludlow, KY

    Welcome to Rivers Breeze, where low-maintenance living meets incredible views. This spacious ranch-style condo offers over 3,500 square feet of thoughtfully designed living space, featuring 2 bedrooms with an optional 3rd, a dedicated office, 3 full bathrooms, and a half bath. The fully finished basement provides additional living and entertaining space, while recent updates throughout the home

    Brandon Stamper Plum Tree Realty

    Section Image
  • 1017 Saratoga St, Newport, KY 41071

    $395,000 $5K PRICE DROP

    • 4 Beds
    • 2 Baths
    • 2,500 Sq Ft
    • 1017 Saratoga St
    • Newport, KY

    Fully updated 4-bedroom, 2-bath home in the heart of Newport! This move-in ready property features a brand new roof, HVAC, and all new appliances, giving you peace of mind from day one. Enjoy a spacious party deck with incredible views of downtown Cincinnati, perfect for entertaining. Off-street parking in the rear adds convenience to this already impressive home. Don't miss your chance to own a

    Brandon Stamper Plum Tree Realty

    Section Image
  • 17 Youngs Ct, Newport, KY 41071

    $149,900

    • 1 Bed
    • 1 Bath
    • 644 Sq Ft
    • 17 Youngs Ct
    • Newport, KY

    Affordable homeownership starts here! This charming 1-bedroom, 1-bath home offers an excellent opportunity for first-time buyers, downsizers, or investors. Featuring a 1-car garage and priced under $150,000, this property delivers exceptional value in a convenient Newport location. Enjoy low-maintenance living with easy access to shopping, dining, entertainment, and downtown Cincinnati. Don't

    Brandon Stamper Plum Tree Realty

    Section Image
  • 2239 Teal Briar Ln Unit 102, Burlington, KY 41005

    $179,900 Pending

    • 2 Beds
    • 2 Baths
    • 1,118 Sq Ft
    • 2239 Teal Briar Ln
    • Unit 102
    • Burlington, KY

    Move-in ready and designed for easy living! This well-maintained 2-bedroom, 2-bath condo offers no-step access from the garage to the unit, making everyday living effortless. Enjoy an inviting enclosed patio, spacious layout, and low-maintenance lifestyle. Community amenities include a clubhouse, swimming pool, tennis courts, and basketball courts, providing plenty of opportunities for recreation

    Brandon Stamper Plum Tree Realty

    Section Image
  • 7001 Shadetree Ct, Florence, KY 41042

    $489,900 $5K PRICE DROP

    • 5 Beds
    • 3.5 Baths
    • 4,200 Sq Ft
    • 7001 Shadetree Ct
    • Florence, KY

    Welcome home to this spacious and meticulously maintained 5-bedroom, 3.5-bath home offering over 4,200 square feet of finished living space across three fully finished levels. Nestled on a quiet cul-de-sac in Oakbrook, this home provides the perfect blend of space, comfort, and functionality. Step outside to the impressive four-tier deck, creating an ideal setting for entertaining, relaxing, or

    Brandon Stamper Plum Tree Realty

    Section Image
  • 8990 Julia Meadow, Independence, KY 41051

    $329,900 Pending

    • 3 Beds
    • 2 Baths
    • 1,428 Sq Ft
    • 8990 Julia Meadow
    • Independence, KY

    Homes like this don't come around often! This beautiful 3-bedroom, 2-full-bath brick ranch sits on a desirable large corner lot and features a 2-car garage, offering the perfect combination of curb appeal, functionality, and space. The single-level layout makes everyday living easy, while the expansive yard provides endless possibilities for entertaining, relaxing, or future outdoor projects.

    Brandon Stamper Plum Tree Realty

    Section Image
  • 11442 Kary Ln, Cincinnati, OH 45240

    $264,900 $15K PRICE DROP

    • 4 Beds
    • 2 Baths
    • 1,588 Sq Ft
    • 11442 Kary Ln
    • Cincinnati, OH

    Beautifully updated 4 bedroom 2 full bath home in Forest Park. Recent updates include new flooring throughout. fresh interior paint, updated kitchen and renovated bathrooms. Move in ready with spacious living areas and modern finishes throughout. Conveniently located near shopping, dining, parks and major highways.

    Brandon Stamper Plum Tree Realty

    Section Image
  • 6116 Highway 17, Demossville, KY 41033

    $368,400 $7K PRICE DROP

    • 4 Beds
    • 2 Baths
    • 1,747 Sq Ft
    • 6116 Highway 17
    • Demossville, KY

    If you've been waiting for space, land, and all the extras, this is it. Nestled in Demossville on over 3 acres, this freshly updated home features new bathrooms, a newer kitchen, brand-new carpet, fresh paint throughout, new HVAC, and updated electrical. Outside you'll find a detached garage, barn, horse stalls, and a chicken coop. All the things you want to truly enjoy country living. Room to

    Brandon Stamper Plum Tree Realty

    Section Image
  • 1161 Hunt Ave, Hamilton, OH 45013

    $169,900 Pending

    • 2 Beds
    • 1 Bath
    • 816 Sq Ft
    • 1161 Hunt Ave
    • Hamilton, OH

    Welcome home to this beautifully updated 2 bedroom, 1 bath ranch in the heart of Hamilton! This move in ready home features a detached garage and an impressive list of updates throughout. Enjoy peace of mind with a new HVAC system, all new windows, and a new garage door. Inside, you'll find an updated kitchen and bathroom, fresh paint throughout, updated fixtures and appliances, plus a perfect

    Brandon Stamper Plum Tree Realty

    Section Image

Source: Northern Kentucky Multiple Listing Service

MLS Number: 644910

Northern Kentucky Multiple Listing Service

APN: 026-33-07-015.00

Your Personal Tour Guide

Ask me questions while you tour the home.