Seller's Agent in 2021
Zachary Zander
Cummings & Co Realtors
(443) 616-4663
5 in this area
99 Total Sales
233 Smarty Jones Terrace Havre de Grace, MD 21078
Bulle Rock NeighborhoodEstimated Value: $542,000 - $600,000
3
Beds
3.5
Baths
4,326
Sq Ft
$134/Sq Ft
Est. Value
Highlights
- Golf Club
- Fitness Center
- Gated Community
- Bar or Lounge
- Home Theater
- Open Floorplan
About This Home
As of September 2021Come Take a Second Look at 233 Smarty Jones!! Rarely Available Former Model Home w/ 2 car side-entry garage, massive Screened-in Porch, and Stone Front! This unique home includes gleaming hardwood floors, custom tile work, and other sought after features rarely found together in one home. From the moment you walk in, feel the spaciousness and luxury of this 4000+ SF home. The main level includes freshly refinished hardwood floors throughout the foyer, sitting room, dining room, and kitchen/breakfast room! Chair and crown molding adorn several rooms. The entire home was just painted from top to bottom! Kitchen features newer appliance (most in the last 5 years), 42"cabinets, granite counters, double oven and cooktop, and a pantry. Off the breakfast room is the breath-taking screened in porch! What a wonderful retreat! Back inside, relax in the massive family room w/ cathedral ceiling and gas fireplace. The main level primary bedroom suite is incredible with tray ceiling, walk-in closet, and oversized full bath including soaking tub and custom tile work. Two generous bedrooms and a full bathroom on the upper level, overlooking the family room space. The basement is an entertainer's dream! Massive recreation room for dancing, music, or relaxing! The basement includes an unbelievable Theater Room w/ A/V equipment and over $5,000 in Speakercraft surround sound speakers! Custom full bathroom w/ unique double shower enclave! Surround sound speakers throughout all three levels are a music lover's dream! Central vacuum throughout the home, including the basement! New water heater in 2016, Garage Opener in 2019, and Primary BR ceiling fan in 2020. This home has everything, plus the world-class amenities of Bulle Rock at your disposal! Come see it today!
Last Agent to Sell the Property
Cummings & Co. Realtors License #602770 Listed on: 04/19/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,202
Year Built
- Built in 2006
Lot Details
- 7,205 Sq Ft Lot
- Property is in excellent condition
- Property is zoned R2
HOA Fees
- $353 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 3 Driveway Spaces
- Oversized Parking
- Side Facing Garage
- Garage Door Opener
Home Design
- Colonial Architecture
- Architectural Shingle Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Built-In Features
- Crown Molding
- Wainscoting
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace With Glass Doors
- Gas Fireplace
- Family Room Off Kitchen
- Sitting Room
- Formal Dining Room
- Home Theater
- Recreation Room
Kitchen
- Breakfast Room
- Double Oven
- Cooktop
- Built-In Microwave
- Ice Maker
- Dishwasher
- Upgraded Countertops
- Disposal
Flooring
- Wood
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Washer and Dryer Hookup
Finished Basement
- Walk-Up Access
- Exterior Basement Entry
- Workshop
- Basement Windows
Outdoor Features
- Exterior Lighting
- Outdoor Storage
- Porch
Utilities
- Forced Air Heating and Cooling System
- 200+ Amp Service
- Natural Gas Water Heater
Listing and Financial Details
- Tax Lot 1802
- Assessor Parcel Number 1306068375
Community Details
Overview
- $1,500 Capital Contribution Fee
- Association fees include common area maintenance, health club, lawn care rear, lawn care side, lawn maintenance, management, pool(s), recreation facility, reserve funds, road maintenance, security gate, snow removal, trash
- Bulle Rock HOA
- Bulle Rock Subdivision
- Property Manager
- Community Lake
Amenities
- Common Area
- Clubhouse
- Community Center
- Recreation Room
- Bar or Lounge
Recreation
- Golf Club
- Golf Course Community
- Golf Course Membership Available
- Tennis Courts
- Community Playground
- Fitness Center
- Community Indoor Pool
- Lap or Exercise Community Pool
- Jogging Path
- Bike Trail
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 19, 2021
Closed on
Sep 8, 2021
Sold by
Roszko Bernard E and Roszko Estelle S
Bought by
Elliott Larry N
Seller's Agent
Zachary Zander
Cummings & Co. Realtors
Buyer's Agent
Colin Wilcoxen
Cummings & Co. Realtors
List Price
$450,000
Sold Price
$442,000
Premium/Discount to List
-$8,000
-1.78%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,609
Avg. Annual Appreciation
7.16%
Original Mortgage
$433,994
Outstanding Balance
$395,762
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$185,847
Purchase Details
Closed on
May 27, 2020
Sold by
Roszko Bernard E
Bought by
Roszko Bernard E and Roszko Estelle S
Purchase Details
Closed on
May 15, 2008
Sold by
D R Horton Inc
Bought by
Roszko Bernard E and Roszko Kathryn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,500
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Apr 28, 2008
Sold by
D R Horton Inc
Bought by
Roszko Bernard E and Roszko Kathryn
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,500
Interest Rate
5.93%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Elliott Larry N | $442,000 | Fidelity National Title | |
| Roszko Bernard E | -- | None Available | |
| Roszko Bernard E | $350,000 | -- | |
| Roszko Bernard E | $350,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Elliott Larry N | $433,994 | |
| Previous Owner | Roszko Bernard E | $212,000 | |
| Previous Owner | Roszko Bernard E | $251,000 | |
| Previous Owner | Roszko Bernard E | $275,875 | |
| Previous Owner | Roszko Bernard E | $297,500 | |
| Previous Owner | Roszko Bernard E | $297,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/08/2021 09/08/21 | Sold | $442,000 | -1.8% | $102 / Sq Ft |
| 07/20/2021 07/20/21 | Pending | -- | -- | -- |
| 07/14/2021 07/14/21 | For Sale | $450,000 | 0.0% | $104 / Sq Ft |
| 07/05/2021 07/05/21 | Pending | -- | -- | -- |
| 06/23/2021 06/23/21 | Price Changed | $450,000 | -5.3% | $104 / Sq Ft |
| 06/11/2021 06/11/21 | For Sale | $475,000 | +7.5% | $110 / Sq Ft |
| 05/11/2021 05/11/21 | Off Market | $442,000 | -- | -- |
| 04/19/2021 04/19/21 | For Sale | $475,000 | -- | $110 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,053 | $449,200 | $0 | $0 |
| 2024 | $4,053 | $425,200 | $117,100 | $308,100 |
| 2023 | $3,767 | $395,200 | $0 | $0 |
| 2022 | $3,481 | $365,200 | $0 | $0 |
| 2021 | $4,127 | $335,200 | $117,100 | $218,100 |
| 2020 | $3,331 | $331,233 | $0 | $0 |
| 2019 | $3,291 | $327,267 | $0 | $0 |
| 2018 | $3,255 | $323,300 | $102,100 | $221,200 |
| 2017 | $3,223 | $323,300 | $0 | $0 |
| 2016 | -- | $323,300 | $0 | $0 |
| 2015 | $3,593 | $330,700 | $0 | $0 |
| 2014 | $3,593 | $330,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Zachary Zander
-
Colin Wilcoxen
Buyer's Agent in 2021
Colin Wilcoxen
Cummings & Co Realtors
(410) 459-3377
1 in this area
110 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR258938
APN: 06-068375
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