NOT LISTED FOR SALE

2346 Upper Whitewater Rd Sapphire, NC 28774

Sapphire Neighborhood

Estimated Value: $651,000 - $896,000

3 Beds
3.5 Baths
-- Sq Ft
0.68 Acres

Last Sold December 12, 2018

Last sale price $348,000

Est. 124% increase in value since last sale

Current estimated payment $4,558/month

716 Days on Market

Highlights

  • Golf Course Community
  • RV Access or Parking
  • Mountain View
  • Fitness Center
  • Built-In Refrigerator
  • Community Lake

About This Home

As of December 2018

Walk to the lake from this Whisper Lake custom mountain home. Sparkling clean, neat as a pin, and shows like brand new. Whether you are on the rocking chair front porch or on the covered screened deck on the back this home is meant to enjoy the cool days of summer. It's perfect for year-round living with its easy flat access and circle front drive. Everything you need to enjoy life is on one level. The master bedroom has a fireplace to take the chill off cool evenings. The floor to ceiling stone fireplace graces the great room which flows nicely into the kitchen and dining area. The second bedroom works perfect for an office. The loft provides space for a den as well as a 3rd bedroom and bath. From the back deck, there may be a nice view with trimming. Whisper Lake is a wonderful community gathering spot on Thursday nights during the summer. Other times you will find residents throwing in their line for that catch or in their canoes or kayaks. This is a wonderful mountain home to build family memories. Enjoy the amenities of Sapphire Valley Resort---Fairfield Lake so you can canoe, kayak, fish or swim. The other two lakes are meant for canoeing, kayaking or fishing. Two large outdoor pools, a large indoor pool, wet and dry sauna, large fitness center, miniature golf, walking trails and children's playground round out the amenities. Enjoy family and friends with all of the above for only $700 per year. If you wish to enjoy a game of golf, there are two courses to test your skillSapphire National (our 18 hole mountain course) and Red Bird (a 9 hole executive course) you pay only if you play the 9 hole for as little as $55/per person unlimited play per week including a cart. Now that's a real deal! A Zipline course and a ski slope complete the amenities.

Last Agent to Sell the Property

Dorothy Swearingen

NCMountainLife.com Brokerage Phone: 8285533391 Listed on: 11/09/2016

Last Buyer's Agent

Alan Cone

Keller Williams Great Smokies

Keller Williams Great Smokies

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,137

Year Built

  • Built in 2006

Lot Details

  • 0.68 Acre Lot
  • Wooded Lot

Home Design

  • Traditional Architecture
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • Block Exterior

Interior Spaces

  • 1.5-Story Property
  • Furnished or left unfurnished upon request
  • Built-In Features
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Stone Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Workshop
  • Screened Porch
  • Mountain Views
  • Dryer

Kitchen

  • Breakfast Bar
  • Recirculated Exhaust Fan
  • Microwave
  • Built-In Refrigerator
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate
  • Stone

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Basement

  • Exterior Basement Entry
  • Crawl Space

Parking

  • 2 Carport Spaces
  • Circular Driveway
  • RV Access or Parking

Outdoor Features

  • Deck

Utilities

  • Zoned Heating and Cooling
  • Heating System Uses Wood
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 57
  • Assessor Parcel Number 8501-28-6974-000

Community Details

Overview

  • Property has a Home Owners Association
  • Whisper Lake Subdivision
  • Community Lake

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Community Playground
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,137

Year Built

Built in 2006

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.68
  • Road Surface Type: Paved
  • Subdivision Name: Whisper Lake
  • Directions: Hwy 64 to right on Old Post Office Rd, in Sapphire. Continue to stop sign. Turn right on Upper Whitewater Rd. and home is the second on the right.#2346. Easy access with circle drive, parking and carport.
  • Architectural Style: Traditional
  • Carport Y N: Yes
  • Garage Yn: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built: 2006
  • Attribution Contact: 8285533391
  • PropertySubTypeAdditional: Single Family Residence
  • Special Features: None

Interior Features

  • Furnished: Negotiable
  • Appliances: Built-In Refrigerator, Dryer, Dishwasher, Exhaust Fan, Electric Oven, Disposal, Ice Maker, Microwave, Washer
  • Has Basement: Crawl Space, Dirt Floor, Exterior Entry
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log, Gas Starter, Living Room, Primary Bedroom, Stone
  • Fireplace: Yes
  • Flooring: Laminate, Stone, Wood
  • Interior Amenities: Breakfast Bar, Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Workshop
  • Window Features: Skylight(s), Window Treatments

Exterior Features

  • Lot Features: Flag Lot, Level, Partially Cleared, Wooded
  • Pool Features: Community
  • View: Mountain(s), Other
  • View: Yes
  • Waterfront Features: Deeded Access
  • Construction Type: Block, Frame, Wood Siding
  • Foundation Details: Block
  • Other Structures: Shed(s), Workshop
  • Patio And Porch Features: Rear Porch, Covered, Deck, Enclosed, Screened
  • Roof: Shingle

Garage/Parking

  • Carport Spaces: 2.0
  • Covered Parking Spaces: 2.0
  • Parking Features: Circular Driveway, Carport, Paved, Parking Lot, Boat, RV Access/Parking

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling: Central Air, Electric, Heat Pump, Zoned
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump, Wood
  • Heating Yn: Yes
  • Sewer: Sewer Applied for Permit, Septic Tank
  • Utilities: Cable Available, Satellite Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Golf, Lake, Playground, Park, Pool, Trails/Paths, Water Access
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 29620.8
  • Parcel #: 8501-28-6974-000
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Other

Tax Info

  • Tax Annual Amount: 2136.77
  • Tax Lot: 57
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 9, 2016
Closed on
Dec 11, 2018
Sold by
Bryan Thomas E and Bryan Beverly S
Bought by
Fossum Gerald and Fossum Julie
Seller's Agent
Dorothy Swearingen
NCMountainLife.com
Buyer's Agent
Alan Cone
Keller Williams Great Smokies
List Price
$400,000
Sold Price
$348,000
Premium/Discount to List
-$52,000
-13%
Current Estimated Value
$778,385

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$430,385
Avg. Annual Appreciation
14.39%
Original Mortgage
$278,400
Outstanding Balance
$178,781
Interest Rate
4.8%
Mortgage Type
New Conventional
Estimated Equity
$683,605

Purchase Details

Listed on
May 21, 2013
Closed on
Jul 29, 2013
Sold by
Johnston Douglas and Johnston Glorie Anna
Bought by
Bryan Thomas E and Bryan Beverly S
Buyer's Agent
Mary Coker
Looking Glass Realty Sapphire
List Price
$349,000
Sold Price
$325,000
Premium/Discount to List
-$24,000
-6.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.28%
Original Mortgage
$175,000
Interest Rate
4.43%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fossum Gerald $348,000 None Available
Bryan Thomas E $325,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fossum Gerald $278,400
Previous Owner Bryan Thomas E $175,000
Previous Owner Johnston Douglas W $308,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/12/2018 12/12/18 Sold $348,000 -13.0% --
11/26/2018 11/26/18 Pending -- -- --
11/09/2016 11/09/16 For Sale $400,000 +23.1% --
07/29/2013 07/29/13 Sold $325,000 -6.9% --
06/17/2013 06/17/13 Pending -- -- --
05/22/2013 05/22/13 For Sale $349,000 -- --
Source: Highlands-Cashiers Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,197 $873,460 $50,000 $823,460
2024 $2,659 $403,940 $50,000 $353,940
2023 $2,659 $403,940 $50,000 $353,940
2022 $2,659 $403,940 $50,000 $353,940
2021 $2,639 $403,940 $50,000 $353,940
2020 $2,670 $383,690 $0 $0
2019 $2,651 $383,690 $0 $0
2018 $1,915 $383,690 $0 $0
2017 $1,893 $383,690 $0 $0
2016 $2,137 $383,690 $0 $0
2015 $1,629 $410,340 $62,500 $347,840
2014 $1,629 $410,340 $62,500 $347,840
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 85018

APN: 8501-28-6974-000