$300,000
SOLD DEC 13, 2024
2 Beds
1 Bath
1,080 Sq Ft
6,621 Sq Ft Lot

Recently Sold

$278 Per Sq Ft

7 Days on Market

Highlights

  • Water Views
  • Property fronts a channel
  • 1 Car Detached Garage
  • Spencer Loomis Elementary School Rated A
  • Wooded Lot
  • 1-minute walk to Steinken Park

About This Home

As of December 2024

Discover a hidden gem that is a testament to the beauty of antique craftsmanship, beautifully integrated into the home's antique-style decor. This charming 2-bedroom, 1-bath lakeside cottage features a generously sized deck overlooking mature trees and offers direct water access! The full unfinished basement provides endless storage space. The property offers a serene escape, perfect for those who appreciate the finer things in life. While the home needs some TLC, it holds immense potential to become a truly unique retreat.

Last Agent to Sell the Property

Anetta Dabrowski

HomeSmart Connect LLC License #475161093 Listed on: 10/30/2024

HomeSmart Connect LLC

Last Buyer's Agent

Barbara Mashburn

Baird & Warner License #475128996

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,565

Year Built

  • Built in 1946

Lot Details

  • Lot Dimensions are 53 x 128 x 42 x 121
  • Property fronts a channel
  • Wooded Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Parking Included in Price

Home Design

  • Wood Siding

Interior Spaces

  • 1,080 Sq Ft Home
  • 1-Story Property
  • Family Room with Fireplace
  • Living Room
  • Family or Dining Combination
  • Water Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Well

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,565

Year Built

Built in 1946

Lot Details

0

HOA Fees

$13 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1946
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • LivingArea: 1080
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 299000
  • Lot Features: Channel Front, Water View, Wooded
  • Waterfront: Yes
  • Exterior Building Type: Wood Siding

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Garage On-Site: Yes
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Other

Schools

  • Middle/Junior School District: 95

Lot Info

  • Lot Dimensions: 53 X 128 X 42 X 121
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 4565
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 30, 2024
Closed on
Dec 18, 2024
Sold by
Phinney David and Phinney Jacqueline
Bought by
Frank G Mccoy Living Trust and Mccoy
Seller's Agent
Anetta Dabrowski
HomeSmart Connect LLC
Buyer's Agent
Barbara Mashburn
Baird & Warner
List Price
$299,000
Sold Price
$300,000
Premium/Discount to List
$1,000
0.33%
Views
35
Current Estimated Value
$309,482

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,482
Avg. Annual Appreciation
2.40%
Original Mortgage
$200,000
Outstanding Balance
$198,784
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$106,315

Purchase Details

Closed on
May 20, 1999
Sold by
Griffith John P
Bought by
Phinney David L and Phinney Jacqueline W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,400
Interest Rate
6.92%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 Chicago Title
Warranty Deed $300,000 Chicago Title
Warranty Deed $176,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Closed $200,000 New Conventional
Previous Owner $194,000 Unknown
Previous Owner $210,000 Unknown
Previous Owner $17,500 Unknown
Previous Owner $158,400 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/13/2024 12/13/24 Sold $300,000 +0.3% $278 / Sq Ft
11/06/2024 11/06/24 Pending -- -- --
10/30/2024 10/30/24 For Sale $299,000 -- $277 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,566 $86,998 $31,596 $55,402
2023 $4,749 $78,389 $28,469 $49,920
2022 $4,749 $75,572 $27,917 $47,655
2021 $4,581 $73,636 $27,202 $46,434
2020 $4,494 $73,636 $27,202 $46,434
2019 $4,430 $72,994 $26,965 $46,029
2018 $4,370 $73,278 $29,012 $44,266
2017 $4,331 $72,394 $28,662 $43,732
2016 $4,292 $70,101 $27,754 $42,347
2015 $4,158 $66,769 $26,435 $40,334
2014 $4,572 $70,381 $29,918 $40,463
2012 $4,690 $70,529 $29,981 $40,548
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12198941

Midwest Real Estate Data (MRED)

APN: 14-15-103-022