$755,000
SOLD JUN 15, 2026
4 Beds
3 Baths
2,525 Sq Ft
0.45 Acre Lot

Sale Details

Date Sold: June 15, 2026

$299 Per Sq Ft

5% Below List Price

159 Days on Market

Highlights

  • Lake Front
  • Boat Lift
  • Gated Community
  • Dock has access to electricity
  • Screened Pool
  • 0.45 Acre Lot

About This Home

As of June 2026

**WONDERFUL PRICE IMPROVEMENT on this lovely lakefront, pool home, nestled in the charming, gated, SE community of Ruby Lake. This beautiful and spacious 4-bedroom, 3-bath provides the perfect blend of elegance and comfort, with views of Ruby Lake from almost every room in the home. Known for being two of the most sought-after lakes for water skiing and fishing, Ruby Lake and Lake Bess are connected by a canal allowing for plenty of space for all water activities. Both feature slalom courses and jump ramps, delivering high excitement and endless entertainment! Perched on gentle elevation, this property boasts breathtaking sunsets and lush scenery, while also offering some of the best views in this quaint and walkable neighborhood. The elegant entryway leads to the formal living and dining area, with spectacular views of the pool and lake. High ceilings throughout the home, enter the open-concept kitchen, breakfast area, and family room that also showcase the incredible views through an abundance of windows. Savor the gentle breezes flowing through open windows and doors at the back of the home, as the calming sounds of the pool waterfall invite you to unwind. The spacious kitchen features plenty of cabinets, solid surface countertops, a generously sized closet pantry, and a welcoming layout, making it easy for everyone to participate in gatherings. The Main Bedroom serves as a private retreat offering the same stunning pool and lake views, featuring high ceilings, two walk-in closets, and a luxurious en-suite bath with a shower, tub, and dual vanities. A true split floor plan featuring spacious and inviting 2nd and 3rd bedrooms, with generously sized closets, wonderful views and a nicely appointed guest bath in between each. The 4th bedroom is currently being used as an office and is conveniently located near the full pool bath allowing privacy for the whole family and guests. The backyard is a true oasis, boasting a screened-in pool, an outdoor kitchen added in 2016, a relaxing sandy beach area, lush gardens, a dock with a boat lift built in 2020, and irrigation conveniently sourced from the lake. The dock also features a cozy sitting area, perfect for enjoying sunsets or catching the Legoland fireworks. Both the front and back yards create a tropical paradise, filled with majestic Palms, Oaks, Crepe Myrtles, and exotic plants that provide a park-like setting, reduce energy costs, and enhance the serene beauty. Park the car, step into the kitchen from the oversized two-car garage and enjoy the convenience of a spacious laundry room with storage just steps away. The large driveway offers plenty of space for family and guest parking. Relax with peace of mind knowing the roof was updated in 2022, new HVAC March 2026, and the hot water heater is newer. Enjoy this wonderful community and its proximity to all things Central Florida to include nearby theme parks, the Winter Haven Chain of Lakes, known as the "Water Ski Capital of the World", local shopping and restaurants and nearby beaches. Come home to this truly delightful and serene retreat—call today to schedule your private showing!

Last Agent to Sell the Property

Carmen Padilla

LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #3504662 Listed on: 10/25/2025

Last Buyer's Agent

Tara Mruk

COLDWELL BANKER REALTY License #3333953

COLDWELL BANKER REALTY
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,817

Year Built

  • Built in 2000

Lot Details

  • 19,667 Sq Ft Lot
  • Lot Dimensions are 90x195
  • Lake Front
  • East Facing Home
  • Landscaped
  • Irrigation Equipment

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,525 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Sliding Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Chain Of Lake Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Auto Pool Cleaner

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Water Skiing Allowed
  • Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Lake Privileges
  • Outdoor Grill
  • Private Mailbox

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Don Asher & Associates/Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Built by Cassidy
  • Ruby Lake Ph 04 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,817

Year Built

Built in 2000

Lot Details

0.45 Acres

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2525
  • Lot Size Acres: 0.45
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 3419
  • Lot Size Sq Ft: 19667
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 317.64
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 299.01
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 863-293-1234
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Living Area Meters: 234.58

Exterior Features

  • Direction Faces: East
  • Pool Features: Auto Cleaner, Gunite, In Ground, Screen Enclosure
  • Exterior Features: Outdoor Grill, Private Mailbox, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: RUBY LAKE
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Lift,Skiing Allowed
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Canal/Lake For Irrigation, Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association Amenities: Gated
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates/Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with association for all pet restrictions.
  • Association Fee Requirement: Required
  • Association Email: Michellette@DonAsher.com
  • Association URL: RubyLake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856604-000891
  • Additional Parcels: No
  • Lot Features: Landscaped
  • Lot Dimensions: 90x195
  • Flood Zone Code: X

Building Info

  • Builder Name: Cassidy

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Check with the association for all rental restrictions.

Tax Info

  • Tax Annual Amount: 4816.55
  • Tax Book Number: 108-21 THRU 23
  • Tax Lot: 89

Multi Family

  • Waterfront Features: Lake Front, Lake Privileges

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 25, 2025
Closed on
Jun 15, 2026
Sold by
Bought by
Seller's Agent
Carmen Padilla
LOCKHART & ASSOCIATES INC
Buyer's Agent
Tara Mruk
COLDWELL BANKER REALTY
List Price
$795,000
Sold Price
$755,000
Premium/Discount to List
-$40,000
-5.03%
Views
247

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-9.76%

Purchase Details

Closed on
Oct 4, 2018
Sold by
Bought by

Purchase Details

Closed on
Feb 22, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$382,050
Interest Rate
6.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 23, 2005
Sold by
Bought by

Purchase Details

Closed on
Nov 17, 1999
Sold by
Bought by

Purchase Details

Closed on
Jul 12, 1999
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Southeast Winterhaven, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $755,000 Integrity First Title
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- Title Source Inc
Interfamily Deed Transfer -- --
Warranty Deed -- --
Warranty Deed $74,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $382,050 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/15/2026 06/15/26 Sold $755,000 -0.5% $299 / Sq Ft
04/02/2026 04/02/26 Pending -- -- --
03/29/2026 03/29/26 Price Changed $759,000 -3.8% $301 / Sq Ft
01/08/2026 01/08/26 Price Changed $789,000 -0.8% $312 / Sq Ft
10/25/2025 10/25/25 For Sale $795,000 -- $315 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,966 $309,043
2024 $4,698 $300,333
2023 $4,698 $291,585 $0 $0
2022 $4,573 $283,092 $0 $0
2021 $4,591 $274,847 $0 $0
2020 $4,545 $271,052 $0 $0
2018 $4,460 $260,018 $0 $0
2017 $4,133 $254,670 $0 $0
2016 $4,253 $249,432 $0 $0
2015 $4,146 $247,698 $0 $0
2014 $4,170 $245,732 $0 $0
Source: Public Records

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Map

Source: Stellar MLS

MLS Number: P4936774

Stellar MLS

APN: 27-29-07-856604-000891

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