$415,000

Estimated payment $2,499/month

Total Views 23,933
3 Beds
2 Baths
2,107 Sq Ft
$197 Price per Sq Ft

Highlights

  • Gated Community
  • High Ceiling
  • Formal Dining Room
  • Separate Formal Living Room
  • Solid Surface Countertops
  • Rear Porch

About This Home

Welcome to your dream home in the gated community of Ruby Lake! This beautifully designed 3-bedroom, 2-bath Cassidy “Ox” floor plan perfectly balances elegance and everyday comfort. Step inside to discover a spacious layout featuring formal living and dining rooms, along with a generous family room—ideal for both entertaining and relaxed living. The updated kitchen is truly the heart of the home, showcasing sleek quartz countertops, a breakfast bar, closet pantry, and durable tile flooring. Retreat to the impressive primary suite, offering a large 17x15 bedroom, walk-in closet, and a spa-like en suite bath complete with soaking tub, walk-in shower, and dual vanities. Thoughtfully designed, the secondary bedroom and bath are handicap accessible with widened doorways for added ease. Enjoy Florida living year-round on the expansive 10x38 screened lanai—perfect for gatherings or quiet evenings. Additional highlights include an interior laundry room with sink, surround sound throughout, plantation shelving with ambient lighting, ceiling fans, irrigation system with separate meter, and a 2-car garage with a high-profile door. Conveniently located near shopping, dining, medical facilities, schools, and Legoland, with easy access to Tampa and Orlando—this exceptional home truly has it all. Don’t miss your opportunity to make it yours!

Listing Agent

Steve Lockhart

LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #377455 Listed on: 03/20/2026

Co-Listing Agent

Amy Reynolds

LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #3156238

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,731

Year Built

  • Built in 1998

Lot Details

  • 10,193 Sq Ft Lot
  • North Facing Home
  • Irrigation Equipment

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,107 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub

Outdoor Features

  • Screened Patio
  • Rear Porch

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, private road
  • Don Asher & Associates, Inc/Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 01 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,731

Year Built

Built in 1998

Lot Details

10,193 Sq Ft Lot

HOA Fees

$71 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2107
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2828
  • Lot Size Sq Ft: 10193
  • Status: Active
  • Co List Office Mls Id: MFR10258
  • Co List Office Phone: 863-293-1234
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 262.73
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 196.96
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-293-1234
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Crown Molding, High Ceilings, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 195.75

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard
  • Association Amenities: Gated
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates, Inc/Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: No animals, livestock, or poultry of any kind shall be raised, bred or kept on any lot or on the Common Areas.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: www.rubylake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856603-000080
  • Additional Parcels: No
  • Lot Features: City Limits
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: check ruby lake.org for further information or to answer specific questions

Tax Info

  • Tax Annual Amount: 2731.42
  • Tax Book Number: 105-19
  • Tax Lot: 8

3D Interior and Exterior Tours

Floorplan

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,359 $194,526 -- --
2024 $1,279 $189,044 -- --
2023 $1,279 $183,538 -- --
2022 $2,568 $178,192 $0 $0
2021 $2,578 $173,002 $0 $0
2020 $2,547 $170,613 $0 $0
2018 $2,486 $163,667 $0 $0
2017 $2,052 $147,396 $0 $0
2016 $2,183 $144,364 $0 $0
2015 $2,052 $143,360 $0 $0
2014 $2,170 $142,222 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/20/2026 03/20/26 For Sale $415,000 +89.2% $197 / Sq Ft
10/12/2017 10/12/17 Off Market $219,300 -- --
07/14/2017 07/14/17 Sold $219,300 -1.6% $103 / Sq Ft View Prior Sale
05/12/2017 05/12/17 Pending -- -- --
05/08/2017 05/08/17 For Sale $222,900 -- $104 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Interfamily Deed Transfer -- None Available
Warranty Deed $219,300 Real Estate Title Services L
Warranty Deed $138,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $208,335 New Conventional
Previous Owner $60,000 New Conventional
Source: Public Records

About the Listing Agent

Steve Lockhart

LOCKHART & ASSOCIATES INC

(863) 265-1959

Section Image

I'm an expert real estate agent with LOCKHART & ASSOCIATES INC in Winter Haven, FL and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Want an agent who'll really listen to what you want in a home? Need an agent who knows how to effectively market your home so it sells? Give me a call! I'm eager to help and would love to talk to you.

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Source: Stellar MLS

MLS Number: L4960449

Stellar MLS

APN: 27-29-07-856603-000080

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