$294,900
SOLD APR 29, 2026
4 Beds
2 Baths
1,840 Sq Ft
0.28 Acres Lot

Sale Details

Date Sold: April 29, 2026

$160 Per Sq Ft

5% Below List Price

162 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Living Room
  • Ceramic Tile Flooring
  • 2 Car Attached Garage
  • Laundry Room
  • Sliding Doors

About This Home

As of April 2026

Discover this charming 4-bedroom, 2-bath home with 1,840 sqft of comfortable living space in the highly desirable Ruby Lake neighborhood in Southeast Winter Haven. Located near LEGOLAND®, this home offers both convenience and a great sense of community. Enjoy the generous bedrooms, including a comfortable primary suite, plus a backyard ready for play or entertaining! With a fantastic location near schools, shopping, and parks, everything you need is just minutes away. Don’t miss the chance to make this lovely Ruby Lake home yours—schedule a tour today!

Last Agent to Sell the Property

Steve Lockhart

LOCKHART & ASSOCIATES INC Brokerage Phone: 863-293-1234 License #377455 Listed on: 10/22/2025

Last Buyer's Agent

Elayne Conrique

EMPIRE NETWORK REALTY License #3427652

EMPIRE NETWORK REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,193

Year Built

  • Built in 2002

Lot Details

  • 12,227 Sq Ft Lot
  • South Facing Home

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,840 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Dining Room

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Concrete
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • Don Asher & Associates / Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 03 Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,193

Year Built

Built in 2002

Lot Details

0.28 Acres

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1840
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2002
  • Building Area Total: 2623
  • Lot Size Sq Ft: 12227
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 243.68
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 160.27
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-293-1234
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Thermostat
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Living Area Meters: 170.94

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates / Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: check ruby lake.org for further information or to answer specific questions
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: www.rubylake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-855604-000580
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Breed Restrictions
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: check ruby lake.org for further information or to answer specific questions

Tax Info

  • Tax Annual Amount: 5193
  • Tax Book Number: 105-34
  • Tax Lot: 58

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 22, 2025
Closed on
Apr 29, 2026
Sold by
Bought by
Seller's Agent
Steve Lockhart
LOCKHART & ASSOCIATES INC
Buyer's Agent
Elayne Conrique
EMPIRE NETWORK REALTY
List Price
$309,900
Sold Price
$294,900
Premium/Discount to List
-$15,000
-4.84%
Views
722

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.64%
Original Mortgage
$294,900
Outstanding Balance
$294,900
Interest Rate
6.22%
Mortgage Type
VA
Estimated Equity
$693

Purchase Details

Closed on
Oct 7, 2025
Sold by
Bought by

Purchase Details

Closed on
Apr 20, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,000
Interest Rate
4.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 30, 2008
Sold by
Bought by

Purchase Details

Closed on
Oct 7, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,920
Interest Rate
5.66%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Oct 29, 2001
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
6.85%

Purchase Details

Closed on
Feb 19, 1998
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,000
Interest Rate
6.89%
Mortgage Type
New Conventional
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $294,900 Integrity First Title
Quit Claim Deed $100 None Listed On Document
Corporate Deed $136,000 Southern Fincl Title Svcs
Trustee Deed -- None Available
Warranty Deed $239,900 Sunbelt Title Agency
Warranty Deed $21,200 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $294,900 VA
Previous Owner $102,000 Purchase Money Mortgage
Previous Owner $191,920 Fannie Mae Freddie Mac
Previous Owner $125,000 No Value Available
Previous Owner $84,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/29/2026 04/29/26 Sold $294,900 +1.7% $160 / Sq Ft
04/02/2026 04/02/26 Pending -- -- --
02/10/2026 02/10/26 Price Changed $289,900 -3.4% $158 / Sq Ft
11/21/2025 11/21/25 Price Changed $299,999 -3.2% $163 / Sq Ft
10/22/2025 10/22/25 For Sale $309,900 -- $168 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,193 $290,372 $76,000 $214,372
2024 $4,866 $268,448 -- --
2023 $4,866 $244,044 $0 $0
2022 $4,384 $221,858 $0 $0
2021 $3,988 $201,689 $56,000 $145,689
2020 $3,949 $198,544 $53,000 $145,544
2018 $3,502 $170,910 $51,000 $119,910
2017 $3,037 $156,541 $0 $0
2016 $3,105 $149,816 $0 $0
2015 $2,955 $147,247 $0 $0
2014 $3,084 $148,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: P4936792

Stellar MLS

APN: 27-29-07-855604-000580

Your Personal Tour Guide

Ask me questions while you tour the home.