$409,000
$20K PRICE DROP

Estimated payment $2,809/month

Total Views 396
4 Beds
2 Baths
2,215 Sq Ft
$185 Price per Sq Ft

Highlights

  • Gated Community
  • Open Floorplan
  • Home Office
  • Frank E. Brigham Academy Rated 9+
  • Vaulted Ceiling
  • 2 Car Attached Garage

About This Home

Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County’s most desirable gated communities, this beautifully renovated home is move-in ready.

The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room—perfect for everyday living and entertaining.

The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard.

Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!

Listing Agent

Brenda Brooks

KELLER WILLIAMS REALTY SMART 1 Brokerage Phone: 863-508-3000 License #3469835 Listed on: 08/25/2026

KELLER WILLIAMS REALTY SMART 1

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,941

Year Built

  • Built in 1998

Lot Details

  • 10,411 Sq Ft Lot
  • Lot Dimensions are 83x125
  • East Facing Home
  • Irrigation Equipment

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,215 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Home Office

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Ruby Lake HOA Inc Michellette Ramos Association, Phone Number (407) 483-1301
  • Ruby Lake Ph 02 Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,941

Year Built

Built in 1998

Lot Details

10,411 Sq Ft Lot

HOA Fees

$71 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Standard Status: Active
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2215
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1998
  • Building Area Total: 2831
  • Lot Size Sq Ft: 10411
  • MLS Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 263.01
  • Escrow City: Davenport
  • Escrow State: FL
  • Escrow Street Name: Deer Creek Commerce Ln
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 184.65
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-508-3000
  • Tax Year: 2025
  • Special Features: 4108

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 205.78

Exterior Features

  • Direction Faces: East
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Fee: 425
  • Association Fee Frequency: Semi-Annually
  • Association Name: Ruby Lake HOA Inc Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please refer to HOA Bylaws
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Lot Info

  • Parcel Number: 27-29-07-855605-000530
  • Additional Parcels: No
  • Lot Dimensions: 83x125
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please refer to HOA Bylaws

Tax Info

  • Tax Annual Amount: 4941.37
  • Tax Book Number: 106-10
  • Tax Lot: 53

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,941 $307,719
2024 $2,399 $174,969
2023 $2,399 $169,873 $0 $0
2022 $2,325 $164,925 $0 $0
2021 $2,323 $160,121 $0 $0
2020 $2,295 $157,910 $0 $0
2018 $2,226 $151,482 $0 $0
2017 $2,061 $148,366 $0 $0
2016 $2,192 $145,314 $0 $0
2015 $2,061 $144,304 $0 $0
2014 $2,166 $143,159 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/18/2026 09/18/26 Price Changed $409,000 -4.7% $185 / Sq Ft
08/25/2026 08/25/26 For Sale $429,000 +5.9% $194 / Sq Ft
12/02/2024 12/02/24 Sold $405,000 -3.5% $183 / Sq Ft View Prior Sale
10/22/2024 10/22/24 Pending -- -- --
10/13/2024 10/13/24 Price Changed $419,900 -2.3% $190 / Sq Ft
09/23/2024 09/23/24 For Sale $429,900 -- $194 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $405,000 Advantage Title Services
Warranty Deed $290,000 Advantage Title Services
Warranty Deed $135,000 --
Warranty Deed $25,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $12,809 FHA
Open $397,664 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: S5156261

Stellar MLS

APN: 27-29-07-855605-000530

Your Personal Tour Guide

Ask me questions while you tour the home.