$480,000
SOLD SEP 10, 2025

239 Bear Gulch Rd Summit, NY 12175

4 Beds
2 Baths
1,245 Sq Ft
0.92 Acres

Recently Sold

$386 Per Sq Ft

10% Below List Price

21 Days on Market

Highlights

  • Lake Front
  • Contemporary Architecture
  • Stone Countertops
  • Deck
  • Main Floor Primary Bedroom
  • No HOA

About This Home

As of September 2025

Overlooking Bear Gulch Lake, a spring-fed mountain lake offering all water sports, this meticulously maintained year-round lake home is just 3 hours from the GWB and 45 minutes from the Capital District. With 106 feet of direct lake frontage, this 4 bed, 2 bath retreat features a gourmet kitchen with granite countertops, vaulted ceilings, and a grand open floor plan perfect for entertaining. Relax in the living room with a cozy wood burning fireplace or take in the views from the back deck. The finished lower level features a spacious family room, guest rooms, full bath and walk-out access to patio. This property was thoughtfully designed for entertaining, guest comfort, and relaxed living with attention to detail throughout. A heated 2-car garage with epoxy floors. A must see !

Last Agent to Sell the Property

Matthew Loder

Country Boy Realty License #10311204132 Listed on: 06/27/2025

Last Buyer's Agent

Thomas Van Raalte, Jr.

Select Sotheby's Int Realty License #40VA0919966

Select Sotheby's Int Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,548

Year Built

  • Built in 1990 | Remodeled

Lot Details

  • 0.92 Acre Lot
  • Lot Dimensions are 102x402x102x408
  • Lake Front
  • Property fronts a private road
  • Landscaped
  • Lot Has A Rolling Slope

Parking

  • 2 Car Detached Garage
  • Heated Garage
  • Workshop in Garage
  • Garage Door Opener
  • Driveway
  • Secured Garage or Parking

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Asphalt

Interior Spaces

  • 2-Story Property
  • Wood Burning Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Blinds
  • Rods
  • Window Screens
  • Sliding Doors
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Laminate Flooring
  • Lake Views

Kitchen

  • Convection Oven
  • Gas Oven
  • Range
  • Dishwasher
  • Stone Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement
  • Basement Window Egress

Home Security

  • Home Security System
  • Storm Doors
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Deck

Utilities

  • No Cooling
  • Heating System Uses Propane
  • Heating System Uses Wood
  • Heating System Powered By Owned Propane
  • Baseboard Heating
  • Underground Utilities
  • 200+ Amp Service
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Building Fire Alarm

Listing and Financial Details

  • Legal Lot and Block 38.000 / 3
  • Assessor Parcel Number 434800 100.4-3-38

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,548

Year Built

Built in 1990 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1990
  • Directions: From Cobleskill Country Boy Office continue straight onto onto NY-10S/NY-7 W/W Main Street, Turn LEft onto NY-10S, turn Right onto Charlotte Valley Rd, Turn Right onto Bear Gulch Rd, property on the Left.
  • Above Grade Finished Sq Ft: 1245.0
  • Architectural Style: Contemporary
  • Financial Details General Taxes: 3642.44
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2905.07
  • School Taxes Description: Actual
  • Lot Size Acres: 0.92
  • Lot Size: 102X402X102X408
  • New Construction: No
  • Parking Features Parking Total: 10.0
  • Primary Bathrooms Level: First
  • Primary Bedroom Level: First
  • Sale Detail Seller Contribution: No
  • Water Body Name: Bear Gulch Lake
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Laminate: Yes
  • Percent Basement Finished: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Basement Heated: Yes
  • View:Lake2: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Concrete Perimeter: Yes
  • Levels Two: Yes
  • Directions Remarks: Public Remarks: Overlooking Bear Gulch Lake, a spring-fed mountain lake offering all water sports, this meticulously maintained year-round lake home is just 3 hours from the GWB and 45 minutes from the Capital District. With 106 feet of direct lake frontage, this 4 bed, 2 bath retreat features a gourmet kitchen with granite countertops, vaulted ceilings, and a grand open floor plan perfect for entertaining. Relax in the living room with a cozy wood burning fireplace or take in the views from the back deck. The finished lower level features a spacious family room, guest rooms, full bath and walk-out access to patio. This property was thoughtfully designed for entertaining, guest comfort, and relaxed living with attention to detail throughout. A heated 2-car garage with epoxy floors. A must see !
  • Special Features: None

Interior Features

  • Flooring: Laminate
  • Basement: Finished, Full, Heated, Interior Entry, Slab, Walk-Out Access
  • Interior Amenities: High Speed Internet
  • Appliances: Convection Oven, Dishwasher, Gas Oven, Range, Refrigerator, Tankless Water Heater, Washer/Dryer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1245.0
  • Door Features: Sliding Doors
  • Fireplace Features: Living Room, Wood Burning
  • Fireplaces: 1
  • Living Area: 1245.0
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Screens, Blinds, Curtain Rods, Double Pane Windows, Egress Window, Insulated Windows
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: Basement
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Gas Oven: Yes
  • Basement:Walk-Out Access: Yes
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Appliances:WasherDryer: Yes
  • Fireplace Features:Living Room: Yes
  • Basement:Slab2: Yes
  • Attic Features:Hatch: Yes
  • Basement:Interior Entry: Yes
  • Appliances Range: Yes
  • Appliances:Tankless Water Heater: Yes
  • Appliances:Convection Oven: Yes
  • Kitchen Features:Gourmet Kitchen: Yes
  • Interior Features:Stone Countertops: Yes
  • Interior Features:Open Floorplan: Yes

Exterior Features

  • Exterior Features: Storm Door(s)
  • Roof: Shingle, Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: None
  • Foundation Details: Concrete Perimeter
  • Other Structures: Garage(s)
  • Patio And Porch Features: Composite Deck, Deck
  • View: Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Property Condition: Updated/Remodeled
  • Waterfront Features:Lake Front: Yes
  • Waterfront Features:Waterfront: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Door Features:Sliding Doors: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Storm Door(s): Yes
  • Window Features:Curtain Rods: Yes
  • Lot Features:Road Frontage: Yes
  • Window Features:Blinds: Yes
  • Lot Features:Rolling Slope: Yes
  • Lot Features:Views: Yes
  • Window Features:Screens: Yes
  • Window Features:Double Pane Windows: Yes
  • Window Features:Egress Window: Yes
  • Patio And Porch Features:Composite Deck: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Storage, Workshop in Garage, Detached, Driveway, Garage Door Opener, Heated Garage
  • Attached Garage: No
  • Total Parking Spaces: 10.0
  • Property Detail:Garage Spaces: 2.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Heated Garage: Yes
  • Parking Features:Workshop in Garage: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Storage: Yes
  • Security Features:Secured GarageParking: Yes

Utilities

  • Utilities: Cable Connected, Underground Utilities
  • Sewer: Septic Tank
  • Cooling: None
  • Electric: Underground, 200+ Amp Service
  • Heating: Baseboard, Propane, Propane Tank Owned, Wood
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Security: Secured Garage/Parking, Smoke Detector(s), Security System, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Propane: Yes
  • Heating:Wood3: Yes
  • Heating:Propane Tank Owned: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Land Lease: No
  • Lot Features: Rolling Slope, Road Frontage, Views, Landscaped, Waterfront
  • Parcel #: 434800 100.4-3-38
  • Lot Size Sq Ft: 40075.2

Tax Info

  • Tax Annual Amount: 6548.0
  • Tax Block: 3
  • Tax Lot: 38.000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2014
Closed on
Aug 28, 2014
Sold by
Boreali Fred D
Bought by
Massaro Antimo and Massaro
Seller's Agent
Matthew Loder
Country Boy Realty
Buyer's Agent
Matthew Loder
Country Boy Realty
List Price
$169,900
Sold Price
$152,000
Premium/Discount to List
-$17,900
-10.54%
Current Estimated Value
$450,365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$298,365
Avg. Annual Appreciation
9.97%

Purchase Details

Closed on
Sep 3, 2010
Sold by
Boreali Fred
Bought by
Boreali Betty
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $152,000 Michael L. Breen
Interfamily Deed Transfer -- None
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/10/2025 09/10/25 Sold $480,000 -3.8% $386 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/11/2025 07/11/25 Price Changed $499,000 -6.7% $401 / Sq Ft
06/27/2025 06/27/25 For Sale $534,900 +251.9% $430 / Sq Ft
09/05/2014 09/05/14 Sold $152,000 -10.5% $155 / Sq Ft View Prior Sale
08/01/2014 08/01/14 Pending -- -- --
06/12/2014 06/12/14 For Sale $169,900 -- $173 / Sq Ft
Source: Global MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,548 $98,700 $15,600 $83,100
2023 $6,407 $98,700 $15,600 $83,100
2022 $6,418 $98,700 $15,600 $83,100
2021 $6,114 $98,700 $15,600 $83,100
2020 $4,287 $68,000 $15,600 $52,400
2019 $4,303 $68,000 $15,600 $52,400
2018 $4,303 $68,000 $15,600 $52,400
2017 $4,017 $68,000 $15,600 $52,400
2016 $3,961 $68,000 $15,600 $52,400
2015 -- $58,000 $15,600 $42,400
2014 -- $58,000 $15,600 $42,400
Source: Public Records

Agents Affiliated with this Home

  • Matthew Loder

    Seller's Agent in 2025

    Matthew Loder

    Country Boy Realty

    (518) 378-1235

    47 in this area

    562 Total Sales

    Matthew Loder
    Section Image

  • T

    Buyer's Agent in 2025

    Thomas Van Raalte, Jr.

    Select Sotheby's Int Realty

    Section Image
See All Agents

Map

Source: Global MLS

MLS Number: 202520615

Global MLS

APN: 434800-100-004-0003-038-000-0000

New York Schoharie County Summit 12149

239 Bear Gulch Rd, Summit, NY

Sold

Detached

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