$219,900
PENDING

342 Bear Gulch Rd Summit, NY 12175

Summit Area

Estimated payment $1,431/month

Total Views 54,192
2 Beds
1 Bath
831 Sq Ft
$265 Price per Sq Ft

Highlights

  • Docks
  • Waterfront
  • Cathedral Ceiling
  • Property is near a lake
  • Deck
  • Wood Flooring

About This Home

Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards, perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.

Listing Agent

Christy Dahms

Listing by Charlotteville Realty, LLC Brokerage Phone: 607-434-5993 License #10491213648 Listed on: 05/01/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,173

Year Built

  • Built in 1950

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 113x38
  • Waterfront
  • Rural Setting
  • Rectangular Lot
  • 100.4-4-2

Home Design

  • Cottage
  • Bungalow
  • Cabin
  • Pillar, Post or Pier Foundation
  • Wood Siding
  • Shake Siding
  • Cedar

Interior Spaces

  • 831 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Attic Fan

Kitchen

  • Country Kitchen
  • Electric Oven
  • Electric Range
  • Microwave

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 1 Full Bathroom

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Property is near a lake
  • Docks
  • Access to a Dock
  • Deck

Utilities

  • Ductless Heating Or Cooling System
  • Heat Pump System
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet

Community Details

  • Bear Gulch Lake Subdivision

Listing and Financial Details

  • Assessor Parcel Number 100.4-4-6

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,173

Year Built

Built in 1950

Lot Details

6,098 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1950
  • Attribution Contact: 607-434-5993
  • Lot Features: Rectangular, Rectangular Lot, Rural Lot
  • Water Body Name: Bear Gulch Pond
  • Subdivision Name: Bear Gulch Lake
  • Directions: Rte 10 to Summit, Charlotte Valley Rd to Bear Gulch Rd, on the right before the end of the lake.
  • Architectural Style: Bungalow, Cabin, Cottage, Ranch
  • Flooring: Hardwood, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Cathedral Ceiling(s), Separate/Formal Living Room, Country Kitchen, Living/Dining Room, Partially Furnished, Natural Woodwork, Window Treatments, Bedroom on Main Level, Main Level Primary
  • Unit Levels: One
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Basement: None
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 2
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 0.14
  • Waterfront Features: Dock Access, Lake
  • Waterfront: Yes
  • Construction Type: Cedar, Shake Siding, Wood Siding
  • Exterior Features: Deck, Dock, See Remarks
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage, Driveway

Utilities

  • Cooling: Ductless, Heat Pump, Attic Fan
  • Cooling Y N: Yes
  • Heating: Ductless, Electric, Heat Pump, Other, See Remarks, Baseboard
  • HeatingYN: Yes
  • Utilities: High Speed Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Parcel Number: 100.4-4-6
  • Lot Dimensions: 113X38
  • ResoLotSizeUnits: Acres
  • Additional Parcels Description: 100.4-4-2

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 3173.0

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,833 $45,200 $3,160 $42,040
2024 $2,833 $42,700 $3,160 $39,540
2023 $2,772 $42,700 $3,160 $39,540
2022 $2,550 $42,700 $3,160 $39,540
2021 $2,156 $34,800 $3,160 $31,640
2020 $2,194 $34,800 $3,160 $31,640
2019 $2,202 $34,800 $3,160 $31,640
2018 $2,202 $34,800 $3,160 $31,640
2017 $2,056 $34,800 $3,160 $31,640
2016 $2,027 $34,800 $3,160 $31,640
2015 -- $34,800 $3,160 $31,640
2014 -- $34,800 $3,160 $31,640
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2026 06/30/26 Sold $212,000 -3.6% $255 / Sq Ft View Prior Sale
05/20/2026 05/20/26 Pending -- -- --
05/02/2026 05/02/26 For Sale $219,900 -- $265 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $23,000 Peter Mauhs
Source: Public Records

About the Listing Agent

Christy Dahms

Listing by Charlotteville Realty, LLC

(518) 600-2764

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I've been a licensed real estate agent and now broker/owner for 28 years, and celebrated my 20th year as an independent broker in 2026. I'm a woman-owned, independent brokerage that I built from the ground up, and along the way, my husband and I raised two amazing children and restored two historic buildings on the main street in Charlotteville.

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    The hunter and sportsman's retreat you have been dreaming about building already exists. 10.97 private acres in Summit, NY, with trails cut throughout, deer stands already set, a pond at the bottom of the property, and a wood-fired sauna sitting right at the water's edge. That is the whole day, start to finish. Walk your own trails out to a stand at first light. Come back at dark, build the fire

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  • L9.111 Lutheranville Rd, Summit, NY 12175

    $57,000 Pending

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    Welcome to L9.111 Lutheranville Rd, Summit, NY, on 12.34 acres of picturesque land in Schoharie County. Boasting several level building tiers with southern exposure, frontage on two roads, woods for hunting and recreation, and a rough driveway in place. Notably, The Snook Cemetery is part of this vast expanse, adding an element of history and character to its allure. Embark on outdoor adventures

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  • L9.112 Lutheranville Rd, Summit, NY 12175

    $42,900

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    Welcome to L9.112 Lutheranville Rd, Summit, NY, 12175 on 5.986 acres in Schoharie County. This property offers an irresistible opportunity for those seeking a picturesque retreat nestled between Oneonta and Cobleskill. With several open building areas to choose from, privacy, and woods with old logging trails for hiking and recreation, this land provides a canvas for creating your dream escape.

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  • 298 Meade Rd, Charlotteville, NY 12036

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  • 137 Stone Ridge Dr, Charlottevle, NY 12036

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Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1678070

Otsego-Delaware Board of REALTORS®

APN: 434800-100-004-0004-006-000-0000

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