$219,900

342 Bear Gulch Rd Summit, NY 12175

Estimated payment $1,430/month

Total Views 48,494
2 Beds
1 Bath
831 Sq Ft
$265 Price per Sq Ft

Highlights

  • Lake Front
  • Mountainous Lot
  • Ranch Style House
  • Deck
  • Private Lot
  • Cathedral Ceiling

About This Home

Welcome to 342 Bear Gulch Rd in Summit, NY-a delightful 2-bedroom, 1-bath bungalow offering 28 feet of private frontage on scenic Bear Gulch Lake. This inviting three-season retreat combines rustic charm with modern comfort, featuring an open floor plan, cathedral ceilings, natural woodwork, and a cozy pellet stove. The living and dining area extends seamlessly to a lake-facing deck, where you can start your mornings with coffee or wind down with sunset views over the water. Step outside to your private grassy sitting area by the shore, complete with access for small motorboats, kayaks, and paddleboards-perfect for fishing, relaxing, and summer fun. The property also features cedar shake siding, durable vinyl and wood flooring, updated kitchen appliances, and high-speed internet, ensuring you can stay connected while enjoying lake life. Situated in the Cobleskill-Richmondville School District, this property offers both privacy and convenience. You're just a short drive to Cobleskill's shops and restaurants, with easy access to outdoor recreation across Schoharie County. Explore nearby attractions in Albany or historic Cooperstown, both within reach for day trips. Whether you're seeking a peaceful getaway, investment opportunity, or affordable lakefront retreat, this Bear Gulch Lake bungalow is a rare find in Upstate New York lake living.

Listing Agent

Christy Dahms

Charlotteville Realty License #37DA1114523 Listed on: 05/02/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,173

Year Built

  • Built in 1950 | Remodeled

Lot Details

  • 6,098 Sq Ft Lot
  • Lake Front
  • Property fronts a private road
  • Private Lot
  • Level Lot
  • Mountainous Lot
  • Property is zoned Single Residence

Home Design

  • Ranch Style House
  • Cottage
  • Camp Architecture
  • Bungalow
  • Pillar, Post or Pier Foundation
  • Shingle Roof
  • Wood Siding
  • Shingle Siding
  • Cedar Siding
  • Asphalt

Interior Spaces

  • 831 Sq Ft Home
  • Cathedral Ceiling
  • Paddle Fans
  • Double Pane Windows
  • Blinds
  • Window Screens
  • Great Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Country Kitchen
  • Range
  • Microwave

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom

Attic

  • Partial Attic
  • Storage In Attic

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 1 Parking Space
  • Driveway

Outdoor Features

  • Deck

Utilities

  • Cooling Available
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • Electric Baseboard Heater
  • 100 Amp Service
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 6 / 4
  • Assessor Parcel Number 100.4-4-6 434800

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,173

Year Built

Built in 1950 | Remodeled

Lot Details

6,098 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1950
  • Directions: Rte 10 to Summit, Charlotte Valley Rd to Bear Gulch Rd, on the right before the end of the lake
  • Above Grade Finished Sq Ft: 831.0
  • Architectural Style: Ranch, Bungalow, Cottage, Camp
  • Financial Details General Taxes: 1460.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1713.0
  • School Taxes Description: Actual
  • Village Taxes Description: Actual
  • Lot Size Acres: 0.14
  • New Construction: No
  • Full Bathroom Level: First
  • Water Body Name: Bear Gulch Lake
  • Subdivision Name: Select One
  • Special Features: VirtualTour

Interior Features

  • Flooring: Wood, Vinyl
  • Basement: None
  • Interior Amenities: Cathedral Ceiling(s), High Speed Internet, Paddle Fan
  • Appliances: Range, Refrigerator, Microwave
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Pellet Stove, Living Room
  • Fireplaces: 1
  • Living Area: 831.0
  • Bedroom Level: First
  • Great Room Level: First
  • Kitchen Level: First
  • Window Features: Blinds, Double Pane Windows, Screens
  • Bathroom Levels Full Bathroom 1: 1st
  • Fireplace: Yes
  • Dining Room Type: Combined DR/LR, Dining Area, Great Room

Exterior Features

  • Exterior Features: None
  • Roof: Asphalt, Shingle
  • Construction Type: Wood Siding, Shingle Siding, Cedar, Tex 11 Siding
  • Fencing: None
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: None
  • Patio And Porch Features: Deck
  • View: Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 1.0
  • Property Detail:Parking YN: Yes

Utilities

  • Sewer: Septic Tank
  • Cooling: Heat Pump
  • Electric: 100 Amp Service, Circuit Breakers
  • Heating: Electric, Pellet Stove, Baseboard, Heat Pump
  • Laundry Features: None
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Level, Mountain(s), Private, Road Frontage, Sloped, Views
  • Parcel #: 100.4-4-6 434800
  • Lot Size Sq Ft: 6098.4

Tax Info

  • Tax Annual Amount: 3173.0
  • Tax Block: 4
  • Tax Lot: 6

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,833 $45,200 $3,160 $42,040
2024 $2,833 $42,700 $3,160 $39,540
2023 $2,772 $42,700 $3,160 $39,540
2022 $2,550 $42,700 $3,160 $39,540
2021 $2,156 $34,800 $3,160 $31,640
2020 $2,194 $34,800 $3,160 $31,640
2019 $2,202 $34,800 $3,160 $31,640
2018 $2,202 $34,800 $3,160 $31,640
2017 $2,056 $34,800 $3,160 $31,640
2016 $2,027 $34,800 $3,160 $31,640
2015 -- $34,800 $3,160 $31,640
2014 -- $34,800 $3,160 $31,640
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/02/2026 05/02/26 For Sale $219,900 -- $265 / Sq Ft
Source: Global MLS

Purchase History

Date Type Sale Price Title Company
Deed $23,000 Peter Mauhs
Source: Public Records

About the Listing Agent

Christy Dahms
Christy Dahms

Charlotteville Realty

(518) 600-2764

Section Image

I've been a licensed real estate agent and now broker/owner for 14 yrs. I grew up in Charlotteville and my husband and I are now raising our children. I am honest and hard working and I will work with you to sell your house find your dream home or vacation property.

View Christy's Profile

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Source: Global MLS

MLS Number: 202616332

Global MLS

APN: 434800-100-004-0004-006-000-0000

New York Schoharie County Summit 12149

342 Bear Gulch Rd, Summit, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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