NOT LISTED FOR SALE

Estimated Value: $391,000 - $542,000

2 Beds
1 Bath
860 Sq Ft
$539/Sq Ft Est. Value

Last Sold March 24, 2023

Last sale price $420,000 $488 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $2,890/month

1 Day on Market

Highlights

  • Open Floorplan
  • Deck
  • Walking Distance to Water
  • Kathleen E. Goodwin School Rated A-
  • Screened Porch
  • Laundry Room

About This Home

As of March 2023

Hard to find a house this charming and move-in ready at this price point! The Chic Retreat is a bungalow-style home walkable to Main Street and Saybrook Point. The light and bright open floor lives large with space for entertaining, relaxing or preparing dinner in the beautiful kitchen with ample cabinets, updated lighting and granite countertops. The primary bedroom spans the entire upper floor with room for a large bed, desk/vanity area and storage in dual closets. Take a look at South Cove/Long Island Sound out the back bedroom windows. The second bedroom is on the main level with large closet and pocket door. So stylish, the designer full bath has charcoal-colored walls with gorgeous wallpaper with gold and silver accents. First floor laundry room features a stackable washer/dryer along with an area for storage. Sure to be a favorite, you will not want to leave the charming screened-in porch with view of the natural habitat behind the home. Venture into the backyard deck area and envision great summer nights seated around a firepit. An adorable cottage style shed provides room for your bikes and beach chairs. Have fun at 2 nearby beaches, the Essex Steam Train, and golf/mini-golf or choose to stroll to antique shops, restaurants or The Kate (The Katharine Hepburn Cultural Arts Center) located along picturesque Main Street. Old Saybrook is easy to reach from either Boston or New York. Agent has ownership interest. Will go fast!

Last Listed By

Lynn Toper

CR Premier Properties License #RES.0807181 Listed on: 02/07/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,753

Year Built

  • Built in 1930

Lot Details

  • 5,663 Sq Ft Lot

Home Design

  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding
  • Piling Construction

Interior Spaces

  • 860 Sq Ft Home
  • Open Floorplan
  • Screened Porch
  • Storm Doors

Kitchen

  • Electric Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Parking

  • 4 Parking Spaces
  • Parking Deck

Outdoor Features

  • Walking Distance to Water
  • Deck
  • Exterior Lighting
  • Shed
  • Rain Gutters

Location

  • Flood Zone Lot
  • Property is near shops
  • Property is near a golf course

Schools

  • Kathleen E. Goodwin Elementary School
  • Old Saybrook High School

Utilities

  • Mini Split Air Conditioners
  • Wall Furnace
  • Baseboard Heating
  • Heating System Uses Oil Above Ground
  • Heating System Mounted To A Wall or Window
  • Heating System Uses Propane
  • Tankless Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 1025748

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,753

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Bungalow
  • Sq Ft Est Heated Above Grade: 860
  • Total Sq Ft: 860
  • Year Built: 1930
  • New Construction: No/Resale
  • Nearby Amenities: Golf Course, Health Club, Library, Medical Facilities, Park, Shopping/Mall
  • Remarks Public Addendum: Septic redone in 2016. Pics done before flooring was changed on first floor. New flooring is oak waterproof laminate. The split AC system was moved to a new area in the home and the installation will need to be completed by the new owners. Furnishings, home decor, linens, etc. are negotiable. BEST AND FINAL OFFERS BY MONDAY., FEB. 20TH AT 5 PM, DECISION MADE MONDAY NIGHT. THANK YOU!
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Public Record Gross Sq Ft: 1140
  • Directions: Main Street to Maple Ave. House on the left.
  • Financing Used: Conventional Fixed
  • Living Area Sq Ft Per Public Record: 860
  • Spec Assoc Asses: No
  • Street Type: Avenue
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 5
  • Total Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement Description: None
  • Interior Amenities: Cable - Pre-wired, Open Floor Plan
  • Appliances: Electric Range, Microwave, Refrigerator, Washer, Dryer
  • Additional Rooms: Laundry Room
  • Laundry Room Location: main floor
  • Laundry Room Info: Main Level
  • Attic: No
  • Street Number Modifier: 24
  • Other SqFt Description: Assessor recently updated the square footage from 700 to 860 sq. ft.

Exterior Features

  • Exterior Features: Deck, Gutters, Lighting, Porch-Screened, Shed
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Piling
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Walk to Water
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Total Parking Spaces: 4
  • Garage And Parking: Paved, Driveway

Utilities

  • Cooling System: Split System
  • Heat Type: Baseboard, Wall Unit
  • Heat Fuel Type: Electric, Propane
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Tankless Hotwater
  • Water Source: Public Water Connected
  • Sewer: Septic

Schools

  • Elementary School: Kathleen E. Goodwin
  • High School: Old Saybrook

Green Features

  • Energy Features: Storm Doors

Lot Info

  • Acres: 0.13
  • Lot Description: In Flood Zone Cleared Level Lot
  • Flood Zone: Yes
  • Zoning: A
  • Parcel #: 1025748

Tax Info

  • Tax Year: July 2022-June 2023
  • Property Tax: 2753
  • Total Assessed Value: 137100
  • Mil Rate Total: 20.08

MLS Schools

  • Elementary School: Kathleen E. Goodwin
  • High School: Old Saybrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 7, 2023
Closed on
Mar 24, 2023
Sold by
Transformations By Toper
Bought by
Ellsworth Amy E
Seller's Agent
Lynn Toper
CR Premier Properties
Buyer's Agent
Veronica Marshall
William Raveis Real Estate
List Price
$399,999
Sold Price
$420,000
Premium/Discount to List
$20,001
5%
Total Days on Market
1
Views
69
Current Estimated Value
$463,960

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$43,960
Avg. Annual Appreciation
4.81%
Original Mortgage
$310,800
Outstanding Balance
$303,779
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$160,181

Purchase Details

Listed on
Aug 21, 2021
Closed on
Oct 14, 2021
Sold by
Verrelli Jeanne M
Bought by
Transformations By Toper
Seller's Agent
Nick Prevost
William Raveis Real Estate
Buyer's Agent
Lynn Toper
CR Premier Properties
List Price
$269,900
Sold Price
$215,000
Premium/Discount to List
-$54,900
-20.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
59.20%
Original Mortgage
$172,000
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Aug 4, 2017
Closed on
Jun 19, 2018
Sold by
Chaffee Patricia A and Steele James
Bought by
Verrelli Jeanne M
Seller's Agent
Sherri-Lynn Milkie
Berkshire Hathaway NE Prop.
Buyer's Agent
Carol Mancini
William Pitt Sotheby's Int'l
List Price
$237,900
Sold Price
$200,000
Premium/Discount to List
-$37,900
-15.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.20%

Purchase Details

Listed on
Apr 11, 2014
Closed on
Aug 18, 2014
Sold by
Livernoche Diane S and Livernoche Joseph J
Bought by
Chffee Patricia A and Steele James
Seller's Agent
Joel Lucas
Coldwell Banker Realty
Buyer's Agent
Lu-Ann Perkins
RE/MAX on the Bay
List Price
$239,000
Sold Price
$192,000
Premium/Discount to List
-$47,000
-19.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.07%
Original Mortgage
$154,400
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 19, 1995
Sold by
Cusson Paul B
Bought by
Livernoche Diane S and Livernoche Joseph J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
8.55%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 15, 1994
Sold by
Source One Mtg Svcs
Bought by
Cusson Paul B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
7.25%
Mortgage Type
Unknown

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ellsworth Amy E $420,000 None Available
Transformations By Toper $215,000 None Available
Verrelli Jeanne M $200,000 --
Chffee Patricia A $193,000 --
Livernoche Diane S $89,400 --
Cusson Paul B $27,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ellsworth Amy E $310,800
Previous Owner Transformations By Toper $177,000
Previous Owner Transformations By Toper $172,000
Previous Owner Harmon James $154,400
Previous Owner Harmon James $50,000
Previous Owner Harmon James $30,000
Previous Owner Harmon James $95,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2023 03/24/23 Sold $420,000 +5.0% $488 / Sq Ft
02/20/2023 02/20/23 Pending -- -- --
02/18/2023 02/18/23 For Sale $399,999 +86.0% $465 / Sq Ft
10/14/2021 10/14/21 Sold $215,000 -20.3% $307 / Sq Ft
10/07/2021 10/07/21 For Sale $269,900 0.0% $386 / Sq Ft
10/04/2021 10/04/21 Pending -- -- --
09/29/2021 09/29/21 Pending -- -- --
09/03/2021 09/03/21 For Sale $269,900 +35.0% $386 / Sq Ft
06/18/2018 06/18/18 Sold $200,000 -4.7% $196 / Sq Ft
03/31/2018 03/31/18 Pending -- -- --
03/24/2018 03/24/18 Price Changed $209,900 -2.3% $206 / Sq Ft
01/15/2018 01/15/18 Price Changed $214,900 -1.4% $211 / Sq Ft
11/13/2017 11/13/17 Price Changed $217,900 -4.4% $214 / Sq Ft
10/15/2017 10/15/17 Price Changed $227,900 -2.1% $223 / Sq Ft
09/08/2017 09/08/17 Price Changed $232,900 -2.1% $228 / Sq Ft
08/04/2017 08/04/17 For Sale $237,900 +23.9% $233 / Sq Ft
08/15/2014 08/15/14 Sold $192,000 -19.7% $188 / Sq Ft
06/16/2014 06/16/14 Pending -- -- --
04/11/2014 04/11/14 For Sale $239,000 -- $234 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,811 $250,700 $102,700 $148,000
2023 $2,804 $137,100 $58,900 $78,200
2022 $2,753 $137,100 $58,900 $78,200
2021 $2,749 $137,100 $58,900 $78,200
2020 $2,735 $136,400 $58,900 $77,500
2019 $2,694 $136,400 $58,900 $77,500
2018 $2,350 $119,900 $52,400 $67,500
2017 $2,357 $119,900 $52,400 $67,500
2016 $2,309 $119,900 $52,400 $67,500
2015 $2,255 $119,900 $52,400 $67,500
2014 $2,218 $119,900 $52,400 $67,500
Source: Public Records

Agents Affiliated with this Home

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Source: SmartMLS

MLS Number: 170545565

SmartMLS

APN: OSAY-000022-000074