Seller's Agent in 2025
Belinda Fratto
Howard Hanna
(315) 521-7413
48 in this area
363 Total Sales
24 Stark St Waterloo, NY 13165
4
Beds
2
Baths
2,302
Sq Ft
0.3
Acres
Highlights
- Cathedral Ceiling
- Main Floor Bedroom
- Private Yard
- Wood Flooring
- Separate Formal Living Room
- Screened Porch
About This Home
As of August 2025Welcome to this spacious and versatile 3–4 bedroom, 2 full bath home with updates throughout and plenty of room to spread out. The first floor offers flexibility with a possible bedroom, first floor laundry, formal dining room, two cozy den-like spaces, and a stunning great room at the back of the home with cathedral ceilings—currently used as a bedroom—with French doors leading out to the patio. The large, open kitchen has been beautifully updated and includes stainless steel appliances, a generous dinette area, and a view of the deep, fully fenced backyard. Step outside to a stamped concrete patio, perfect for entertaining, and enjoy the convenience of a double-wide driveway and storage shed. The second floor features three bedrooms, each with its own closet and newer carpeting throughout. Recent updates include all new vinyl windows, a two-year-old furnace with central air, a newer hot water tank, repointed chimney, fresh interior paint, updated light fixtures, improved landscaping, and more. This home is a short walk to schools, banks, post office and playground. This well-maintained home offers both space and comfort inside and out.
Last Agent to Sell the Property
Listing by Howard Hanna Brokerage Phone: 315-521-7413 License #30FR0894907 Listed on: 06/27/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,550
Year Built
- Built in 1900
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 60x198
- Property is Fully Fenced
- Rectangular Lot
- Private Yard
Home Design
- Block Foundation
- Stone Foundation
- Blown-In Insulation
- Vinyl Siding
Interior Spaces
- 2,302 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Family Room
- Separate Formal Living Room
- Formal Dining Room
- Den
- Screened Porch
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Gas Oven
- Gas Range
- Microwave
- Kitchen Island
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Parking
- No Garage
- Driveway
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 46
- Assessor Parcel Number 453801-004-000-0002-046-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 27, 2025
Closed on
Aug 28, 2025
Sold by
Obrien Lloyd B and Obrien Jo A
Bought by
Ritter Rhonda M
Seller's Agent
Belinda Fratto
Howard Hanna
Buyer's Agent
Dave VanDerlinde
Towpath Homes
List Price
$198,000
Sold Price
$199,000
Premium/Discount to List
$1,000
0.51%
Views
15
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,815
Avg. Annual Appreciation
5.58%
Original Mortgage
$172,110
Outstanding Balance
$171,813
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$31,002
Purchase Details
Closed on
Jun 30, 2022
Sold by
Fegely Sharon M
Bought by
Obrien Lloyd B and Obrien Jo A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,990
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 30, 1996
Sold by
Zanche Pauline
Bought by
Fegley Sharon M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $199,000 | -- | |
| Warranty Deed | $142,990 | None Available | |
| Warranty Deed | $142,990 | None Available | |
| Deed | $44,000 | -- | |
| Deed | $44,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $172,110 | FHA | |
| Previous Owner | $142,990 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/28/2025 08/28/25 | Sold | $199,000 | +0.5% | $86 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/27/2025 06/27/25 | For Sale | $198,000 | -- | $86 / Sq Ft |
Source: Upstate New York Real Estate Information Services (UNYREIS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,498 | $79,200 | $14,400 | $64,800 |
| 2023 | $3,378 | $79,200 | $14,400 | $64,800 |
| 2022 | $3,731 | $79,200 | $14,400 | $64,800 |
| 2021 | $3,601 | $79,200 | $14,400 | $64,800 |
| 2020 | $2,986 | $79,200 | $14,400 | $64,800 |
| 2019 | $1,430 | $79,200 | $14,400 | $64,800 |
| 2018 | $2,899 | $79,200 | $14,400 | $64,800 |
| 2017 | $2,806 | $79,200 | $14,400 | $64,800 |
| 2016 | $2,913 | $71,900 | $12,900 | $59,000 |
| 2015 | -- | $71,900 | $12,900 | $59,000 |
| 2014 | -- | $71,900 | $12,900 | $59,000 |
Source: Public Records
Agents Affiliated with this Home
-
Belinda Fratto
-
Dave VanDerlinde
Buyer's Agent in 2025
Dave VanDerlinde
Towpath Homes
(315) 572-0369
7 in this area
211 Total Sales
Map
Source: Upstate New York Real Estate Information Services (UNYREIS)
MLS Number: R1617591
APN: 453801-004-000-0002-046-000-0000
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